Members 1st Credit Union Saint Louis MO | Affordable Auto Loans & Business Banking

Introduction

At Members 1st, we believe in building strong financial futures for our community. Located at 4702 Mattis Rd, Saint Louis, MO 63128, our branch is dedicated to serving the needs of our members with personalized banking solutions and exceptional service. Since our establishment in 1951, we have grown into a trusted partner for over 4,225 members, helping them navigate their financial journeys. Our commitment to you goes beyond just numbers. With total assets of $67,188,254 and total deposits amounting to $5,367,597, we work diligently to ensure your hard-earned money is safe and secure. Our team, led by CEO Brian Eyestone and Board President Michael Lehman, is here to support you every step of the way. While members can visit us at our branch on Mattis Road, official correspondence should be sent to the same address. We offer a full range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. Our goal is to empower you with the financial tools you need to succeed. With a strong net worth of $6,249,939 and cash in hand totaling $457,723, we are well-positioned to provide competitive loan options. Our total loans stand at 2,451, reflecting our ongoing dedication to supporting member needs. As part of our mission to enhance your banking experience, we also offer online and mobile banking services for added convenience. Whether you're looking to deposit a check or manage your account from home, we've got you covered. We invite you to reach out with any questions or visit us during our operating hours: Monday and Friday from 9 a.m. to 6 p.m., and Tuesday through Thursday from 9 a.m. to 4:30 p.m. If you're ready to take control of your finances or simply want more information about what we offer, don't hesitate to call us at 314-487-5628. Together, let's build a brighter financial future!

Branch History & Mission

Join Us Today

As we look toward the future, Members 1st remains dedicated to serving our members with integrity and respect. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Experience the difference that comes from being part of a member-focused credit union. We invite you to join us on this journey towards financial empowerment and community growth. Connect with us today by calling 314-487-5628 or visiting our website at Members 1st. Together, let's build a brighter financial future!

Our Commitment to Community

At Members 1st, we believe in giving back. Our team actively engages in community outreach programs, forming partnerships with local organizations to address various social issues. By providing financial literacy workshops and participating in charitable events, we aim to empower individuals with knowledge and resources that lead to better financial decisions. In addition to traditional banking services like checking accounts and auto loans, we embrace modern technology. Our online banking platform allows members to manage their accounts effortlessly from anywhere. With features such as mobile payments and person-to-person transfers, we ensure that banking is not only accessible but also user-friendly. While members can visit us at 4702 Mattis Rd, official correspondence should be sent to our mailing address at the same location: 4702 Mattis Rd, Saint Louis, MO 63128.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our location is designed with features that accommodate everyone, including ADA-compliant entrances and parking spaces right by the entrance. You can comfortably visit us without any hassle!

Call Us Today!

Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we're ready to assist you! Don't hesitate to call us at 314-487-5628 if you have any questions or want more information about how we can serve you better. We look forward to seeing you at Members 1st!

Convenient Location

Situated near notable local spots, our branch is just a quick drive from the bustling community. Whether you're popping in for a quick transaction or to chat about your financial goals, you'll find us conveniently located. For those who prefer to send us mail, official correspondence can be directed to the same address: 4702 Mattis Rd, Saint Louis, MO 63128.

Operating Hours

Our doors are open during convenient hours to serve you better. Join us Monday and Friday from 9 a.m. to 6 p.m., and Tuesday through Thursday from 9 a.m. to 4:30 p.m. On the fourth Wednesday of each month, we open at 10 a.m., allowing you to drop by when it suits you best.

Services Offered

At Members 1st, we pride ourselves on offering a wide range of services tailored for all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to help guide you every step of the way. Plus, with our ATM available on-site, accessing your cash is quick and easy!

