Members 1st Credit Union Mount Joy PA | Top Checking & Quick Personal Loans

Introduction

Welcome to Members 1st, your trusted financial partner right here in Mount Joy, PA! Located at 815 E Main St, our branch has been serving the community since 1950, and we're proud to have grown alongside our members. With a commitment to fostering financial well-being, we now boast a total membership of over 596,510 individuals who rely on us for their banking needs. At Members 1st, we understand that every member has unique financial goals. That's why we offer a wide array of services, including personal checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $8,039,711,199, which reflects our strong position in the community and ability to support our members' aspirations. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, we have cultivated a team of dedicated professionals totaling 1,241 employees who are always ready to assist you. Our commitment goes beyond just numbers; we take pride in building lasting relationships with our members based on trust and transparency. Whether you're looking to open a new account or need assistance with loans (we currently manage 331,621 loans), we invite you to visit us or give us a call at 800-237-7288. While you can reach us at our main branch address for all your banking needs, please note that official correspondence should be sent to the same address: 815 E Main St, Mount Joy, PA 17552. Join us today and experience firsthand how Members 1st is not just another credit union we're a community partner dedicated to your financial success! For more information about our services and resources available online, visit us at members1st.org. We look forward to welcoming you!

Branch History & Mission

Welcome to the Members 1st branch in Mount Joy, PA, where we have been proudly serving our community since 1950. Over the years, we have grown from a small credit union into a vital financial institution with over 596,510 members and total assets reaching an impressive ${8039711199}. Our journey is marked by dedication to helping individuals and families achieve their financial goals while also giving back to the community that supports us. Located at 815 E Main St, Mount Joy, PA 17552, our branch is easily accessible for all your banking needs. Whether you're coming in for personal banking services or looking to finance your next vehicle, our friendly team is here to assist you. For official correspondence, please send mail to the same address. At Members 1st, our mission goes beyond just providing excellent financial services; we strive to make a positive impact in our community. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to innovation is evident through our digital offerings like online banking and mobile payments, making it easier than ever for members to manage their finances on-the-go. Our branch provides essential services such as ATM access and drive-thru banking for added convenience. We understand that accessibility matters; therefore, we ensure our facilities are ADA compliant so everyone can benefit from our offerings. Additionally, while we currently do not have a shared service center, our dedicated staff is always ready to help with any questions or support you might need. As part of our commitment to community outreach, we actively participate in local events and initiatives aimed at fostering growth and support among our neighbors. This is more than just banking for us it's about building lasting relationships that strengthen our community ties. With operating hours tailored to fit your busy schedule Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. we are here when you need us most. You can reach us at 800-237-7288 for any inquiries. Join us today at Members 1st and experience the difference of being part of a credit union that truly cares about its members and the surrounding community!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 800-237-7288. Our friendly team is always ready to assist you with anything you might need. While members can visit us at 815 E Main St for all their banking needs, official correspondence should be sent to the same address. We invite you to stop by and see how Members 1st can make banking easier and more enjoyable for you!

Location Highlights

Nestled in Lancaster County, our branch is easily accessible and close to familiar local landmarks. If you're near the Mount Joy Park or the vibrant downtown area, you'll find us just around the corner. We have ample parking available, making it easy for you to pop in without any hassle. Plus, our location is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours & Services

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule: from Monday through Thursday, we're open from 9:00 a.m. to 5:00 p.m., extending our hours on Friday until 6:00 p.m., and offering Saturday hours from 9:00 a.m. to 2:00 p.m. This flexibility allows you to visit us at your convenience. At Members 1st, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and much more. Need to make a quick deposit or withdrawal? Our drive-thru service has got you covered for those simple transactions. And if you need cash outside of business hours, our ATM is available for your convenience.

Member Eligibility

At Members 1st, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us at Members 1st located at 815 E Main St Mount Joy Pa 17552. We open our doors to individuals who share our values and are looking for a supportive financial partner. By becoming a member, you gain access to a range of benefits designed just for you like personalized service and competitive rates on loans and savings accounts. Ready to take the next step? You can find all the details about eligibility on our website at http://www.members1st.org/business/business-membership, where we outline everything you need to know about joining our community. If you have questions or want assistance, feel free to call us at (800) 237-7288. We're excited to welcome you!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Beyond loans, our merchant services are designed to streamline operations for local businesses. Imagine having the ability to accept payments effortlessly while gaining insights into sales trends. This not only saves you time but also enhances customer satisfaction. Our goal is to help you focus on what you do best running your business. Visit us at 815 E Main St Mount Joy Pa 17552 in Mount Joy, PA, or call us at (800) 237-7288 to learn more about how we can support your business's financial needs today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services, including merchant services and business loans. Running a business is challenging enough; let us handle your banking needs so you can focus on what you do best growing your business.

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours. With ATM & Cash Withdrawal Services, you have access to your money when you need it most. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car a perfect solution for busy schedules. We also ensure that our members enjoy easy access with features like basic ATM access for balance checks and withdrawals anytime.

Get Started Today!

With so many services available at Members 1st, it's easier than ever to manage your finances effectively. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at 800-237-7288 or visit us in person at our Mount Joy branch during lobby hours: Monday - Thursday from 9:00 a.m. - 5:00 p.m., Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 2:00 p.m. Join us today and experience the difference that comes from being part of the Members 1st family!

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed with you in mind. We know that finding the right mortgage can be overwhelming, so our team is here to guide you every step of the way. And if you're already a homeowner looking to lower your payments or take cash out for renovations, our refinancing options can provide valuable solutions.

Personal Banking

One of our most popular offerings is our Personal Banking services. We provide various checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your funds anytime through our Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check balances, make transfers, and pay bills without ever stepping foot in the branch. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options. We understand that purchasing a car is a significant decision. That's why we offer competitive rates and flexible terms to suit your budget. Plus, our Credit Cards with Rewards can help you earn benefits on everyday purchases perfect for those who want to make their spending work for them.

Digital & Online Banking

Key Features

One of the standout features is our e-statements, which allow you to receive your bank statements electronically. This not only helps you save paper but also makes it easy to review your transactions whenever you need to. Additionally, if you're looking for speed and efficiency in payments, our mobile payments feature lets you make quick transactions directly from your device. Need to send money to friends or family? With our person-to-person transfers, it's as simple as a few taps on your screen. You can easily send money to anyone with a bank account without worrying about cash or checks. While we prioritize convenience, we never compromise on security. We ensure that all transactions are protected so you can feel confident using our digital services. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed with your safety in mind. In summary, at Members 1st, we strive to provide accessible and user-friendly banking solutions tailored for today's busy lifestyles. Join us today and experience the ease of managing your finances with confidence!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a strong financial foundation that supports your needs today and in the future. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and a robust total of $6,560,311,992 in loans and leases. Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $23,731,259, while the total number of share accounts has reached an impressive 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 815 E Main St Mount Joy Pa 17552 or call 800-237-7288 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans to help members get on the road. No matter if you're financing a brand-new model or a reliable used vehicle, our team is ready to assist you with competitive rates and flexible terms.

Business Solutions

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your enterprise. Our team is dedicated to helping local businesses thrive by offering tailored financial solutions that address unique business challenges. At Members 1st, we believe in making borrowing straightforward and accessible. If you're interested in learning more about our loan offerings or discussing eligibility options tailored for you, please reach out at 800-237-7288 during our operating hours: Monday - Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Property loans totaling $1,074,888,618, we provide financing solutions that can accommodate first-time buyers as well as those looking to refinance an existing mortgage. We also offer eligibility options and refinancing opportunities to ensure you find the best fit for your financial situation.

Unsecured Credit Cards

Managing everyday expenses just got easier with our flexible unsecured credit card loans. We've issued a total of $307,751,386 in these loans to support members in managing their finances effectively. Enjoy convenience and control with competitive interest rates and no annual fees.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This meticulous sourcing process guarantees that users are presented with accurate information that reflects current market conditions.

Benefits of Using LendMesh

LendMesh offers several key benefits that build trust among its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This ensures that every user can make informed decisions without being influenced by marketing tactics. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to identify the best options available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and user satisfaction associated with using LendMesh. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS 1ST FEDERAL CREDIT UNION - Mount Joy, PA

Compare Loan Rates Near You

Loan rates in Mount Joy, PA (17552)