Members Credit Union Elkin NC | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members Credit Union - Elkin, where your financial well-being is our top priority! Located at 827 N Bridge St, Elkin, NC 28621, we have been serving the community since 1953. With a strong commitment to our members, we currently boast a vibrant membership of 48,053 individuals who trust us with their financial needs. At Members Credit Union, we understand that your goals matter. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our assets total an impressive $440,106,431, providing us with the strength to support your financial journey. With total deposits reaching $46,880,736 and a net worth of $63,335,298, you can count on us to be a stable partner in your financial life. Our dedicated team of 117 employees, led by CEO Robert Donley and Board President William Tittsworth, is always ready to assist you. Whether you're visiting in person or connecting through our online services at memcu.com, we strive to make your experience smooth and enjoyable. While members can visit us at our branch location for personalized service, official correspondence should be sent to 827 North Bridge Street, Elkin, NC 28621. If you have any questions or need assistance, feel free to reach out at 336-526-0373 during our operating hours from Monday through Friday between 8:00 AM and 5:00 PM. Join us today and discover how Members Credit Union can help you achieve your financial dreams!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are a part of this vibrant community. Our outreach efforts focus on supporting local initiatives and forming partnerships that benefit residents of Elkin and beyond. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to giving back. As technology continues to advance, we ensure that our services remain inclusive by adhering to ADA compliance standards. We aim for every member regardless of ability to access our services comfortably. Join us today at Members Credit Union - Elkin! Experience firsthand how we're committed not only to your financial well-being but also to building a thriving community together. For any inquiries or assistance, feel free to reach out at (336) 526-0373 or visit our website at memcu.com. Let's embark on this journey together!

Our Mission

At Members Credit Union - Elkin, our mission is clear: we strive to empower our members with the financial tools and resources they need to achieve their goals. We believe that banking should be personal and accessible. Our team is dedicated to ensuring that every member feels valued and supported in their financial journey. Our services range from personal banking options like checking and savings accounts to auto loans, mortgage loans, and business banking solutions. We also offer modern conveniences such as online and mobile banking, allowing members to manage their finances anytime and anywhere. While members can visit us at 827 N Bridge St Elkin Nc 28621, official correspondence should be sent to 827 North Bridge Street, Elkin, NC 28621. We operate Monday through Friday from 8:00 am to 5:00 pm, making it easy for you to find time to connect with us.

Branch Location & Accessibility

A Welcoming Space

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Plus, we offer ample parking space so you can get in and out with ease. If you need assistance during your visit, our friendly staff is always here to help.

Convenient Hours for Busy Lives

We understand that life gets busy! That's why our lobby hours are set from Monday through Friday, 8:00 am to 5:00 pm. We aim to accommodate your schedule so you can manage your banking without the stress.

Services Tailored for You

At Members Credit Union - Elkin, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While we currently do not have ATM services or drive-thru banking available, our online and mobile banking features ensure you can manage your finances from anywhere.

Visit Us Today!

While members can visit us at 827 N Bridge St for all their financial needs, official correspondence should be sent to our mailing address at 827 North Bridge Street, Elkin, NC 28621. If you have any questions or need assistance before your visit, feel free to call us at 336-526-0373. We look forward to welcoming you into our community-focused branch soon!

Member Eligibility

Joining the Members community at Members is a welcoming step toward financial empowerment and support. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the area around 827 N Bridge St Elkin Nc 28621 can join us! This means you're not just opening an account; you're becoming part of a friendly family that prioritizes your needs and goals. At Members, we offer a range of services tailored just for you, from checking and savings accounts to loans and online banking options. Plus, the process of becoming a member is simple! You can find more detailed eligibility criteria by visiting our website at https://memcu.com/membership/ . If you're ready to get started, check out the easy account opening process at https://www.loanliner.com/loanrequest/presenter/loanform ?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f or give us a call at (336) 526-0373. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, worry not! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced market, having efficient payment processing is vital. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With tools that help manage payments easily and securely, you can serve your customers better while enhancing your operational efficiency. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at 827 N Bridge St Elkin Nc 28621, Elkin, NC, and let's build a prosperous future together! For more information, call us at (336) 526-0373 or visit our website at https://memcu.com/ .

