Members 1st of NJ Vineland Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st Of Nj, your trusted partner in financial success since 1938. Located at 37 W Landis Ave, Vineland, NJ 08360, we are proud to serve our community with a commitment to exceptional service and personalized banking solutions. With a total membership of 9,690, we focus on meeting the unique needs of our members, ensuring that your financial goals are supported every step of the way. At Members 1st, we manage total assets of $81,151,585 and have successfully issued over 5,343 loans and leases to help our members achieve their dreams. Our robust deposit base stands at an impressive $4,134,340, reflecting the trust our members place in us. With a net worth of $6,448,430 and cash reserves amounting to $370,317, we provide a solid foundation for your financial journey. While members can visit us at our branch location in Vineland, official correspondence should be sent to our mailing address at 37 West Landis Ave, Vineland, NJ 8360. Our dedicated team is here to assist you during operating hours from Monday to Friday, 9 AM to 5 PM, and Saturdays from 9 AM to 1 PM. Under the leadership of CEO Eileen Crean and Board President John Henderson, our team of 22 employees is committed to fostering strong relationships with each member. We understand that every financial decision matters and strive to make banking easier for you through services like auto loans, mortgage options, personal loans, and more. Join us today at Members 1st Of Nj or give us a call at 856-696-0767. Discover how we can support your financial aspirations while making a positive impact in our community! Visit us online at membersonenj.org for more information about our offerings.

Branch History & Mission

Welcome to Members 1st Of Nj, a beacon of community banking located at 37 W Landis Ave, Vineland, NJ 08360. Since our inception in 1938, we have proudly served the residents of Vineland and surrounding areas, fostering a strong bond with our members. Over the years, we have grown to become a trusted financial partner for nearly 9,690 members, providing them with personalized financial services tailored to their needs. From humble beginnings, Members 1st Of Nj has evolved significantly. Our total assets now stand at an impressive $81,151,585, reflecting our commitment to growth and stability. We take pride in our extensive range of services, which include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our business banking services cater to local entrepreneurs with merchant services and business loans. At the heart of our mission is a dedication to empowering individuals and families within our community. We strive to make banking accessible and inclusive for everyone. Our focus on customer satisfaction drives us to offer modern conveniences such as online and mobile banking, ensuring that you can manage your finances anytime and anywhere. With features like ATM access and drive-thru banking available at our branch, we prioritize your comfort and convenience. While you can visit us at 37 W Landis Ave, any official correspondence should be sent to our mailing address: 37 West Landis Ave, Vineland, NJ 8360. Our branch operates Monday through Friday from 9 am to 5 pm and Saturdays from 9 am to 1 pm, making it easy for you to reach us when you need assistance. Members 1st Of Nj is not just about numbers; it's about people. We are proud of our partnerships with local organizations that support various outreach initiatives aimed at uplifting the community. Whether it's sponsoring local events or providing financial literacy workshops, we believe in giving back to those who have supported us throughout the years. Join us today and experience the difference that comes from being part of a community-focused credit union. With Members 1st Of Nj by your side, you'll find not just a bank but a partner invested in your financial well-being. Call us at 856-696-0767 or visit our website at www.membersonenj.org to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Connect with Us

If you have questions or need assistance, don't hesitate to give us a call at 856-696-0767. Our team is dedicated to helping you achieve your financial goals. We invite you to come visit us at our Vineland location today!

Nearby Landmarks and Accessibility

Nestled in the heart of Cumberland County, our branch is conveniently located near several local landmarks. You'll find us just a short drive from the bustling shopping centers and parks that make Vineland such a vibrant community. Parking is readily available for your convenience, and we have taken steps to ensure our facilities are accessible for everyone, including ADA-compliant features.

Operating Hours and Services

We know that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. Our friendly team is always ready to assist you during these times. At Members 1st of NJ, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to quickly access cash? Enjoy the convenience of our ATM services right on-site or take advantage of our drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

At Members 1st Of Nj, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our community, you're already eligible to join us. We also extend membership to family members of current members. This means you can share the benefits of personalized service, competitive rates, and a range of financial products with your loved ones. To learn more about the specific eligibility criteria and how easy it is to open an account, check out our detailed resource. When you're ready to take the next step, opening an account is straightforward just visit us online at http://www.membersonenj.org/loans/online-loan-application/ or give us a call at (856) 696-0767 for assistance. Let's embark on this journey together at our branch located at 37 W Landis Ave Vineland Nj 08360!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is crucial. Our merchant services provide tools that help you accept payments seamlessly, manage transactions effortlessly, and enhance customer satisfaction. Picture this: a busy Saturday at your store where customers are flowing in, and with our services, you can complete each sale quickly and securely. Located at 37 W Landis Ave Vineland Nj 08360 in Vineland, NJ, we invite you to explore how our business banking solutions can drive your success. For more information or to get started, call us at (856) 696-0767. Let's build your business together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to launch a new product line or upgrade your equipment our commercial loans can make that happen. We work closely with you to tailor a loan that fits your specific needs, ensuring that your dreams can become reality.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services such as merchant services and business loans. These tools help streamline operations and promote growth, giving you more time to focus on running your business effectively.

