Members 1st Credit Union Festus MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st at our Festus Office, where your financial well-being is our top priority! Located conveniently at 1200 E Gannon Dr, Festus, MO 63028, we have been serving our community since 1951. With a strong commitment to our members, we proudly support over 4,225 individuals and families with a total of $67,188,254 in assets. At Members 1st, we understand that each member has unique financial needs. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our experienced team is dedicated to providing personalized service that makes banking easy and accessible for everyone. While you can reach us directly at 636-931-7144, if you need to send official correspondence, please use our mailing address: 1200 E Gannon Drive, Festus, MO 63028. We want to ensure that all your inquiries are handled promptly and efficiently. Our leadership team, led by CEO Brian Eyestone and Board President Michael Lehman, is committed to fostering a friendly and trustworthy environment for all members. With a net worth of $6,249,939, and total deposits amounting to $5,367,597, we are financially stable and ready to assist you with your banking needs. We invite you to visit us during our operating hours Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 5:30 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Whether you're looking for advice on loans or want assistance with your accounts, our knowledgeable staff is here to help. Join us today at Members 1st where members come first! Explore more about our services at our website or give us a call; we look forward to welcoming you into the Members 1st family!

Branch History & Mission

Join Us Today

Our operating hours are designed with your convenience in mind: Monday through Wednesday from 8:30 a.m. to 5:00 p.m., Thursday until 5:30 p.m., Friday until 6:00 p.m., and Saturday until noon. With drive-thru banking available and ATM access right at your fingertips, managing your finances has never been easier. We invite you to experience all that Members 1st has to offer. Join us today and discover how we can help you achieve your financial goals while supporting our wonderful community in Festus! For any inquiries or further information, feel free to reach out at 636-931-7144 or visit us online at www.members1st.com.

Our Mission

At the heart of Members 1st lies a mission that emphasizes both financial empowerment and community support. We aim to provide our members with personalized banking solutions that fit their unique needs while also contributing positively to the community we call home. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to help. We understand that being part of a community means more than just offering services; it's about creating lasting relationships. Through partnerships and outreach initiatives, we strive to make a meaningful impact in Festus and beyond. Our shared service center ensures that even if you're traveling or away from home, you can still access your accounts easily. While members can visit us at 1200 E Gannon Dr, official correspondence should be sent to 1200 E Gannon Drive, Festus, MO 63028.

Branch Location & Accessibility

Convenient Access and Parking

At Members 1st, we understand that accessibility matters. Our branch features ample parking spaces right outside, making it easy for you to pop in for your banking needs. For those who require additional assistance, our facilities are ADA compliant, with ramps and wide doors designed for everyone's comfort.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 636-931-7144. We invite you to visit us at the Members 1st Festus Office today! While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 1200 E Gannon Drive, Festus, MO 63028. We look forward to welcoming you into our community!

Operating Hours Designed for You

We're here to help when you need us! Our lobby hours are Monday through Wednesday from 8:30 a.m. to 5:00 p.m., Thursday until 5:30 p.m., Friday until 6:00 p.m., and Saturday from 8:30 a.m. to 12:00 p.m. Whether you're dropping by during the week or on Saturday morning, we're ready to assist you with all your banking needs.

Services Tailored for Your Needs

Members can take advantage of various services at our branch. We offer personal banking solutions, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you're a business owner, our team is here to support you with merchant services and business loans as well. Plus, enjoy the ease of ATM access and drive-thru banking for quick transactions.

Member Eligibility

At Members 1st, we believe that becoming a member is not just about opening an account it's about joining a community that supports you every step of the way. To become a part of our friendly family, you simply need to meet a few basic eligibility requirements. Generally, those who live, work, worship, or attend school in our area are welcome to join us. If you're curious about specific criteria, I encourage you to check out more details at . Opening your account is an easy and straightforward process that makes it simple for you to start enjoying all the benefits we offer, from personalized service to competitive loan rates. If you're ready to take the next step or have any questions, feel free to reach out to us at (636) 931-7144 or visit us at our branch located at 1200 E Gannon Dr Festus Mo 63028. We can't wait to welcome you into the Members 1st family!

