MEMBERS CREDIT UNION

Welcome to Members Credit Union - Hickory, your trusted financial partner since 1953! Located at 2142 12th Ave NE, Hickory, NC 28601, we are dedicated to serving our community with personalized banking solutions tailored to meet your needs. Whether you're looking for an auto loan, a mortgage, or just a simple checking account, we have something for everyone. At Members Credit Union, we pride ourselves on our strong commitment to our members. With over 48,000 members and total assets reaching $440,106,431, we have built a robust foundation of trust and reliability in the financial sector. Our team is led by CEO Robert Donley and Board President William Tittsworth, who ensure that our services align with the best interests of our members. We understand that finances can be challenging, which is why we offer a range of services designed to simplify your banking experience. From personal loans to business banking options, our offerings cater to both individual and commercial needs. With total deposits amounting to $46,880,736 and cash in hand of $8,070,240, you can rest assured that your money is safe with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1851, Hickory, NC 28603. Our dedicated staff of 117 employees is here to assist you Monday through Friday from 8:00 AM to 5:00 PM. We invite you to call us at 828-327-3232 or visit our website at memcu.com for more information about how we can help you achieve your financial goals. Join us today and experience the difference that comes with being a member of Members Credit Union!

At Members, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the local area, or if you have a family member who is already a member, you're likely eligible to join us! We encourage you to check out the detailed eligibility requirements at https://memcu.com/membership/ for the most up-to-date information. Getting started is easy! You can open your account with us online or visit us at our branch located at 2142 12Th Ave Ne Hickory Nc 28601. If you prefer talking to someone directly, feel free to give us a call at (828) 327-3232. Our team is here to guide you through the process and answer any questions you may have. Join us today and take the first step towards enjoying all the benefits that come with being part of Members!

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through transparency and sound management, which is why we are proud to share insights about our financial strength. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected by having $51,172,817 in undivided earnings. This allows us to enhance our banking tools, lending options, and security measures to serve you better. Additionally, with $8,665 in used auto loans and $189,083,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $3,882,896, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees who are always ready to assist you with expert knowledge. In terms of resources available for lending and investments, we have net shares totaling $936,016, showing that we are well-positioned to support your financial needs. With a robust total of 104,568 accounts under our care, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 2142 12Th Ave Ne Hickory Nc 28601 or call (828) 327-3232 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.