Members Credit Union Hickory NC | Best Auto Loans & Personal Banking

Introduction

Welcome to Members Credit Union - Hickory, your trusted financial partner since 1953! Located at 2142 12th Ave NE, Hickory, NC 28601, we are dedicated to serving our community with personalized banking solutions tailored to meet your needs. Whether you're looking for an auto loan, a mortgage, or just a simple checking account, we have something for everyone. At Members Credit Union, we pride ourselves on our strong commitment to our members. With over 48,000 members and total assets reaching $440,106,431, we have built a robust foundation of trust and reliability in the financial sector. Our team is led by CEO Robert Donley and Board President William Tittsworth, who ensure that our services align with the best interests of our members. We understand that finances can be challenging, which is why we offer a range of services designed to simplify your banking experience. From personal loans to business banking options, our offerings cater to both individual and commercial needs. With total deposits amounting to $46,880,736 and cash in hand of $8,070,240, you can rest assured that your money is safe with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1851, Hickory, NC 28603. Our dedicated staff of 117 employees is here to assist you Monday through Friday from 8:00 AM to 5:00 PM. We invite you to call us at 828-327-3232 or visit our website at memcu.com for more information about how we can help you achieve your financial goals. Join us today and experience the difference that comes with being a member of Members Credit Union!

Branch History & Mission

Join Us

We invite you to become part of the Members Credit Union - Hickory family. Experience firsthand how we combine personalized service with innovative banking solutions designed just for you. Join us today and take your first step toward achieving your financial goals! For more information on membership eligibility and how you can get started, please visit our website.

Our Journey

Located at 2142 12Th Ave Ne, Hickory, NC 28601, our branch is easily accessible for all community members. Over the decades, we have evolved significantly, adapting to the changing needs of our members while maintaining our core values of trust and service. As we've expanded our offerings, we've also embraced digital advancements that make banking easier and more convenient for everyone. Our journey wouldn't be complete without mentioning the strong relationships we've built within the community. From partnerships with local organizations to outreach programs aimed at enhancing financial literacy, we strive to uplift those around us. Each initiative reflects our commitment to not just being a bank but a genuine part of the fabric of Hickory.

Our Mission

At Members Credit Union - Hickory, our mission is clear: we exist to empower our members through exceptional financial services while supporting our community's growth. We believe that everyone deserves access to quality banking solutions tailored to their unique needs whether that means personal banking options like checking accounts and auto loans or business services designed to help local entrepreneurs thrive. We are proud of our ADA compliance efforts and customer-centric initiatives that ensure all members can enjoy seamless access to services. Although we do not currently offer ATM facilities at this location, we provide drive-thru banking for your convenience. Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM. If you need to reach us directly, please call us at 828-327-3232. While members can visit us at 2142 12Th Ave Ne, official correspondence should be sent to P.O. Box 1851, Hickory, NC 28603.

Branch Location & Accessibility

Call to Action

We invite you to stop by Members soon! Our dedicated staff is eager to help you with any questions or services you might need. Experience the difference of community-focused banking come see us today!

Nearby Landmarks and Accessibility

Situated near local favorites, our branch is easily accessible for all residents of Catawba County. You can find us close to popular spots, making it simple to stop by while you're out running errands. We have ample parking available, and our facility is equipped with ADA-compliant features, ensuring accessibility for everyone.

Operating Hours and Services

We're here for you Monday through Friday from 8:00 AM to 5:00 PM, so you can visit us at a time that works best for your schedule. While we do not offer ATM services at this location, we provide drive-thru banking for quick deposits and withdrawals. Our services include personal banking options like checking and savings accounts, auto loans, mortgage financing, and more all designed to help you reach your financial goals. If you need to reach out before visiting, feel free to give us a call at (828) 327-3232. For official correspondence, please send mail to P.O. Box 1851, Hickory, NC 28603.

Member Eligibility

At Members, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the local area, or if you have a family member who is already a member, you're likely eligible to join us! We encourage you to check out the detailed eligibility requirements at https://memcu.com/membership/ for the most up-to-date information. Getting started is easy! You can open your account with us online or visit us at our branch located at 2142 12Th Ave Ne Hickory Nc 28601. If you prefer talking to someone directly, feel free to give us a call at (828) 327-3232. Our team is here to guide you through the process and answer any questions you may have. Join us today and take the first step towards enjoying all the benefits that come with being part of Members!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are dedicated to providing flexible financing solutions tailored for you when the opportunity arises.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Picture this: a customer walks into your store, makes a purchase, and with just a tap of their card, the transaction is complete. Our merchant services ensure smooth transactions, allowing you to focus on what you do best running your business. If you're ready to take your business to the next level, visit us at 2142 12Th Ave Ne Hickory Nc 28601 in Hickory, NC or call us at (828) 327-3232. Let's explore how we can support your journey toward success!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or manage a business, we haven't forgotten about you! Our Business Banking services, including merchant services and business loans, can help facilitate growth and streamline operations. We aim to support local businesses in our community by offering tailored solutions that fit their needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features so you can manage your accounts anytime and anywhere. From checking balances to transferring funds or making payments, everything is just a few taps away on your smartphone or computer. Our members also enjoy easy access to ATM & Cash Withdrawal Services, ensuring that cash is always within reach when needed.

Credit Options That Reward You

For those who enjoy earning rewards while spending, our Credit Cards with Rewards program is perfect for you. Whether it's cash back on everyday purchases or travel points for your next adventure, our credit cards are designed to maximize your benefits.

Drive-Thru Convenience

For those who prefer face-to-face interactions without leaving their cars, our Drive-Thru Banking offers basic services like deposits, withdrawals, and simple transactions. It's just one more way we strive to make banking as convenient as possible for our members. If you're ready to explore how Members can assist you in achieving your financial dreams, don't hesitate to reach out! Call us at (828) 327-3232 or visit our website at Members Credit Union - Hickory for more information about opening an account or becoming a member today!

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that cater to various preferences and lifestyles, allowing you to choose what best fits your financial goals. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms to get you on the road quickly. When it comes to larger investments like buying a home, we also offer Mortgage Loans & Refinancing options. Our team will work closely with you to ensure you find the right mortgage solution that aligns with your budget and long-term plans. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation products can provide the financial relief you need.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your account balances, transfer funds, and even set up e-statements. Say goodbye to paper clutter and enjoy the ease of having all your statements delivered electronically it's just one way we make banking simpler for you. Need to send money quickly? Our person-to-person transfer feature makes it easy to pay friends or family with just a few clicks. Plus, if you love using mobile payments, we've got you covered! You can make payments directly from your phone, ensuring you're always ready for your next purchase.

User-Friendly Experience

Navigating your finances shouldn't be complicated. Our mobile application is designed with user experience in mind, allowing you to manage your accounts effortlessly. Even if you're not tech-savvy, you'll find our platform intuitive and straightforward. For those who prefer the personal touch but still want to save time, our electronic signature authorization allows you to complete transactions securely without needing to visit a branch. In a world where time is valuable, we're committed to providing easy access and real-time account management so you can focus on what really matters. Explore all these features and more by visiting us at https://memcu.com/ today!

Financial Strength

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through transparency and sound management, which is why we are proud to share insights about our financial strength. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected by having $51,172,817 in undivided earnings. This allows us to enhance our banking tools, lending options, and security measures to serve you better. Additionally, with $8,665 in used auto loans and $189,083,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $899,335, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees who are always ready to assist you with expert knowledge. In terms of resources available for lending and investments, we have net shares totaling $936,016, showing that we are well-positioned to support your financial needs. With a robust total of 104,568 accounts under our care, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 2142 12Th Ave Ne Hickory Nc 28601 or call (828) 327-3232 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms can make your purchase smoother.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we also provide various credit line options totaling $140,964,069, perfect for managing larger purchases or unexpected costs. Additionally, while we currently do not offer unsecured credit card loans, our other lending products are designed to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We offer guidance throughout the process, ensuring you have the support needed every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. We can discuss eligibility options and find solutions that may save you money over time. At Members, we're here to support you through all of life's financial moments. For more information or to discuss your loan options further, don't hesitate to give us a call at (828) 327-3232. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial dreams starts here!

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that users receive fair and transparent offers.

MEMBERS CREDIT UNION - Hickory, NC

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