Members 1st Credit Union Mechanicsburg PA | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to Members 1st, your trusted partner in financial growth and stability, located at 4 Market Plaza Way, Mechanicsburg, PA 17055. Since our establishment in 1950, we have been dedicated to serving our community with integrity and commitment. With a total membership of over 596,510 individuals, we strive to create meaningful relationships that empower you to achieve your financial goals. At Members 1st, we pride ourselves on our impressive financial standing, boasting total assets of $8,039,711,199 and total deposits reaching $407,063,180. Our strong net worth of $986,315,309 reflects our resilience and dedication to providing safe and secure banking solutions for our members. We also have a healthy cash reserve of $84,550,719 ready to support your needs. Led by our CEO Michael Wilson and Board President Jon Kirssin, our experienced team is here to guide you through various services tailored just for you whether it's personal banking options like checking accounts and auto loans or business banking solutions including merchant services and business loans. We understand the importance of accessibility; that's why we're equipped with both ATM services and drive-thru options for your convenience. If you're looking to explore what we can offer or have questions about your finances, don't hesitate to reach out at 717-697-1884 or visit us online at members1st.org. Come experience the difference at Members 1st where your financial well-being is always our top priority!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Members 1st family. Experience firsthand the benefits of membership with us financial solutions tailored for you and a community-focused approach that truly makes a difference. Join us today and be part of a growing legacy that values every member's journey toward financial success! Visit us online at Members 1st for more information on how you can get started.

Our Evolution

Since opening our doors more than seven decades ago, Members 1st has evolved significantly. Initially established to provide basic banking services to a small group, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each step of our journey has been guided by the commitment to deliver exceptional value and service to our members. In addition to traditional banking services, we have embraced digital advancements that make banking easier for everyone. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We also maintain ADA compliance to ensure that all members can access our services without barriers.

Our Mission

At Members 1st, our mission is clear: we aim to empower our members financially while supporting the communities we serve. We believe in providing more than just financial products; we strive to foster a sense of belonging and support through various community outreach efforts. Whether it's hosting local events or partnering with local organizations for charitable causes, we are dedicated to making a positive impact beyond banking. While you can visit us at our branch location in Mechanicsburg for all your banking needs where we offer ATM services and drive-thru banking you can also reach us at 717-697-1884 for inquiries or assistance. For official correspondence, please use our mailing address: 4 Market Plaza Way, Mechanicsburg, PA 17055.

Branch Location & Accessibility

Welcome to Members 1st at our Market Plaza Branch, conveniently located at 4 Market Plaza Way in Mechanicsburg, PA. Whether you're a long-time member or visiting for the first time, our branch is easy to reach and designed with your needs in mind. Situated near popular local spots, including the bustling Mechanicsburg area, we are proud to serve our community with financial solutions tailored just for you. At Members 1st, we understand that accessibility matters. Our branch offers ample parking and features designed for everyone, including ADA-compliant ramps for easy entry. If you need to visit us outside of regular hours, don't worry! We provide ATM access for quick cash withdrawals and balance checks around the clock. Plus, enjoy the convenience of our drive-thru service for deposits and simple transactions without leaving your vehicle. Our welcoming lobby is open Monday through Thursday from 9 am to 5 pm, Friday until 7 pm, and Saturday from 9 am to 2 pm perfect for fitting banking into your busy schedule. If you have any questions or need assistance, feel free to give us a call at 717-697-1884. While members can visit us at our branch address, official correspondence should be sent to the same location: 4 Market Plaza Way, Mechanicsburg, PA 17055. We invite you to stop by and discover the personal touch that sets Members 1st apart. Our dedicated team is here to help you with everything from checking accounts to loans and more. Come see how we can assist you in achieving your financial goals!

Member Eligibility

At Members 1st, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that eligibility is open to a wide range of individuals! Whether you live, work, worship, or attend school in the area, you can easily become part of our supportive family. We welcome anyone who has a connection to our community, so don't hesitate to reach out if you're unsure about your status. For detailed information on eligibility criteria, check out our resource at http://www.members1st.org/business/business-membership. Joining is straightforward and hassle-free! All it takes is a quick visit to our branch located at 4 Market Plaza Way Mechanicsburg Pa 17055, where our friendly staff will guide you through the account opening process. If you have any questions or want to get started right away, feel free to give us a call at (717) 697-1884. We're excited to help you take this important step toward better financial health with Members 1st!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide tools that simplify transactions and enhance customer experiences. From point-of-sale systems to online payment processing, we ensure you have the resources needed to thrive in today's market. Visit us at 4 Market Plaza Way Mechanicsburg Pa 17055 in Mechanicsburg, PA, or call us at (717) 697-1884 to learn how we can help your business succeed!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Our team is here to support local businesses as they grow, ensuring you have the financial tools necessary for success.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Whether it's for everyday purchases or special occasions, earning points can add up quickly. Picture yourself enjoying cashback or travel rewards just for using your card wisely.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. Our online and mobile banking platforms ensure that you can handle your banking tasks anytime, anywhere whether it's checking balances, transferring money through person-to-person services, or simply paying bills from the comfort of your home. With all these services available at Members 1st, we're confident that you'll find everything you need under one roof. For more information or if you have any questions about how we can assist you further, please don't hesitate to reach out at 717-697-1884. Explore how we can help you achieve your financial goals today! Visit us at Members 1st for more details about our offerings.

Easy Access to Your Money

At Members 1st, accessing your funds is simple and straightforward. With our ATM and cash withdrawal services, you can withdraw cash anytime without hassle. We also provide basic drive-thru banking for quick deposits and withdrawals, making it easy when you're on the go.

Loans That Fit Your Life

When it comes to financing major purchases, we have you covered with auto loans and vehicle financing options that make it easy for you to get behind the wheel of your dream car. If you're looking for a place to call home, our mortgage loans and refinancing services can help turn that dream into reality. Additionally, we provide personal loans for various needs like debt consolidation, allowing you to simplify your payments and reduce stress.

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts designed to help you manage your money easily. Imagine having the ability to monitor your balance and transactions right from your phone using our online and mobile banking features. You can also set up automatic transfers or save for a special goal with our savings accounts.

Digital & Online Banking

Key Features

One of the standout features available is our e-statements service. No more waiting for paper statements in the mail! You can receive your account statements electronically, which not only saves trees but also keeps your information secure and easily accessible. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature allows you to send funds instantly with just a few taps on your phone. And if you're out shopping or dining, take advantage of our mobile payments feature for a fast and convenient way to pay without needing cash or cards.

Security and Ease of Use

We prioritize security at Members 1st. While we currently do not offer electronic signature authorization, our online banking services are equipped with robust security measures to protect your personal information. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find everything easy to navigate. With these digital tools, managing your money has never been simpler. So why wait? Experience the convenience and security of online banking at Members 1st today!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is secure, which is why we continuously monitor our performance and maintain strong financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases. Our operational efficiency is evident as shown by our net income of $0, reflecting our commitment to maintaining low operational costs while providing excellent service. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $23,731,259. Furthermore, the trust placed in us is evident from our total share accounts totaling 1,189,787, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving for a new car or planning for the future with a mortgage or personal loan, Members 1st is your trusted partner. Visit us at 4 Market Plaza Way Mechanicsburg PA 17055 or call 717-697-1884 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We make the process straightforward and accessible, ensuring you can drive away in your new vehicle without unnecessary hassle.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our tailored solutions are designed to support your business goals. If you're considering refinancing any of these options or exploring eligibility requirements, we encourage you to reach out. Our team is ready to discuss how we can assist you in finding the best financial solutions. For more information or to get started today, visit us at 4 Market Plaza Way Mechanicsburg Pa 17055 in Mechanicsburg, PA, or call us at (717) 697-1884. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Members 1st help you pave the way towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards provide the freedom to make purchases without collateral while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the value and efficiency LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan comparison is based on accurate and reliable information, allowing users to make informed decisions without hidden surprises.

MEMBERS 1ST FEDERAL CREDIT UNION - Mechanicsburg, PA

Compare Loan Rates Near You

Loan rates in Mechanicsburg, PA (17055)