Comprehensive List Of Services

Accessibility at Your Fingertips

While we currently do not have ATM services or drive-thru options available at this branch, our commitment remains focused on offering convenient access through digital platforms. Our friendly staff is always ready to assist during lobby hours from Monday through Friday, 8:00 am - 5:00 pm at our location on 827 N Bridge St Elkin Nc 28621. If you'd like to learn more about how we can assist you with any of these services or have specific questions in mind, feel free to reach out by calling us at (336) 526-0373. We look forward to helping you achieve all your financial goals! Come visit us at Members, where we're dedicated to being more than just a credit union we're your partner in financial success!

Business Banking Options

We also cater to local businesses with our business banking solutions. From merchant services that streamline payment processing to business loans that fuel growth, we're here to support entrepreneurs in the community. Our goal is to see your business thrive.

Convenient Digital Banking

In today's fast-paced world, managing finances on the go is essential. That's why we offer robust online and mobile banking services at Members Credit Union - Elkin. With features like mobile payments and person-to-person transfers, accessing your account is as easy as pulling out your phone. You can check balances, pay bills, and even transfer funds from anywhere!

Personal Banking Solutions

Our personal banking services are tailored to help you manage your everyday finances effectively. We offer both checking and savings accounts that make it simple for you to keep track of your money. Imagine having easy access to your funds whenever you need them, whether it's for daily expenses or saving up for a special occasion. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to suit your budget. Picture driving off in the car of your dreams without the stress of high payments! Additionally, our mortgage loans and refinancing options are ideal for those looking to buy their first home or refinance an existing mortgage.

Support for Your Financial Goals

For unexpected expenses or consolidating debt, our personal loans can be a lifeline. They offer straightforward terms to help you get back on track financially. Plus, if you're interested in building credit while enjoying rewards, check out our credit cards with rewards that offer benefits tailored just for you.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to carry your bank in your pocket. Need to make a quick payment? With our mobile payments feature, it's just a few taps away. You can also send money easily with person-to-person transfers, making sharing expenses with friends or family straightforward. For those who prefer paperless statements, we offer e-statements that let you view your account activity digitally while helping the environment. And if you're on the go and need to sign documents quickly, our electronic signature authorization option makes it simple and secure. At Members, we prioritize security as much as convenience. Our systems are designed to protect your information while offering easy access to your accounts. Whether you're using a computer or a smartphone, managing your money has never been more accessible. In summary, with features like real-time account management and secure transactions at your fingertips, Members is committed to providing you with a top-notch digital banking experience. Embrace the ease of online banking today!

Financial Strength

Commitment to Growth and Innovation

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is robust; with $8,665 in used auto loans and $189,083,261 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 104,568, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $936,016. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 827 N Bridge St Elkin Nc 28621 or call (336) 526-0373 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our financial performance is reflected in our $3,882,896, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you every step of the way.

Credit Lines and Unsecured Credit Card Loans

Need extra funds for unexpected expenses? Our total credit lines amount to $140,964,069, giving you access to flexible borrowing solutions. Additionally, we offer unsecured credit card loans, totaling $0, which can help you manage your finances effectively without the need for collateral. At Members, we're dedicated to providing financial products that work for you. If you're interested in our loan offerings or would like more information about eligibility and refinancing options, feel free to reach out at (336) 526-0373 or visit us at 827 N Bridge St Elkin Nc 28621 in Elkin, NC. For additional insights and data regarding our performance, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $43,162, tailored to help you secure your dream home with ease. We also provide refinancing options if you're looking to adjust your current mortgage terms.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh offers users a reliable way to navigate the lending landscape. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This is based on the latest results from the NCUA website (Source: https://www.ncua.gov ), guaranteeing that users receive fair and transparent offers. By relying on verified institutions, LendMesh helps users avoid misleading or inflated loan options. One key benefit of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions. This means that every user receives unbiased results tailored to their needs. LendMesh also provides Real-Time Rate Comparisons, allowing users to view up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the platform's credibility as a valuable resource for consumers seeking better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS CREDIT UNION - Elkin, NC