Members 1st Credit Union New Cumberland PA | Affordable Auto Loans & Top Checking

Introduction

Welcome to Members 1st, your trusted financial partner located at 132 Old York Rd, New Cumberland, PA 17070. Since our establishment in 1950, we've proudly served our community by providing a wide range of financial services designed to meet the unique needs of our members. With a robust membership base of over 596,510, we are committed to helping you achieve your financial goals. At Members 1st, we understand that banking is more than just numbers; it's about building relationships and fostering trust within our community. Our total assets exceed an impressive $8 billion, reflecting our strength and stability as a credit union. We have successfully issued 331,621 loans and leases, empowering our members with the funds they need for personal projects, home purchases, and business ventures. Your savings are in good hands with us; we manage total deposits of $407,063,180 and maintain a net worth of $986,315,309. Our dedicated team ensures that your finances are secure while providing you with access to the resources necessary for growth. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Our leadership team is passionate about serving you. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, we strive to create a welcoming atmosphere where every member feels valued. You can reach us at 717-774-6231 during our convenient operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our New Cumberland branch for all their banking needs, official correspondence should be sent to our mailing address at 130 Old York Rd, New Cumberland, PA 17070. We invite you to explore the many services we offer at Members 1st and discover how we can assist you on your financial journey. Come visit us today or give us a call we're here for you!

Branch History & Mission

Welcome to Members 1st, where our journey began back in 1950. Nestled in the heart of New Cumberland, Pennsylvania, at 132 Old York Rd, our branch has been a cornerstone of financial support and community engagement for over seven decades. As we have grown, so too has our commitment to serving our members with integrity and compassion. Since opening our doors, Members 1st has flourished into a trusted financial partner for nearly 600,000 members. With total assets exceeding $8 billion, we are proud to provide a wide range of services that cater to personal and business needs alike. Our mission is simple yet profound: to empower our members through accessible banking solutions while fostering a sense of community. We believe in the power of local connections and strive to make a positive impact right here in New Cumberland. Our dedicated team is always ready to assist you during our operating hours Monday through Friday from 9:00 AM to 5:00 PM, Saturday from 9:00 AM to 2:00 PM, and we're closed on Sundays. We also offer ATM services for your convenience. At Members 1st, we embrace innovation while keeping our focus on personalized service. Our digital advancements allow you to manage your finances easily with online and mobile banking options available anytime. We are committed to ADA compliance and ensuring that all members can access our services comfortably. Our mission extends beyond banking; it's about uplifting our community. We actively engage in outreach programs and partnerships that support local initiatives and encourage economic growth. We want every member of our community to thrive, which is why we work tirelessly to provide resources that make financial education accessible. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 130 Old York Rd, New Cumberland, PA 17070 if it differs from our physical location. Join us at Members 1st as we continue this journey together. Experience firsthand how we can help you achieve your financial goals while supporting the vibrant community around us. Reach out today at (717) 774-6231 or visit our website at members1st.org. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Members 1st, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces so everyone can easily access our services. Whether you're coming in for a quick transaction or seeking financial advice, we've designed our space with your comfort in mind.

Parking and Operating Hours

Parking is readily available right outside the branch, making your visit as smooth as possible. Our operating hours are crafted to accommodate busy schedules: we're open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 2:00 PM. Unfortunately, we do not have drive-thru service at this location; however, we do offer ATM availability for quick transactions whenever you need them.

Services Offered

Members at our New Cumberland Branch enjoy a range of services tailored to meet their financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our team is here to assist you with everything from online banking support to personal loans and business banking solutions. If you have any questions or need assistance with your account, don't hesitate to give us a call at 717-774-6231. We invite you to stop by the Members 1st New Cumberland Branch today! Our friendly staff looks forward to helping you achieve your financial goals.

Member Eligibility

Becoming a member of Members 1st is like joining a warm, welcoming family that truly cares about your financial well-being. To qualify for membership, you simply need to live, work, worship, or attend school in the communities we serve. This means that many people in our area can easily join us and start enjoying the benefits that come with being part of our credit union community. At Members 1st, we offer a range of services including personal banking, auto loans, and even business banking options that can help you achieve your financial goals. If you're interested in learning more about eligibility criteria, check out the details at http://www.members1st.org/business/business-membership. We encourage you to reach out to us at (717) 774-6231 if you have any questions or want to get started on opening your account today! The process is simple and straightforward, ensuring everyone feels included and empowered to take charge of their finances right here at 132 Old York Rd New Cumberland Pa 17070.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and efficiently while focusing on what you do best running your business. Our merchant services offer just that! From simple payment processing to comprehensive reporting tools, we equip you with everything needed to manage transactions smoothly. This means less time worrying about finances and more time serving your customers. Visit us at 132 Old York Rd New Cumberland Pa 17070 in New Cumberland, PA or call us at (717) 774-6231 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

Running a business comes with its own set of challenges. Our business banking services, including merchant services and business loans, are crafted to help entrepreneurs thrive. Whether you're just starting out or expanding an established company, we're here to assist you with financial solutions tailored for success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere whether you're at home or on the go. Need cash? Our ATM services ensure easy access for withdrawals and balance checks whenever you need it. At Members 1st, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. With our friendly staff ready to assist you at every turn, visiting us at our New Cumberland branch will be worth your while. Ready to explore what we can do for you? Give us a call at 717-774-6231 or visit us online at Members 1st today! Your financial journey begins here!

Loan Options for Every Need

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can offer relief when you need it most. With straightforward terms and competitive rates, you can regain control of your finances quickly. And let's not forget about our credit cards with rewards! Enjoy everyday purchases while earning points for travel or cash back perfect for those who love to maximize their spending benefits.

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're starting your financial journey or looking to grow your savings, our checking and savings accounts provide the flexibility and ease you need. Imagine opening an account that not only meets your daily needs but also offers competitive interest rates to help you save for future goals. When it's time to purchase that new vehicle, our auto loans and vehicle financing options can make it happen. Picture yourself cruising down the road in a new car without breaking the bank; we offer tailored financing solutions that fit your budget. For those considering homeownership or refinancing their existing mortgage, our mortgage loans can guide you every step of the way. We understand that buying a home is a significant milestone, so we strive to provide clear terms and support throughout the process.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Plus, if you're always on the move, our mobile application gives you the power to manage your account right from your phone. You can even make mobile payments effortlessly.

Security You Can Trust

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that all online transactions are protected with advanced security measures. We believe in providing a user-friendly experience without compromising safety.

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! With e-statements available at Members 1st, you can view your financial statements online anytime you need them. This not only helps keep your records organized but also contributes to a more sustainable environment by reducing paper waste. In summary, whether you're using our website or mobile app, you'll find that managing your finances has never been easier or more secure with Members 1st. Join us today and take advantage of these great digital banking services!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health, which is continually assessed and verified by the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to focus on providing valuable financial products for our members without compromising service quality. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $23,731,259. With a robust base of 1,189,787 total share accounts, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 132 Old York Rd New Cumberland PA 17070 or call 717-774-6231 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience simple and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. Whether it's your first home or an investment property, our dedicated team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can help lower your monthly payments or reduce interest rates. It's worth discussing how our refinancing solutions might work for you. For more information about our loan offerings or to discuss eligibility options, feel free to contact us at (717) 774-6231 or visit us at 132 Old York Rd New Cumberland Pa 17070 in New Cumberland, PA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us, and we're here to support you every step of the way!

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members keep their spending under control. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust the information presented, making it easier to compare options without worrying about hidden fees or misleading terms. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results that reflect the best available rates. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This immediacy is crucial for those looking to secure favorable financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS 1ST FEDERAL CREDIT UNION - New Cumberland, PA

Compare Loan Rates Near You

Loan rates in New Cumberland, PA (17070)