Members 1st Of NJ Bridgeton Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Members 1st Of Nj, your trusted partner in financial wellness since 1938. Located at 654 Shiloh Pike, Bridgeton, NJ 08302, our branch is committed to serving the community with personalized banking solutions that fit your unique needs. With a proud membership base of 9,690 and total assets reaching an impressive $81,151,585, we strive to provide exceptional services and support for all our members. Our dedicated team, led by CEO Eileen Crean and Board President John Henderson, works tirelessly to ensure you receive the best possible banking experience. Whether you're looking for auto loans, savings accounts, or personal loans, we have you covered with a range of products designed to help you reach your financial goals. Our total deposits stand at $4,134,340, reflecting the trust that our members place in us every day. While members can visit us at our branch location, official correspondence should be sent to 28A Cornwell Dr, Bridgeton, NJ 8302. We also offer convenient online and mobile banking options so you can manage your finances anytime, anywhere. At Members 1st Of Nj, we believe in making a positive impact in our community. As part of our mission, we are proud to offer various services including mortgages, credit cards with rewards, and business banking solutions. With over 22 employees ready to assist you and a commitment to maintaining a healthy net worth of $6,448,430, we are here to help you navigate your financial journey confidently. If you're ready to take the next step towards achieving your financial dreams or simply want more information about our services, don't hesitate to reach out! Call us today at 856-453-9094 or visit our website at www.membersonenj.org. Your future starts here!

Branch History & Mission

At Members 1st Of Nj, our story began in 1938, right here in the heart of Bridgeton, NJ. Over the decades, we have grown from a small group of dedicated individuals to a robust credit union with nearly 10,000 members. Our location at 654 Shiloh Pike, Bridgeton, NJ 08302 has been a beacon of financial support for our community, providing essential services and fostering lasting relationships. Our mission is simple yet powerful: to enhance the financial well-being of our members and empower them to achieve their dreams. We believe in putting people first, which is why we offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just financial products; we aim to support our community through outreach programs and partnerships that uplift those around us. While members can visit us at our branch address, official correspondence should be sent to 28A Cornwell Dr, Bridgeton, NJ 8302 if needed. As we look back on our journey from humble beginnings to managing over $81 million in assets today, we remain focused on innovation and accessibility. We embrace technology with online and mobile banking solutions that make managing finances easier than ever for our members. Additionally, with an ATM available at our branch and shared service center access for partner credit union members, we ensure convenience is always within reach. We are proud of our rich history and the trust placed in us by our members. Under the leadership of CEO Eileen Crean and Board President John Henderson, we strive daily to uphold values of transparency and community support. Our operating hours are designed with you in mind: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm. Join us at Members 1st Of Nj where your financial goals are met with personalized care and expertise. Experience the benefits of membership today by calling us at 856-453-9094 or visiting our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Members 1st Of Nj, located at 654 Shiloh Pike in Bridgeton, NJ! Our branch is conveniently situated to serve you better, whether you're coming from nearby landmarks like the beautiful Cohanzick Zoo or the bustling downtown area. You'll find us easily accessible with ample parking available, making your visit as smooth as possible. While you can reach us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address at 28A Cornwell Dr, Bridgeton, NJ 8302. At Members 1st Of Nj, we pride ourselves on our welcoming atmosphere and commitment to serving our community. Our lobby hours are designed for your convenience: we're open Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm. Whether you're stopping by for personal banking services such as checking and savings accounts or looking into auto loans and mortgage options, our friendly staff is here to assist you every step of the way. For those who prefer self-service, we offer an ATM on-site for quick cash withdrawals and balance checks. While we don't have drive-thru banking available, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals seamlessly. Accessibility is important to us; our branch is ADA compliant, ensuring that everyone can access our services comfortably. We invite you to come by, meet our team, and discover how we can help you achieve your financial goals. If you have any questions or would like to learn more about what we offer before your visit, feel free to give us a call at 856-453-9094. We look forward to seeing you soon!

Member Eligibility

At Members 1st Of Nj, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you're looking to become part of our supportive community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 654 Shiloh Pike Bridgeton Nj 08302. This means that whether you're a long-time resident or new to the community, you're welcome here! Joining us comes with great benefits such as competitive loan rates, personalized service, and access to a range of financial products designed just for you. The process to become a member is straightforward and welcoming just reach out to us at (856) 453-9094 or visit our website for more details on how to open an account at http://www.membersonenj.org/loans/online-loan-application/. For further information on eligibility criteria, feel free to check out this resource. We can't wait for you to be part of the Members 1st Of Nj family!

