Members 1st Credit Union Williamsport PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st, your trusted partner in financial growth and community support. Located at 1935 E 3Rd St, Williamsport, PA 17701, our branch has proudly served the local community since 1950. With a strong commitment to our members, we have grown to serve over 596,510 individuals and families, helping them achieve their financial goals with confidence. At Members 1st, we believe in the power of community. Our total assets stand at an impressive $8,039,711,199, reflecting our dedication to providing valuable services and products tailored to your needs. Whether you're looking for a new auto loan among our 331,621 loans and leases or seeking advice on savings options with over $407,063,180 in deposits, our knowledgeable staff is here to assist you every step of the way. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, our team of 1,241 employees is committed to ensuring your experience is both rewarding and fulfilling. We understand that each member's journey is unique; that's why we offer a range of services from personal banking and mortgage loans to business banking solutions. While members can visit us at our branch location in Williamsport, official correspondence should be sent to our mailing address: 5000 Marketplace Way, Enola, PA 17025. We invite you to explore all that Members 1st has to offer by visiting us online at members1st.org or by calling us at 800-237-7288. Join us today and discover how we can help you build a brighter financial future!

Branch History & Mission

Welcome to Members 1st, a credit union with a rich legacy and a commitment to serving the community of Williamsport, PA. Since opening our doors in 1950, we have been dedicated to helping individuals and families achieve their financial goals. Over the years, our branch has grown significantly, now boasting a membership of over 596,510 individuals who trust us for their banking needs. Located at 1935 E 3Rd St, Williamsport, PA 17701, our branch is conveniently situated near local landmarks, making it easy for you to visit us. Whether you're coming in for personal banking services or seeking assistance with loans and mortgages, our team is here to help. While members can visit us at this location, official correspondence should be sent to our mailing address at 5000 Marketplace Way, Enola, PA 17025. At Members 1st, our mission goes beyond just providing financial services; we strive to empower our members and foster a strong sense of community. We offer a variety of services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is to support not only your financial aspirations but also contribute positively to the communities we serve. As we navigate through advancements in technology and digital banking, we ensure that our services remain accessible and user-friendly. With features like online banking and mobile payments available to all members, managing your finances has never been easier. We also take pride in being ADA compliant so that all individuals can access our facilities comfortably. Community outreach is at the heart of what we do. We engage in various partnerships and programs aimed at improving the lives of those around us. Our commitment extends beyond traditional banking; we believe in building lasting relationships with our members and supporting local initiatives. With total assets exceeding $8,039,711,199, Members 1st stands as a pillar of strength in the financial landscape. Our experienced staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also have drive-thru banking available for your convenience. Join us today at Members 1st and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community-focused credit union. For more information or inquiries, feel free to contact us at 800-237-7288. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessible Banking Experience

We prioritize your convenience and comfort. Ample parking is available right outside our entrance, and our branch is fully ADA compliant, ensuring all members can access our services with ease. Plus, if you prefer not to step inside, we offer drive-thru banking for quick deposits and withdrawals without leaving your car.

Easy to Find

You'll find us just a short drive from popular spots like the Lycoming Mall and the Susquehanna River. Our location makes it easy for you to stop by while running errands or enjoying a day out in the community.

Get in Touch

Ready to experience convenient banking? Call us at 800-237-7288 or visit us today! Our team looks forward to helping you achieve your financial goals at Members 1st.

More Than Just Banking

At Members 1st, we provide a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. If you need cash quickly, we have an ATM on-site for your convenience. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 5000 Marketplace Way, Enola, PA 17025.

Operating Hours that Fit Your Schedule

Our lobby hours are designed to fit into your busy life: we're open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings from 9 AM to noon. We're closed on Sundays so our team can recharge and be ready to assist you during the week.

Member Eligibility

Becoming a member of Members 1st is like opening the door to a community that truly cares about your financial well-being. If you're looking to join, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. You can qualify for membership if you live, work, worship, or attend school in the area surrounding our branch at 1935 E 3Rd St Williamsport Pa 17701. This means that many people in our community are already eligible to enjoy all the benefits we have to offer, such as personalized service and competitive rates. For those interested in more specific details about eligibility, feel free to check out this resource: http://www.members1st.org/business/business-membership. Joining us is easy! If you're ready to take the next step, simply give us a call at (800) 237-7288, and we'll guide you through the account opening process. We're here to support you every step of the way as you become part of our family at Members 1st. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, being able to accept payments easily is crucial. Our merchant services enable you to process transactions smoothly and securely, whether in-store or online. This means you can focus on what matters most growing your business while we handle the payment processing side of things. Located at 1935 E 3Rd St Williamsport Pa 17701 in Williamsport, PA, we're here to help your business thrive. Connect with us today at (800) 237-7288 to discover how we can assist you!

