Members 1st Credit Union York PA | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Members 1st, your trusted financial partner located at 2145 White St, York, PA 17404. Since our establishment in 1950, we've proudly served our community with dedication and care, growing to a vibrant membership of over 596,510 members. Our commitment goes beyond numbers; we are here to support you with personalized banking solutions that fit your needs. At Members 1st, we understand that every financial journey is unique. With total assets exceeding $8,039,711,199 and deposits amounting to $407,063,180, we offer a solid foundation for all your banking endeavors. Whether you're looking for an auto loan or seeking advice on personal loans and debt consolidation, our experienced team is ready to help you navigate your options. Our leadership team, headed by CEO Michael Wilson and Board President Jon Kirssin, is dedicated to ensuring that we not only meet but exceed your expectations. We take pride in our robust financial health, highlighted by a net worth of $986,315,309 and cash in hand totaling $84,550,719. These figures reflect our stability and ability to serve you better. While members can visit us at the address mentioned above for all their banking needs, official correspondence should be directed to the same location. We invite you to explore our wide range of services including personal banking accounts, mortgage loans, credit cards with rewards programs, and business banking solutions. We are more than just a credit union; we are a part of the community. Our mission is to empower you through financial education and support while contributing positively to the local economy. Ready to take the next step in your financial journey? Call us today at 717-854-1216 or visit our website at Members 1st for more information about how we can assist you!

Branch History & Mission

Welcome to the Members 1st branch in York, PA, where our story began in 1950. Over the years, we have grown from a small financial institution into a thriving community credit union with over 596,510 members and total assets reaching an impressive $8,039,711,199. Our commitment to serving the people of York and beyond remains as strong as ever. Located at 2145 White St, York, PA 17404, our branch is easily accessible and close to local landmarks that make us a familiar face in the community. Whether you're driving through on your way to work or stopping by after school, you can count on us to be here for all your banking needs. We also offer convenient drive-thru services for quick transactions without leaving your vehicle. At Members 1st, our mission is clear: we strive to provide quality financial services while supporting our community. We believe in empowering our members through education and access to affordable financial products. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, our offerings are designed with you in mind. As we reflect on our history, we are proud of the milestones we've achieved and the relationships we've built. Our team continuously seeks new ways to enhance member experience through digital advancements such as online and mobile banking options. These initiatives ensure that we meet members where they are whether that's at home or on the go. We also prioritize community outreach by partnering with local organizations to support various initiatives that uplift residents in York and surrounding areas. This commitment not only strengthens our bond with the community but also aligns perfectly with our values of service and connection. While members can visit us at 2145 White St, official correspondence should be sent to 2145 White St, York, PA 17404. If you have any questions or need assistance, feel free to reach out at 717-854-1216 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us today at Members 1st and discover how we can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

So why wait? We invite you to stop by Members 1st at the West York Branch today! Experience the difference of being part of a community-focused credit union that puts its members first. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is nestled near several local landmarks, making it easy for you to find us. If you're coming from downtown York or nearby neighborhoods, just look for the vibrant community around White St. We ensure that our location is easily accessible for everyone, featuring ADA-compliant entrances and parking spots. We also offer drive-thru banking services for your convenience, allowing you to complete simple transactions without leaving your vehicle.

Operating Hours and Services

We understand that life can be busy. That's why we're open Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. This flexibility allows you to visit us when it's most convenient for you. At Members 1st, we provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. For those on the go, we have ATM availability right at our branch so you can manage your cash needs anytime. Plus, if you're looking for quick assistance or have any inquiries about our offerings, don't hesitate to give us a call at 717-854-1216.