Business Banking & Commercial Services

Merchant Services for Growth

In addition to loans, we offer merchant services that simplify your payment processes. Picture this: a busy Saturday at your store where customers are lining up to pay. With our efficient payment solutions, transactions are quick and seamless, ensuring customer satisfaction while boosting your sales. When you partner with Members 1st Of Nj at 654 Shiloh Pike Bridgeton Nj 08302, Bridgeton, NJ, you gain access to resources that not only help manage your finances but also drive your business forward. Reach out today at (856) 453-9094 to learn how we can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment or expand your operations. Our loans can turn those dreams into reality by providing the necessary capital when you need it most.

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer comprehensive solutions including merchant services and business loans to help you thrive in a competitive market. Our team understands the unique challenges business owners face and is here to support you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, you can manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away. We also provide ATM services for cash withdrawals and balance checks so you can access your money without hassle.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards come with attractive benefits that can enhance your purchasing power while providing valuable rewards for everyday spending.

Personal Banking Services

Our personal banking options include checking and savings accounts tailored to fit different lifestyles. For those in need of financing, we offer auto loans and vehicle financing to get you on the road with ease. If homeownership is on your mind, explore our mortgage loans and refinancing options that can make owning a home more attainable. Additionally, our personal loans and debt consolidation services are perfect for managing expenses or tackling existing debt.

Reach Us Anytime

We invite you to visit us during our operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Feel free to call us at 856-453-9094 if you have any questions or need assistance. At Members 1st Of Nj, we're more than just a credit union; we're part of your community. Explore all the ways we can help you achieve financial success today! For more information about our services or to get started with an account application, visit us online at www.membersonenj.org.

Shared Branch Transactions

If you're a member of a partner credit union, enjoy basic shared branch transactions right here at our location. You can easily make deposits and withdrawals as needed.

Digital & Online Banking

Key Features

One of the standout features at Members 1st Of Nj is our ability to provide e-statements. This means you can view your statements online, reducing paper clutter while ensuring you have easy access to your financial records. Plus, with electronic signature authorization available, signing documents has never been easier no need to visit the branch in person! For those who love the convenience of mobile payments, you're in luck! We offer a robust mobile payments feature that lets you make purchases directly from your smartphone. Our mobile application further enhances this experience, allowing you to manage your accounts right at your fingertips. Need to send money to a friend? Our person-to-person transfer option makes it quick and hassle-free. Just a few taps on your phone and the money is sent perfect for splitting bills or helping out family members. At Members 1st Of Nj, we prioritize your security. Our digital banking services utilize advanced security measures to protect your personal information while giving you peace of mind as you manage your finances online. Join us today and discover how easy banking can be with our comprehensive digital services tailored just for you! Visit us at https://www.membersonenj.org/ for more information.

Financial Strength

At Members 1st Of Nj, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to support our members with better rates, lower fees, and enhanced services. Our financial data reflects our dedication to sound management practices. With a net worth of $6,448,430, we maintain robust financial health. This solid foundation enables us to provide loans and competitive savings rates while ensuring uninterrupted services even during uncertain economic times. Our net worth ratio of 795% further demonstrates our strong capital base, giving you peace of mind in knowing that we are well-positioned to meet your needs. Members' savings are secured through $8,099,385 in share certificates and $5,179,224 in money market shares. These offerings provide stable and rewarding opportunities for your financial growth. Unlike traditional banks, we prioritize our members; we have no non-member deposits as we focus entirely on benefiting you through better loan rates and exclusive perks. With $5,978,968 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to lend is reflected in our total loans and leases amounting to $49,782,293, including $8,270,000 in used auto loans. This means we are here to support your financial goals across various sectors. While our net income currently stands at $0 due to strategic investments for future growth, this reflects our operational efficiency and commitment to providing competitive products for our members. We also take pride in having 22 full-time employees, ensuring that our branch is always ready to assist you with knowledgeable service. As part of our commitment to transparency and trustworthiness, all performance insights and financial data come from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st Of Nj is your trusted partner. Visit us at 654 Shiloh Pike Bridgeton Nj 08302 or call 856-453-9094 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,906,697 in used vehicle loans and $6,494,806 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is ready to assist you with flexible terms that fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,566,198 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or emergencies when cash flow may be tight.

Credit Lines and Personal Loans

In addition to these options, we have credit lines available totaling $5,830,000. These can provide you with the financial flexibility needed for various personal projects or unexpected expenses. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, please don't hesitate to contact us at 856-453-9094. Our knowledgeable staff at our branch located at 654 Shiloh Pike, Bridgeton NJ 08302 is here to guide you through the process. For more information about our loan offerings and services tailored just for you, visit us online at www.membersonenj.org. *All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $11,748,368. This can be an excellent opportunity for those looking to invest in real estate or refinance their current mortgage for better rates.

Loan Aggregator

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MEMBERS 1ST OF NJ FEDERAL CREDIT UNION - Bridgeton, NJ

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