At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing reliable services and resources for our members. With a
net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$2,590,825,310 in share certificates and
$1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with
$123,054 in used auto loans and a robust total of
$6,560,311,992 in total loans and leases. Our operational efficiency is also reflected in our finances; although our net income is currently at $0 due to reinvestment strategies aimed at growth and member benefit enhancement. We take pride in having
1,184 full-time employees and
57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at
$23,731,259, which helps us meet the diverse needs of our member community. With a growing member base represented by
1,189,787 total share accounts, it's clear that more people trust Members 1st with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at
5211 Simpson Ferry Rd Mechanicsburg Pa 17050 or call
800-237-7288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.