Convenient Access

At Members 1st Of Nj, we know convenience is key. That's why we provide ATM access for cash withdrawals and balance checks at any time. Plus, our drive-thru service makes it easy to handle deposits and withdrawals without leaving your car. With shared branch transactions available for partner credit union members, even if you're traveling, accessing your funds remains simple.

Credit Options

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. This means you can enjoy benefits while spending on things you need like groceries or gas.

Get Started Today!

Ready to take control of your finances? Call us at (856) 696-0767 or visit us at 37 W Landis Ave Vineland Nj 08360 in Vineland, NJ during our operating hours (Monday - Friday 9 am to 5 pm; Saturday 9 am to 1 pm). Explore how we can help meet your financial goals today! For more information about our services, visit us online at Main Office.

Home Financing

If owning a home is part of your dream, explore our mortgage loans and refinancing options. Our experienced staff can guide you through the process, ensuring that you find a mortgage solution that works best for your financial situation.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts that cater to various lifestyles and financial goals. Imagine easily managing your money online from the comfort of your home or on-the-go with our online and mobile banking options. You can check balances, make transfers, and pay bills anytime, anywhere. For those looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing are tailored just for you. We understand that buying a car is an important decision, so we offer competitive rates and flexible terms to fit your budget. Need extra cash for personal projects or debt consolidation? Our personal loans provide the support you need. With straightforward application processes and quick approvals, you'll find it easy to get the funds required for your next big step.

Digital & Online Banking

Accessibility and Security

We prioritize security in all our digital services. Your financial information is protected by advanced security measures so that you can bank with peace of mind. Plus, our 24/7 online banking services ensure that you have access whenever you need it, day or night. At Members 1st Of Nj, we strive to make banking simple and accessible for everyone. With our user-friendly tools and dedicated support, managing your finances has never been more straightforward. Experience the future of banking today!

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.membersonenj.org/, you can access your accounts anytime, anywhere. Need to check your balance or transfer funds? It's just a few clicks away! You can also take advantage of e-statements, allowing you to view your account statements electronically no more paper clutter. And yes, we provide electronic signature authorization, which means you can sign documents securely from the comfort of your home. Our mobile application takes convenience even further. With features like mobile payments, managing your money has never been easier. You can pay bills, send money to friends through person-to-person transfers, and keep track of your spending all right from your smartphone.

Financial Strength

Commitment to Operational Efficiency

Our $239,030 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 14,478, showing a strong and growing member base that trusts us with their finances. This growth underlines our commitment to serving you effectively while upholding our financial integrity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st Of Nj is your trusted partner. Visit us at 37 W Landis Ave Vineland Nj 08360 or call (856) 696-0767 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $8,099,385 in share certificates and $5,179,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $5,978,968 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $827 in used auto loans and $49,782,293 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $6,448,430, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,906,697 in used vehicle loans and $6,494,806 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our flexible financing options can put you behind the wheel sooner than you think.

Credit Lines

If you prefer having accessible funds for any occasion, consider our credit lines totaling $5,830,000. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,748,368, which means that if you're considering purchasing a home or refinancing an existing mortgage, we have solutions designed just for you.

Refinancing Options

If you're currently dealing with higher interest rates on existing loans or mortgages, ask us about refinancing options that may be available to you. At Members 1st Of Nj, we're here to guide you through the process and ensure you understand all eligibility requirements. For further assistance or to discuss which loan product fits your needs best, feel free to contact us at 856-696-0767 or visit us at 37 W Landis Ave Vineland Nj 08360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our offerings today and take the first step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our unsecured credit card loans. We provide flexible terms on these cards, with a total of $1,566,198 in loans helping members effectively manage their finances. Enjoy peace of mind knowing you have access to funds when unexpected expenses arise.

Loan Aggregator

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MEMBERS 1ST OF NJ FEDERAL CREDIT UNION - Vineland, NJ

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