Member Eligibility

At Members 1st, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out! If you live, work, or go to school in our local area, you are likely eligible to join us. We welcome individuals from all walks of life, so whether you're starting your first job or looking to manage your family's finances better, we're here for you. Membership comes with fantastic benefits like personalized service and access to a variety of financial products tailored just for you. To check the most up-to-date eligibility details, feel free to visit our website at . If you have any questions or want to get started on your membership journey, give us a call at (314) 487-5628 or stop by our branch located at 4702 Mattis Rd Saint Louis Mo 63128. We can't wait to meet you!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Imagine having the resources to seize new opportunities, hire more staff, or invest in essential equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $376,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable payment solutions can set your business apart. Our merchant services simplify payment processing, making it easier for you to focus on what matters most running your business. From accepting credit card payments to managing transactions seamlessly, we provide tools that work for you. Located at 4702 Mattis Rd Saint Louis Mo 63128 in Saint Louis, MO, our team is ready to partner with you on your journey to success. Give us a call at (314) 487-5628 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

Business owners will appreciate our specialized business banking services, including merchant services and business loans designed to support your growth. We recognize that managing a business comes with its unique challenges, and we're here to provide the financial backing you need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that let you manage your accounts from anywhere. With our online and mobile banking, accessing your account is just a few taps away. You can easily check balances, transfer funds, and pay bills without having to visit the branch in person. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

We understand that managing your personal finances is crucial. That's why we offer checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions for those ready to buy a home or lower their current mortgage rates. For times when unexpected expenses arise, our personal loans and debt consolidation services can help you regain control of your finances. Plus, don't forget about our credit cards with rewards, offering you benefits while you spend on everyday purchases.

Shared Branch Transactions

If you're a member of a partner credit union, you'll be glad to know that we offer basic shared branch transactions such as deposits and withdrawals. This feature ensures that you have access to your funds even when you're away from home. At Members 1st, we strive to make banking not just accessible but enjoyable too. Our team is always ready to assist you with any questions or concerns you may have about our services. Ready to take control of your financial future? Visit us at 4702 Mattis Rd, Saint Louis, MO 63128, or give us a call at 314-487-5628 today! Explore how we can support your financial journey because at Members 1st, it's all about you!

Digital & Online Banking

E-Statements for Convenience

Say goodbye to piles of paper! With our e-statements availability, you can receive your account statements electronically. This not only helps you stay organized but also contributes to protecting the environment. You'll have all your financial information right at your fingertips whenever you need it.

Mobile Banking Made Easy

For those who love managing their money on the go, our mobile application is a game-changer. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. Whether you're grabbing coffee or splitting a dinner bill, our app puts the power in your hands.

Security You Can Trust

We take your security seriously. While we don't currently offer electronic signature authorization, rest assured that our online banking services are built with strong security measures to keep your information safe. You can feel confident accessing your accounts from any device. At Members 1st, we believe that banking should be accessible and straightforward. Our digital services help you manage your money with ease while ensuring that security is always a top priority. Experience financial freedom at your fingertips with us today!

Financial Strength

Commitment to Growth and Innovation

With $4,980,971 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $507 in used auto loans and $41,225,893 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 7,605, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 4702 Mattis Rd Saint Louis Mo 63128 or call (314) 487-5628 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $7,785,819 in share certificates and $14,840,262 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $6,249,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,754,207 in used vehicle loans and $3,779,040 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used vehicle, we can guide you through financing options tailored to your budget.

Business Financing

For business owners in need of capital for growth and expansion, we have outstanding commercial loans totaling $376,461 available. We aim to support local businesses by offering tailored financing solutions that align with their specific requirements. At Members 1st, we believe in empowering our members through financial education and accessible loan options. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit us or give us a call at 314-487-5628 to discuss how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,062,125, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home.

Personal Loans and Credit Lines

For those looking to consolidate debt or finance personal projects, we also provide personal loans with competitive interest rates. Additionally, our total credit lines amounting to $14,355,720 ensure that you have access to funds when necessary. If you're considering refinancing options or want to know if you qualify for any of our products, our team is here to assist.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently totaling $0, we're dedicated to providing solutions that help our members effectively manage their finances as their needs grow.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, so you know you're getting reliable information every time you check.

MEMBERS 1ST CREDIT UNION - Saint Louis, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans