Members 1st Credit Union Middletown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, where our commitment to serving you goes beyond financial services. Located at 361 E Main St, Middletown, PA 17057, our branch has been a trusted part of this community since 1950. With over 596,510 members and assets totaling an impressive $8,039,711,199, we pride ourselves on being more than just a credit union we're your partner in achieving financial well-being. At Members 1st, we understand that each member has unique needs. That's why we offer a variety of services tailored just for you from personal banking options like checking and savings accounts to auto loans, mortgages, and business loans. Our total deposits stand at $407,063,180, showcasing the trust our members place in us. With a net worth of $986,315,309 and cash reserves of $84,550,719, we are well-positioned to support your financial journey. Our leadership team is dedicated to ensuring your experience is exceptional. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, we continue to foster a welcoming environment that prioritizes your financial success. Whether you're looking to open an account or need assistance with loans our friendly staff is here to help. While you can visit us at our physical location in Middletown for all your banking needs, official correspondence should be sent to the same address: 361 E Main St, Middletown, PA 17057. Ready to take the next step towards better financial health? Give us a call at 717-944-6157 or explore our website at members1st.org for more information on how we can assist you today!

Branch History & Mission

Join Us!

While you can visit us at our branch address for all your banking needs, any official correspondence should be directed to the same address: 361 E Main St, Middletown, PA 17057. At Members 1st, we invite you to experience the benefits of membership firsthand. Join us today and become part of a community-focused credit union that truly values your financial well-being! For more information about becoming a member or exploring our services further, don't hesitate to call us at 717-944-6157 or visit our website at Members 1st. Let's work together towards a brighter financial future!

Our Journey

From our humble beginnings, Members 1st has consistently focused on providing exceptional financial services tailored to meet the diverse needs of our members. Over the years, we have expanded our offerings to include personal banking accounts, auto loans, mortgages, and business banking solutions. As of now, our total assets have reached an impressive $8,039,711,199. This growth is a testament to the trust placed in us by our members and the dedication of our team. Our operating hours are designed with convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also proudly offer drive-thru banking and ATM services to ensure that accessing your funds is easy and efficient.

Our Mission

The mission of Members 1st is clear: to empower individuals and businesses in our community by providing accessible financial services while fostering a culture of support and growth. We believe that financial stability should be within everyone's reach. That's why we not only focus on competitive rates but also emphasize education and outreach programs aimed at enhancing financial literacy. We understand that true success goes beyond just numbers. That's why we're dedicated to giving back through various community initiatives and partnerships. Whether it's sponsoring local events or offering workshops that equip our members with essential financial skills, we are here for you.

Branch Location & Accessibility

Welcome to the Members 1st Middletown Branch, your convenient stop for all your banking needs! Located at 361 E Main St, Middletown, PA 17057, our branch is easily accessible and close to local landmarks, making it simple for you to visit us. Whether you're near the vibrant Middletown Town Center or just passing through on your way to see the beautiful Susquehanna River, we're right here ready to assist you. At Members 1st, we prioritize accessibility. Our branch features ADA-compliant facilities and ramps to ensure everyone can comfortably navigate our space. Plus, parking is ample and easily accessible, so you won't have to worry about finding a spot when you arrive. We understand that life gets busy, which is why our operating hours are designed with your schedule in mind. We are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This gives you plenty of opportunities to stop by after work or even on the weekend! For those who prefer banking on-the-go, we have an ATM available for cash withdrawals and balance checks. And if you need quick service, our drive-thru banking option allows you to conduct simple transactions without leaving your vehicle. While members can visit us at our physical location, official correspondence should be sent to the same address: 361 E Main St, Middletown, PA 17057. If you have any questions or need assistance with your accounts or services like personal loans and credit cards with rewards, don't hesitate to give us a call at 717-944-6157. We're here for you! Come visit us today and experience the friendly service that Members 1st is known for.

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into a supportive community dedicated to your financial well-being. If you live, work, worship, or attend school in the areas served by us, you are likely eligible to join our family! This means that whether you're from Middletown or nearby communities, we welcome you with open arms. Joining comes with fantastic benefits like competitive rates on loans and savings, personalized service, and access to various financial resources tailored just for you. To see the full details of our eligibility criteria, feel free to check out this link. Opening an account is straightforward and can be done by visiting us at 361 E Main St Middletown Pa 17057. Our friendly staff is here to assist you every step of the way. If you have any questions or need more information, don't hesitate to call us at (717) 944-6157. We're excited to help you start your journey with Members 1st!

Business Banking & Commercial Services

Merchant Services

Imagine running your business while easily managing payments from customers. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This means more time for you to focus on what matters most growing your business. Located at 361 E Main St Middletown Pa 17057 in Middletown, PA, we're here to empower local businesses. Reach out today at (717) 944-6157 to learn how we can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We know convenience matters. That's why our branch includes an ATM for quick cash withdrawals and balance checks whenever you need them. Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle ideal for busy days when every minute counts.

Business Banking Services

For entrepreneurs and business owners, Members 1st provides robust business banking solutions. From merchant services that make transactions easy to business loans designed to support growth, we understand what it takes to run a successful venture.

Digital Banking Convenience

In today's fast-paced world, managing your finances digitally is essential. That's why we offer online and mobile banking features that allow you to check your balances, pay bills, and transfer money from anywhere at any time. Our mobile app makes it simple to handle your banking needs on the go. Additionally, we support person-to-person payments so you can send money directly to friends or family without hassle.

Friendly Support When You Need It

Our team is ready to assist you during lobby hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. If you have questions or need personalized service, don't hesitate to call us at 717-944-6157. At Members 1st, we strive not only to meet your financial needs but also to build lasting relationships with our members. We invite you to visit us at 361 E Main St, Middletown, PA 17057, or explore more about our services online at www.members1st.org. Your financial journey starts here!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances easily. Imagine having a checking account with no monthly fees and the ability to access your funds quickly through our ATMs. For those considering a new vehicle, we offer auto loans and vehicle financing options tailored to fit your budget. Need assistance with homeownership? Our mortgage loans and refinancing options can guide you through the process, making it as smooth as possible. If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. Plus, don't forget about our credit cards that come with rewards perfect for earning while you spend!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at Members 1st, you can access your accounts whenever it suits you. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our platform is user-friendly, ensuring that you can navigate it with ease.

Enhanced Security Features

We prioritize your security while using our digital services. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. Your financial information is safe with us as we continuously update our systems to guard against potential threats. At Members 1st, we're committed to providing accessible and efficient banking solutions tailored for you. Experience the convenience of managing your finances with confidence through our digital and online banking services today!

Mobile Banking on the Go

For those who prefer managing their finances from their smartphones, our mobile application is a perfect solution. Download our app to enjoy features like mobile payments, allowing you to make purchases quickly and securely without carrying cash or cards. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Stay Organized with E-Statements

Say goodbye to paper clutter! With our availability of e-statements, you can easily view and manage your account statements electronically. This not only helps in keeping your records organized but also contributes to a greener planet by reducing paper waste.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the assurance that your money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $123,054 in used auto loans and an impressive total of $6,560,311,992 in loans and leases available to our members, our lending capacity supports your financial goals across various sectors. While our current net income is $0, it reflects our focus on long-term stability rather than short-term gains. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $23,731,259, showing that we have ample resources to support your needs. Total Share and Deposit Accounts: 1,189,787, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 361 E Main St Middletown Pa 17057 or call 717-944-6157 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing for your next vehicle purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and work closely with our members to develop tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We offer various plans to fit different budgets and lifestyles so you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we have options available that could help lower your payments and improve your financial situation. Feel free to reach out for details on eligibility. Our dedicated team is ready to assist you with any questions you may have about our products. You can reach us at (717) 944-6157 for personalized assistance or visit us at our branch located at 361 E Main St Middletown Pa 17057. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are, Members 1st is here to support you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. This product allows you to access credit when you need it most without having to put down collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers.

MEMBERS 1ST FEDERAL CREDIT UNION - Middletown, PA

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