Tailored Loan Options

Imagine having the financial resources to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs ensures you have easy access to cash whenever necessary. Plus, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car a perfect solution for busy days! At Members 1st in Williamsport, we are committed to supporting our members' financial journeys with a full suite of services designed just for you. For any questions or assistance, don't hesitate to give us a call at 800-237-7288 or visit us online at members1st.org. We look forward to serving you!

Auto Loans & Vehicle Financing

When it's time to hit the road in a new vehicle, our auto loans and vehicle financing options can help make it happen without straining your budget. Picture driving off in your dream car with manageable monthly payments that fit into your overall financial plan. Our loan specialists are here to guide you through the process, ensuring you understand every step along the way.

Business Banking

For local businesses, we offer comprehensive business banking services, including merchant services and business loans tailored specifically for entrepreneurs. If you're starting a new venture or need support for growth, our experienced team can assist in finding the right financial solutions for your business needs.

Credit Cards with Rewards

Our credit cards with rewards let you earn while you spend! Imagine enjoying cash back or points for travel simply by using your card for everyday purchases. It's a great way to maximize your spending power while enjoying additional perks.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options make homeownership more achievable than ever. We understand that buying a house is one of the biggest decisions you'll ever make. That's why we offer competitive rates and personalized advice to help you navigate the mortgage process smoothly.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Members 1st, we provide robust online and mobile banking services. Check balances, transfer funds, and pay bills from anywhere using your smartphone or computer 24/7 access means banking is always within reach.

Personal Banking

For those just starting out or anyone looking to manage their money more effectively, our checking and savings accounts are designed with your needs in mind. Imagine having a secure place for your funds while earning interest on your savings. With options that suit various lifestyles, you can find an account that fits perfectly into your financial routine.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, consider our personal loans and debt consolidation services. These solutions provide a way to tackle bills or consolidate multiple debts into one easy payment. It's all about giving you peace of mind and helping you regain control over your financial situation.

Digital & Online Banking

At Members 1st, we understand that managing your finances should be simple and convenient. That's why we offer a range of digital and online banking services designed to keep you connected to your money anytime, anywhere. Whether you're at home or on the go, our secure online banking platform puts you in control of your accounts. With our online banking services, you can easily check your balance, transfer funds, and pay bills all from the comfort of your own device. Enjoy access to your accounts 24/7, making it easy to manage your finances whenever it suits you best. Plus, with e-statements available, you can view and download your account statements without the clutter of paper. For those who love using their mobile devices, our mobile application is here to help. It allows for quick access to your accounts and even supports mobile payments, so you can make purchases directly from your phone. Need to send money to a friend? With our person-to-person transfer feature, sending cash is as easy as a few taps on your screen. While convenience is key, we also prioritize security. Rest assured that your financial information is protected with robust safety measures. Although we don't currently offer electronic signature authorization, our systems are designed to keep your data safe while providing an enjoyable user experience. Experience the ease and accessibility of managing your finances digitally at Members 1st. Embrace the future of banking today!

Financial Strength

Committed Workforce

We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce plays a crucial role in maintaining our high standards of service.

Growing Member Base

With a total of 1,189,787 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our operational efficiency reflects positively in our net income figures as well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 1935 E 3Rd St Williamsport Pa 17701 or call 800-237-7288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $986,315,309, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

Our impressive $967,220,309 in undivided earnings allows us to reinvest in innovative banking tools and enhanced security measures to serve our members better. With $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases available to our members, we support your financial goals across various sectors.

Loan Offering

Additional Services

We also offer various refinancing options and eligibility assessments to help you find the best loan solution for your circumstances. If you're interested in learning more about our offerings or want to explore eligibility requirements further, please don't hesitate to reach out. You can contact us at 800-237-7288 or visit us online at Members 1st for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used one, we have flexible financing options tailored just for you.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $888,146,957 provide the capital needed to take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, providing an accessible path to owning your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's where our flexible terms on unsecured credit card loans come in handy. With a total of $307,751,386 in loans available, we help our members manage their finances effectively and comfortably.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION - Williamsport, PA

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