Members 1st Credit Union Shrewsbury PA | Quick Personal Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner since 1950, located at 14601 Mount Airy Rd, Shrewsbury, PA 17361. With a dedicated team of over 1,240 employees, we proudly serve a growing community of 596,510 members. Our commitment goes beyond banking; we strive to empower our members with robust financial solutions that help them achieve their goals. At Members 1st, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and even business financing. With total assets exceeding $8 billion and deposits around $407 million, you can trust that your finances are in good hands. Our leadership team, led by CEO Michael Wilson and Board President Jon Kirssin, is passionate about creating a welcoming environment where members feel valued. Whether you're visiting us for the first time or have been with us for years, our goal is to make your banking experience as seamless as possible. For any official correspondence, please note that while you can visit us at our branch address, all mail should be sent to: 14601 Mt Airy Rd, Shrewsbury, PA 17361-1433. Feel free to reach out to us at 800-237-7288 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. We invite you to explore our website at members1st.org for more information on how we can assist you on your financial journey. Join us today and become part of a community that cares!

Branch History & Mission

Accessibility & Services

To serve you better, our branch offers convenient operating hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., and Saturday from 9 a.m. to 2 p.m. We're equipped with both ATM availability and drive-thru banking services for quick transactions. While you can visit us at 14601 Mount Airy Rd, please note that official correspondence should be directed to our mailing address: 14601 Mt Airy Rd, Shrewsbury, PA 17361-1433.

Join Us!

As we look ahead, Members 1st remains devoted to evolving with technology while keeping the human touch alive in all interactions. With online banking options and mobile payment capabilities available for your convenience, we're here for you wherever life takes you. We invite you to become part of our story! Experience the difference with Members 1st where your financial dreams can take flight. Visit us today or call us at 800-237-7288 for more information on how we can help you succeed!

Our Journey

From humble beginnings, Members 1st has blossomed into a trusted financial institution with a total membership of 596,510 and assets exceeding $8 billion. Our evolution reflects our commitment to not only providing exceptional financial services but also nurturing strong relationships within the community. We understand that banking is about people our dedicated staff works tirelessly to ensure every member feels valued and supported. Our journey is marked by significant milestones that highlight our growth and dedication. Today, we offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards, and business banking solutions. We strive to be there for our members at every stage of life, helping them achieve their financial goals.

Our Mission

At Members 1st, our mission goes beyond just banking; we aim to make a positive impact in the lives of our members and the broader community. We are committed to delivering personalized financial services that empower individuals and families. By prioritizing accessibility and support, we ensure that everyone has the opportunity to thrive financially. We believe in serving our community through active outreach efforts and partnerships with local organizations. From financial education programs to charitable initiatives, we invest in the well-being of those around us.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking for all visitors, ensuring that you can easily access our services. We pride ourselves on being ADA compliant, with ramps and accessibility features in place for our members who may need them. If you're in a hurry, take advantage of our drive-thru banking service, perfect for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can be busy! That's why we've tailored our operating hours to fit your schedule. You can visit us Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 2 p.m. Our dedicated team is ready to assist you during these times.

Services Offered

At Members 1st, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to loans for auto financing and mortgages, we've got you covered. Additionally, you can enjoy easy access to an ATM on-site for cash withdrawals and balance checks. While members can visit us at the Shrewsberry Branch for all their banking needs, any official correspondence should be sent to our mailing address: 14601 Mt Airy Rd, Shrewsbury, PA 17361-1433. Feel free to give us a call at 800-237-7288 if you have questions or would like more information about our services. We look forward to welcoming you soon!

Member Eligibility

At Members 1st, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming, designed for individuals who live, work, or worship in the areas we serve. If you meet these criteria, you can easily join us and enjoy the many benefits of membership, from competitive loan rates to personalized service. For more details on eligibility, feel free to check out our website at http://www.members1st.org/business/business-membership . Once you're ready to take the next step, opening an account is straightforward and stress-free. You can reach us anytime at (800) 237-7288 or visit us at our branch located at 14601 Mount Airy Rd Shrewsbury Pa 17361. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to launch a new product or open a second location. With our tailored loan options, this can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're accepting credit cards or managing online sales, our solutions provide the tools necessary to enhance customer satisfaction and streamline operations. Visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361 in Shrewsbury, PA, or call us at (800) 237-7288 to discover how we can help you achieve your business goals!

Comprehensive List Of Services

Additional Services

Our branch also provides basic drive-thru banking for quick transactions such as deposits and withdrawals. Whether you're rushing during lunch or managing errands on the weekend, we've made it simple for you to handle your banking needs without delays. In summary, at Members 1st, we pride ourselves on being more than just a credit union; we're a trusted partner in your financial journey. With convenient hours from Monday through Saturday and a friendly team ready to assist you at 800-237-7288, we invite you to visit us at 14601 Mount Airy Rd in Shrewsbury or explore more about our offerings online at members1st.org. Your financial well-being is our priority!

Business Banking

For local entrepreneurs and businesses, we offer comprehensive business banking services. From merchant services that simplify payment processing to business loans designed to fuel growth, Members 1st is committed to supporting the local economy. We recognize how vital small businesses are in our community and strive to provide tools that help them thrive.

Credit Solutions

Managing debt can be overwhelming, but our personal loans and debt consolidation services can help simplify your finances. Additionally, with our credit cards offering rewards, you can earn while you spend making every purchase work for you.

Digital Convenience

Understanding the importance of convenience in today's fast-paced world, we offer robust online and mobile banking features. With our user-friendly app, you can manage your accounts anytime, anywhere whether you're making deposits from home or checking balances on the go. Plus, with ATM access available for cash withdrawals and balance checks, getting money when you need it has never been easier.

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed with you in mind. We understand that buying a home is one of the biggest decisions you'll ever make. That's why we offer personalized guidance throughout the process, ensuring you find the best loan that suits your needs.

Personal Banking

For individuals seeking reliable banking options, our personal banking services include checking and savings accounts that cater to both everyday transactions and long-term savings goals. Imagine having quick access to your funds while also watching your savings grow our accounts make that possible. If you're planning to buy a car, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Key Features

One of the standout features available at Members 1st is our mobile application. With this handy tool, banking is literally at your fingertips. You can make mobile payments easily, ensuring you're never without cash when you need it most. Additionally, our person-to-person transfer option allows you to send money to friends and family quickly and securely perfect for splitting a dinner bill or sending a gift. We also offer e-statements for those who prefer a paperless experience. This feature keeps your financial information organized and accessible while helping the environment. And if you ever need to sign documents digitally, our electronic signature authorization makes that simple too. Security is always a priority at Members 1st. We use advanced measures to protect your personal information so you can feel safe while managing your accounts online. With these user-friendly services designed for real-time account management, you'll find that banking with us is both easy and efficient. Explore more about our offerings by visiting our website, and see how we can help simplify your banking experience today!

Financial Strength

A Growing Community

We have cultivated a robust community of trust with 1,189,787 total share accounts. This growing member base reflects the confidence our community has placed in Members 1st as their trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361 or call (800) 237-7288 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $123,054 in used auto loans and a total of $6,560,311,992 across all loans and leases.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easy for you to drive off in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and having access to funds can help you seize opportunities when they arise.

Eligibility and Refinancing Options

At Members 1st, we believe in making financing accessible. If you're considering refinancing any of your current loans or want to explore eligibility options for any of our products, don't hesitate to reach out. Our team can guide you through the process and find the best solutions tailored specifically for you. Feel free to contact us at (800) 237-7288 or visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361, Shrewsbury, PA for more information about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here at Members 1st, where we're dedicated to serving our members with integrity and care.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards can be great for everyday purchases and come with various rewards that benefit your spending habits.

Loan Aggregator

Ensuring Accurate Comparisons

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MEMBERS 1ST FEDERAL CREDIT UNION