Member Eligibility

Becoming a member of Members 1st means joining a close-knit community that prioritizes your financial well-being. If you live, work, worship, or attend school in York County, Pennsylvania, you're already eligible to join us! We believe everyone deserves access to affordable banking services and support, so whether you're looking for personal banking options or business services, we're here for you. For more details on eligibility criteria, feel free to check out our resource at http://www.members1st.org/business/business-membership . Plus, the process is simple! Just give us a call at (717) 854-1216, and we can guide you through opening an account and becoming part of our family at Members 1st, located at 2145 White St York Pa 17404. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with efficient payment solutions. Our merchant services provide the tools you need to accept payments easily, whether in-person or online. This means more time focusing on what you do best serving your customers. Visit us at 2145 White St York Pa 17404 in York, PA or call us at (717) 854-1216 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking for Growth

For entrepreneurs and small business owners, we provide a variety of business banking services, including merchant services and business loans. Our goal is to support local businesses by offering solutions that can help them thrive in today's market.

Credit Solutions That Work for You

With our competitive credit cards that offer rewards, you can earn points for everyday purchases while enjoying low rates. Plus, managing your credit is simple with our online tools and resources designed to help you stay informed about your spending habits.

Home Sweet Home Financing

Are you dreaming of owning your own home? Our mortgage loans and refinancing options are tailored to help you find the right path to homeownership. Whether it's your first home or a new investment property, our team is here to guide you through the process.

Modern Banking at Your Fingertips

In today's fast-paced world, convenience matters. At Members 1st, we offer robust online and mobile banking platforms so you can manage your finances from anywhere. With features like mobile payments, person-to-person transfers, and easy access to ATM services for withdrawals and balance checks, staying on top of your finances has never been easier.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a safe place to save, we have you covered. Our personal banking services include flexible checking and savings accounts that cater to different lifestyles. If you're thinking about purchasing a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We understand that life can bring unexpected expenses, which is why we also offer personal loans and debt consolidation solutions that help you manage your finances effectively.

Stop By or Reach Out

Our friendly staff is ready to assist you with any questions or needs you might have during our operating hours Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Feel free to give us a call at 717-854-1216 or visit us at 2145 White St, York, PA 17404. Join us at Members 1st where we're committed to serving our members with quality financial products and exceptional service tailored just for you! For more information about how we can assist you further, visit our website at members1st.org.

Digital & Online Banking

Accessibility Anytime

Our commitment to accessibility means you can bank when it suits you best. Our 24/7 online banking services provide the flexibility to manage your finances whenever you need, whether it's early in the morning or late at night. With these features combined, staying on top of your finances has never been easier. Join us at Members 1st today and experience how our digital banking services can enhance your financial journey! If you have any questions or need assistance, feel free to reach out at (717) 854-1216.

Key Features

One standout feature is our mobile application, which allows you to handle transactions right from your smartphone. Whether you're making person-to-person transfers or using mobile payments, everything is designed with your ease in mind. Plus, you can enjoy the peace of mind that comes with knowing your financial information is secure. We also offer e-statements, so you can say goodbye to paper clutter while keeping track of your financial activity in real-time. While we currently do not support electronic signature authorization, you'll find our processes straightforward and easy to navigate.

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and an impressive total of $6,560,311,992 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Community Trust

Our commitment to serving our community is evident with a total of 1,189,787 share accounts, showing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $23,731,259, further highlighting our dedication to helping you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 2145 White St York Pa 17404 or call 717-854-1216 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners seeking growth opportunities, we have outstanding commercial loans totaling $888,146,957 that can provide the capital needed to expand operations or invest in new projects. Our dedicated staff at Members 1st is available to help you explore these options and determine what works best for you. Feel free to reach us at (717) 854-1216 or visit us at 2145 White St York Pa 17404. We're here Monday through Friday and even have Saturday hours for your convenience! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey towards better financial health starts here let's work together!

Credit Lines

For those who require ongoing access to funds without the need for a specific purpose upfront, our total credit lines amounting to $2,982,497,513 provide flexibility when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, making it easier for you to secure the home you've always wanted. Our refinancing options are also available if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your spending habits and help you build your credit score.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each lender listed is thoroughly vetted, meaning you can trust that the information you see is accurate and reliable.

MEMBERS 1ST FEDERAL CREDIT UNION