Business Banking & Commercial Services

Lending Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $376,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Success

In addition to loans, we offer merchant services that make daily transactions smoother. Whether you run a retail shop or a service-based business, our merchant services can help you accept payments easily, manage cash flow better, and enhance customer satisfaction. Picture being able to process credit card payments instantly while tracking sales data all from one platform. Located at 1200 E Gannon Dr Festus Mo 63028 in Festus, MO, we invite you to explore how Members 1st can be your trusted partner in achieving your business goals. Reach out to us at (636) 931-7144 to learn more!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Dreaming of that new car? Our auto loans make it easy to turn those dreams into reality. At Members 1st, we provide competitive rates for both new and used vehicles, ensuring you can drive away with confidence. Our vehicle financing options are straightforward, allowing you to focus on enjoying the ride rather than worrying about complex terms.

Business Banking Services

For local businesses looking for support, we offer business banking solutions including merchant services and business loans. We're dedicated to helping local entrepreneurs thrive by providing accessible resources tailored for their success.

Convenient Access Points

With one ATM available at our branch and drive-thru services for quick transactions like deposits and withdrawals, accessing your funds has never been easier. Plus, if you're a member of another credit union that participates in shared branching, you can complete basic transactions at our location as well! As part of our commitment to convenience, members enjoy comprehensive online and mobile banking features that allow them to conduct transactions from the comfort of their homes or on-the-go. If you're ready to explore these offerings further or have questions about how Members 1st can assist you with your financial journey, don't hesitate to reach out! Call us at 636-931-7144 or visit us at 1200 E Gannon Dr, Festus, MO 63028 today. Let's achieve your financial goals together!

Credit Cards with Rewards

For those who love rewards, our credit cards come with great benefits! Earn points on everyday purchases and redeem them for travel or gifts. It's an effortless way to make the most out of what you spend.

Home Ownership Made Easy

If you're ready to buy a home or refinance your current mortgage, look no further! Our mortgage loans are designed to guide you through the process smoothly. We take pride in offering personalized service so you can find the perfect loan that fits your needs. Imagine settling into your dream home with the right support from our knowledgeable staff.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer personal banking options like checking and savings accounts designed to fit various lifestyles and financial goals. Imagine having an account that not only helps you save for your next vacation but also gives you easy access to your funds through our online and mobile banking services. With features like e-statements and mobile payments, you can manage your finances anytime, anywhere.

Personal Loans and Debt Consolidation

We know that life can throw unexpected expenses your way. That's why we offer personal loans for various needs, whether it's debt consolidation or funding a special project. Our friendly team will work with you to find a loan solution that eases your financial burden while providing peace of mind.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With our e-statements feature, you can view your account statements online whenever you need them. This not only saves trees but also helps you keep track of your finances more efficiently. Plus, for those who prefer using their smartphones for transactions, our mobile payments feature lets you make purchases quickly and securely right from your device.

Mobile Application and Person-to-Person Transfers

Stay connected with our dedicated mobile application, which offers all the functionality of our online banking platform right in your pocket. You can also send money directly to friends or family through our person-to-person transfers perfect for splitting bills or sending gifts without any hassle.

Security You Can Trust

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all our services are protected by advanced security measures to keep your personal information safe. Experience the freedom of modern banking with Members 1st. With everything designed for ease-of-use and accessibility, managing your finances has never been simpler!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 7,605, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 1200 E Gannon Dr Festus Mo 63028 or call 636-931-7144 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $4,980,971 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $41,225,893 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $7,785,819 in share certificates and $14,840,262 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency during this period as we focus on building a stronger foundation for future growth. We also take pride in having 14 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $6,249,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,754,207 in used vehicle loans and $3,779,040 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our auto loan options are tailored to fit your budget. Plus, if you're considering refinancing your existing auto loan, we can help simplify that process too!

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $376,461 provide the capital needed to expand your operations. We know how important it is for businesses to have access to funds when they need them most.

Credit Lines

If you're looking for additional flexibility in managing your cash flow or unexpected expenses, our total credit lines amounting to $14,355,720 can help you bridge those gaps efficiently. At Members 1st located at 1200 E Gannon Dr Festus Mo 63028, we're dedicated to supporting our members with straightforward lending solutions that are easy to understand and navigate. For more information or assistance with applying for a loan, please call us at 636-931-7144. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,062,125, make buying or refinancing simple. We work closely with you to understand your financial picture and guide you through each step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently we have $0 in unsecured credit card loans available, our goal is to help members manage their finances effectively with convenient borrowing options.

Loan Aggregator

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MEMBERS 1ST CREDIT UNION - Festus, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans