Members 1st Credit Union Millersville PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members 1st at our Millersville Branch, located conveniently at 377 Comet Dr, Millersville, PA 17551. With a proud history dating back to 1950, we have grown alongside our community, currently serving 596,510 members and managing assets exceeding $8 billion. Our commitment to you is clear: we are dedicated to providing reliable financial services that meet your needs. At Members 1st, we understand that your financial journey is unique. That's why we offer a variety of products including personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking for a business loan or need assistance with online banking, our friendly team is here to help. With a net worth of $986 million and total deposits amounting to $407 million, we pride ourselves on our stability and ability to support our members' financial goals. Our CEO, Michael Wilson, along with Board President Jon Kirssin, lead a dedicated staff of 1,241 employees who are passionate about making a positive impact in the lives of our members. While you can reach us at our Millersville branch for all your banking needs, feel free to check out more information on our website at Members 1st. If you need assistance or have any questions, don't hesitate to call us at 717-872-2610. We invite you to visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Let us be your trusted partner in navigating your financial future!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why our Millersville Branch ensures compliance with ADA standards, making it easy for everyone to access our services. Additionally, we offer both ATM access and drive-thru banking options for your convenience. While members can visit us at 377 Comet Dr, official correspondence should be sent to 377 Comet Dr, Millersville, PA 17551-1558 if different details need addressing.

Join Us

As we continue to grow and evolve, we invite you to become a part of the Members 1st family. Experience firsthand how we can help you navigate your financial journey while making a positive impact in the community. Whether you're opening an account or simply exploring your options, we are here for you every step of the way. For more information about our services or how you can join us, please call us at 717-872-2610 or visit our website at members1st.org. Together, let's build a brighter future!

Our Mission

At Members 1st, our mission is simple yet powerful: to enhance the financial well-being of our members while supporting the communities we serve. We strive to provide personalized financial solutions that cater to individual needs be it through checking and savings accounts, auto loans, mortgages, or business banking services. Our commitment extends beyond transactions; we believe in building lasting relationships with our members. In addition to offering competitive financial products, we actively engage in community outreach and partnerships that uplift those around us. Our focus on service means we are always looking for ways to innovate and improve your experience. With modern conveniences like online banking and mobile payments, accessing your accounts has never been easier.

Branch Location & Accessibility

Banking Hours Tailored for You

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are as follows: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or have time on the weekend, our team is ready to help.

Come Visit Us!

We invite you to stop by and experience the warm and welcoming atmosphere at Members 1st Millersville Branch. Our dedicated staff is eager to assist you in achieving your financial goals. See you soon!

Comprehensive Services Just for You

At Members 1st, we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Plus, with ATM access available at our branch, you can easily withdraw cash or check your balance whenever you need. While members can visit us at 377 Comet Dr, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to give us a call at 717-872-2610.

Easy Access and Parking

Our branch is designed with accessibility in mind. We offer ample parking right outside our entrance, along with ADA-compliant features such as ramps and wide doorways, ensuring that everyone can easily visit us. If you prefer the convenience of banking from your car, take advantage of our drive-thru service where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Member Eligibility

At Members 1st, we believe that everyone deserves to be part of a welcoming community where financial support and growth go hand in hand. Becoming a member is easy! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We pride ourselves on being inclusive, offering membership opportunities to individuals and businesses alike. To find out more about specific eligibility requirements, feel free to check out our detailed guidelines at http://www.members1st.org/business/business-membership. Once you're ready to take the next step toward joining our family at Members 1st, opening an account is a breeze. You can visit us at our branch located at 377 Comet Dr Millersville Pa 17551, or give us a call at (717) 872-2610 for any questions you might have. Our friendly team is here to help make your transition smooth and enjoyable as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. This means real opportunities for local entrepreneurs to access the capital they need. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions that adapt to your specific needs. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses right here in Millersville, PA.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your shop customers lining up with their credit cards. Our merchant services ensure you can accept payments quickly and securely, allowing you to focus on what matters most: serving your customers and growing your business. Visit us at 377 Comet Dr Millersville Pa 17551 or call us at (717) 872-2610 to learn how our business banking solutions can support your journey.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we offer specialized business banking services, including merchant services and business loans that empower local businesses to grow. We believe in supporting the community by helping businesses thrive.

Cash Access Services

We also prioritize easy access to your funds. With our ATM and cash withdrawal services, withdrawing cash is quick and hassle-free. Plus, our basic drive-thru banking enables you to complete simple transactions like deposits and withdrawals without ever leaving your car. At Members 1st, located at 377 Comet Dr Millersville, PA 17551, we strive to create an inclusive environment where all members feel valued and supported. For any inquiries or assistance, please don't hesitate to reach us at 717-872-2610. Explore all that we offer by visiting our website at members1st.org. Join us today and discover how we can help you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, we know convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can perform transactions like checking balances, transferring funds, and paying bills right from your smartphone or computer.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services provide competitive rates and flexible terms to make your dream of homeownership a reality. We understand how important this milestone is, and our team is here to guide you every step of the way.

Loans & Credit Options

In need of extra funds? Our personal loans and debt consolidation options are designed for various situations, from unexpected expenses to simplifying your finances. Additionally, our credit cards with rewards allow you to earn while you spend, giving you added benefits on purchases you already make.

Personal Banking

For individuals looking for reliable banking options, we offer checking and savings accounts that cater to your everyday needs. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features designed to help you thrive. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can assist you in getting behind the wheel with ease.

Digital & Online Banking

Key Features

Our digital banking offerings include mobile payments, which let you make purchases directly from your smartphone. Plus, our mobile application provides an easy way for you to stay on top of your finances while you're on the go. You can download it today and experience real-time account management right at your fingertips! We also offer person-to-person transfers, making it simple to send money to friends or family quickly and securely. Whether it's splitting a bill or sending a gift, this feature adds another layer of convenience to your banking experience. For those who prefer going paperless, we provide e-statements that allow you to access your account statements online instead of waiting for them in the mail. This not only saves trees but also ensures you have instant access to your financial information whenever you need it. Though we don't use electronic signature authorization at this time, we are always looking for ways to enhance our services. Our commitment to continuous improvement means that we're always exploring new options for making banking easier for our members. With Members 1st, managing your finances has never been more accessible. Our 24/7 online banking services ensure that you can take control of your money whenever it suits you best. For more information on how our digital offerings can work for you, visit us at https://www.members1st.org/.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your savings and loans. Sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, our latest performance insights reveal a net worth of $986,315,309. This robust figure allows us to provide better rates, lower fees, and enhanced member services. With a net worth ratio of 12.62%, we demonstrate a solid capital foundation that ensures we can continue offering competitive loans and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our non-member deposits stand at $5,022,926, which means our resources are focused on benefiting you through better loan rates and exclusive perks. Our financial strength is further evidenced by our $967,220,309 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options. We support your financial goals with $123,054 in used auto loans and an impressive total of $6,566,031,192 in loans and leases. Although our current net income stands at $0, this reflects our strategy to reinvest into the credit union for future growth rather than focusing solely on immediate profits. We take pride in having 1,184 full-time employees and 57 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. With net shares available for lending at $23,731,259 and a total of 1,189,787 share accounts, it's clear that more members are choosing to trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 377 Comet Dr Millersville Pa 17551 or call 717-872-2610 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

In addition to these core offerings, we also provide personal loans and lines of credit to help with unexpected expenses or debt consolidation. If you're considering refinancing existing loans or checking your eligibility for any of our products, our knowledgeable staff are here to guide you through the process. At Members 1st, we prioritize your financial well-being by offering personalized service and competitive loan products. For performance insights and financial data related to our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support local enterprises through tailored financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide various mortgage products that fit different budgets and financial situations, ensuring that you find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low-interest rates, giving you more value for your spending.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users. Each loan option displayed on LendMesh is backed by verified data, giving users peace of mind when comparing rates.

Trustworthy Features

LendMesh offers several features designed to build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a tangible difference in securing better loan terms. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST FEDERAL CREDIT UNION - Millersville, PA

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