Members 1st Credit Union Shippensburg PA | Best Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 401 E King St, Shippensburg, PA 17257. Established in 1950, our credit union has proudly served the community for over seven decades, growing alongside our members and their families. With a dedicated membership of 596,510, we strive to create a welcoming environment where you can find the right financial solutions tailored just for you. At Members 1st, we are committed to empowering our members with a robust range of services. Our total assets stand at an impressive $8,039,711,199, reflecting our strong foundation and stability. We currently manage $407,063,180 in deposits and have approved a total of 331,621 loans and leases to help you achieve your dreams be it purchasing a new vehicle or financing your home. Our leadership team is here to guide you on your financial journey. Led by CEO Michael Wilson and Board President Jon Kirssin, we focus on fostering strong relationships with our members while offering transparent and competitive products. Whether you're looking for personal banking options like checking accounts or credit cards with rewards, or business banking services such as merchant services and business loans, we've got you covered. If you need assistance or have questions about our offerings, don't hesitate to call us at 717-530-0002. While members can visit us at our Shippensburg branch for face-to-face service, official correspondence should be sent to the same address: 401 E King St, Shippensburg, PA 17257. Join us today and experience the Members 1st difference! Visit our website at members1st.org for more information or stop by during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Your financial future starts here!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our family at Members 1st. Experience firsthand how we can help you achieve your financial aspirations while being part of a caring community-focused credit union. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. For more information about joining Members 1st or exploring our services further, please call us at 717-530-0002 or visit our website. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Members 1st was founded with a clear mission: to improve the financial well-being of our members through personalized service and innovative banking solutions. As we evolved, we embraced technology to enhance the member experience. Today, we offer online and mobile banking services, making it easier than ever for our members to manage their finances anytime and anywhere. Our branch has seen many milestones throughout its history. We have consistently focused on meeting the needs of our members through various services including auto loans, mortgages, personal loans, and business banking options. As part of our growth strategy, we've also invested in creating an accessible environment for all individuals by ensuring ADA compliance across our facilities.

Our Mission

At the heart of Members 1st is a simple yet powerful mission: "To empower our members to achieve their financial goals." This mission drives us to not only provide excellent financial products but also engage in meaningful community outreach initiatives. We partner with local organizations to support events and programs that uplift families and individuals in Shippensburg. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we believe in giving back to the community that has supported us over the decades. While members can visit us at 401 E King St, official correspondence should be sent to 401 E King St, Shippensburg, PA 17257 if needed. We are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Additionally, we offer drive-thru banking services for added convenience and have ATMs available for easy cash access.

Branch Location & Accessibility

Convenient Access for All

At Members 1st, we prioritize your convenience. Our branch offers ample parking and features that comply with ADA standards, ensuring that everyone can visit us easily. If you're in need of quick banking services, we have a drive-thru available for simple transactions like deposits and withdrawals. Plus, our ATM is ready for your cash withdrawal needs any time of day.

Friendly Hours to Serve You Better

We know how busy life can be, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Whether you're stopping by before work or on the weekend, we're here to help!

Reach Out Anytime

If you have any questions or need assistance, don't hesitate to call us at 717-530-0002. Our friendly team is ready to assist you with all your banking needs from personal accounts to loans. While members can visit us at 401 E King St, official correspondence should be sent to the same address. We invite you to come experience the welcoming atmosphere of Members 1st in Shippensburg. Your financial journey starts here!

Member Eligibility

At Members 1st, we believe that everyone deserves the opportunity to be part of a welcoming and supportive community. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area, as well as family members of existing members. Whether you're seeking financial guidance or looking for personalized banking services, you'll find a home here at Members 1st. Our commitment to your financial well-being means you'll enjoy not only competitive rates but also a range of products tailored to fit your needs. If you're ready to join us, opening an account is straightforward. You can find all the details about membership eligibility by visiting our website at http://www.members1st.org/business/business-membership . For any questions or assistance, don't hesitate to call us at (717) 530-0002. We look forward to welcoming you to the Members 1st family at 401 E King St, Shippensburg, PA 17257!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to seize new opportunities with confidence. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make day-to-day operations smoother. Picture this: your customers can pay easily with their cards while you manage transactions effortlessly. This convenience not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what matters most growing your business. Located at 401 E King St Shippensburg Pa 17257 in Shippensburg, PA, our team is ready to partner with you on your journey. Reach out at (717) 530-0002 to discover how we can support your business aspirations today!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs, our business banking services include everything from merchant services that simplify transactions for your customers to business loans that can help grow your enterprise. We understand the unique challenges businesses face and are committed to providing support tailored to their needs.

Convenient Access

Accessibility is key at Members 1st. In addition to our physical branch services like basic drive-thru banking for quick deposits and withdrawals, we also offer ATM access for cash withdrawals and balance checks. Our branch hours are convenient too open Monday through Friday from 9 am to 5 pm (extended until 6 pm on Fridays) and Saturdays from 9 am to 2 pm. With so many services available under one roof, Members 1st is truly your one-stop shop for all things financial. If you're ready to take control of your finances or have any questions about our offerings, please don't hesitate to reach out at 717-530-0002 or visit us online at www.members1st.org. Your financial journey starts here!

Home Financing

For those dreaming of homeownership, our mortgage loans and refinancing solutions are here to help turn that dream into reality. Our experienced staff will guide you through the mortgage process, ensuring you understand all your options so you can choose what works best for you.

Loans and Credit Options

We also provide various personal loans and debt consolidation options. If you're facing unexpected expenses or looking to consolidate debt into one manageable payment, we've got you covered. Plus, our credit cards with rewards allow you to earn points on everyday purchases rewards that can bring more value back into your life.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime, anywhere through our robust online and mobile banking options. You can manage your accounts, transfer money, and even deposit checks with just a few taps on your smartphone. If you're planning to purchase a new car or need financing for a vehicle, our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates and flexible terms to ensure you get the best deal possible.

Digital & Online Banking

Key Services

You can easily access all our online banking features at https://www.members1st.org/ . Whether you're checking your balance or paying bills, our 24/7 online banking services provide you with real-time account management right at your fingertips. No more waiting in line or rushing to the bank before it closes; everything you need is just a click away. Our mobile application makes banking even more convenient. With the app, you can manage your accounts, deposit checks, and make mobile payments without hassle. Plus, if you want to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions directly from your phone.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions on our platform are encrypted and protected. We also provide e-statements, so you can keep track of your finances while reducing paper waste it's both eco-friendly and efficient! Whether you're on the go or relaxing at home, Members 1st ensures that accessing your financial information is simple and secure. Embrace the ease of digital banking with us today!

Financial Strength

A Growing Community

Total Share Accounts: 1,189,787, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $23,731,259, we remain dedicated to serving your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 401 E King St Shippensburg Pa 17257 or call (717) 530-0002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth and Service

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $123,054 in used auto loans and $6,560,311,992 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $986,315,309, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing solutions that meet your unique operational needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to give you more value for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We understand that securing a home loan can feel overwhelming, which is why our knowledgeable staff is ready to guide you through every step of the process.

Why Choose Us?

At Members 1st, we prioritize your financial well-being. Our experienced team is here to help you explore refinancing options and determine eligibility criteria so that you can take advantage of all available benefits. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to take the next step? Give us a call at (717) 530-0002 or visit us at 401 E King St Shippensburg Pa 17257 in Shippensburg, PA. We're excited to assist you on your journey toward achieving your financial goals!

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MEMBERS 1ST FEDERAL CREDIT UNION