Members 1st Credit Union Mechanicsburg PA | Quick Personal Loans & Top Checking

Introduction

Welcome to Members 1st, your trusted financial partner located at 6280 Carlisle Pike, Mechanicsburg, PA 17050. Since opening our doors in 1950, we have been dedicated to serving our community with integrity and care. With a proud membership of over 596,510, we strive to empower individuals and families to achieve their financial goals. At Members 1st, we believe in the power of community. Our total assets stand at an impressive $8,039,711,199, reflecting our commitment to providing you with secure and reliable banking solutions. We offer a range of services designed to meet your needs, from checking and savings accounts to auto loans and mortgages. In fact, we currently manage 331,621 loans and leases that help our members navigate their financial journeys. Our leadership team is here for you. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, we focus on fostering strong relationships with our members while maintaining a net worth of $986,315,309. This ensures that we can continue offering competitive rates and outstanding service. While you can visit us at our Mechanicsburg location for personal assistance, please note that any official correspondence should be sent to the same address: 6280 Carlisle Pike, Mechanicsburg, PA 17050-2305. With a friendly staff of 1,241 employees, we're always ready to assist you. Whether you prefer visiting us in person or accessing our services online through our website, we are committed to making banking easy and convenient for you. Feel free to reach out at 717-697-4432 or stop by during our operating hours: - Monday Thursday: 9 AM 5 PM - Friday: 9 AM 6 PM - Saturday: 9 AM 2 PM Join us today and experience why so many in our community trust Members 1st as their go-to credit union!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking. We actively engage in various outreach initiatives aimed at improving the lives of those around us. Whether it's through financial literacy programs or partnerships with local organizations, Members 1st is dedicated to fostering a stronger community. To enhance your banking experience further, we offer robust digital tools including online banking and mobile payments. Our branch features both ATM access and drive-thru services for your convenience. We are also proud of our ADA compliance efforts, ensuring all members can access our services without barriers.

Join Us Today!

As we continue on this journey of growth and service since 1950, we invite you to become part of the Members 1st family. Experience firsthand the benefits of membership where your financial well-being is our top priority. Visit us or give us a call at 717-697-4432 today! Together, let's build a brighter future for you and your community.

Our Mission

At Members 1st, our mission is clear: we strive to provide exceptional financial services while fostering community growth and development. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their goals. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we cater to local businesses by providing merchant services and business loans. We understand that each member has unique needs. That's why we emphasize personalized service and strive to create meaningful connections within the community. We are dedicated to being more than just a financial institution; we aim to be a supportive partner in your life. While you can visit us at 6280 Carlisle Pike, for any official correspondence please send mail to 6280 Carlisle Pike, Mechanicsburg, PA 17050-2305 if necessary.

Branch Location & Accessibility

Banking Services

We offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, you'll find everything you need under one roof. Plus, with our ATM available on-site and drive-thru service for simple transactions, accessing your funds has never been easier.

Convenient Access and Features

At Members 1st, we prioritize making banking easy for you. Our branch offers ample parking right outside the entrance, ensuring that you can quickly get in and out. If you need assistance, rest assured that our facility is ADA compliant, with ramps and accessible entrances designed for everyone's convenience.

Get in Touch

If you have any questions or need assistance while visiting us at Members 1st, don't hesitate to call us at 717-697-4432. We look forward to welcoming you into our branch soon! Remember, while members can visit us at 6280 Carlisle Pike for all their banking needs, official correspondence should be sent to our mailing address: 6280 Carlisle Pike, Mechanicsburg, PA 17050-2305.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Whether you prefer an early visit or a weekend stop, we've got you covered!

Member Eligibility

Joining Members 1st is like becoming part of a close-knit family that's dedicated to supporting your financial journey. To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in the area around Mechanicsburg, you're already eligible! This welcoming approach means that we truly want to serve our community and help our members thrive. Plus, being a member comes with fantastic benefits, including access to personalized financial services and competitive loan rates that help you reach your goals. The process of joining us is straightforward and inviting. You can find more details about eligibility at this link. If you're ready to take the next step or have any questions, feel free to give us a call at (717) 697-4432. We're here to help make your transition into our member family as smooth as possible! Come visit us at 6280 Carlisle Pike Mechanicsburg Pa 17050, and let's get started on your path to financial wellness together.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for business owners. Imagine having a reliable partner that streamlines payment processing, making it easier for you to focus on what you do best running your business. Our services are designed to enhance customer experience and boost your bottom line, ensuring you can accept payments with ease and security. Visit us at 6280 Carlisle Pike Mechanicsburg Pa 17050 in Mechanicsburg, PA, or call us at (717) 697-4432 to explore how our business banking and commercial services can empower your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or quick transactions, our branch offers basic drive-thru banking for deposits and withdrawals as well as access to an ATM for cash withdrawals and balance checks. You can handle simple transactions without stepping inside the branch. At Members 1st, we're committed to making banking accessible and straightforward for everyone in our community. Whether you're opening a new account or seeking assistance with loans, our friendly staff is just a phone call away at 717-697-4432. Ready to explore all that Members 1st has to offer? Visit us today at 6280 Carlisle Pike, or check out our website at www.members1st.org for more information on how we can help you achieve your financial goals!

Business Banking Services

If you're a business owner, our comprehensive business banking services include merchant services and various types of business loans. We believe in supporting local businesses and helping them thrive through tailored financial solutions.

Credit Cards and Rewards

At Members 1st, we also understand the importance of rewarding your spending habits. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. Whether it's cash back or travel rewards, there's a card that fits your financial goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. Access your accounts anytime, anywhere through our secure online portal or mobile app. With features like person-to-person payments and e-statements, managing your finances has never been easier.

Personal Banking Solutions

Navigating your finances can be simple with our personal banking options. We offer checking and savings accounts tailored to fit your lifestyle, whether you're saving for a vacation or managing day-to-day expenses. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. For those who are ready to own their home, we provide mortgage loans and refinancing solutions that come with competitive rates. And if you need extra funds for personal projects or debt consolidation, our personal loans are designed to give you the flexibility you need.

Digital & Online Banking

At Members 1st, we understand that convenience and security are key when it comes to managing your finances. That's why we've designed our digital and online banking services to fit seamlessly into your life, allowing you to handle your banking needs anytime, anywhere. With our online banking platform, you can access your accounts 24/7, making it easy to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the benefits of e-statements, which provide a quick and secure way to keep track of your financial activity without the clutter of paper statements. Plus, our electronic signature authorization feature ensures that your transactions are not only convenient but also safe. For those on the go, our mobile application is a must-have tool. It offers all the functionality of our online banking service right at your fingertips. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. Whether you're grabbing coffee or running errands, you can manage your money quickly and easily. Security is always a top priority for us. Our systems are built with robust measures to protect your information so you can bank with peace of mind. The user-friendly interface means you don't need to be a tech expert to navigate through your accounts; everything is designed to be intuitive. At Members 1st, we're committed to providing accessible and efficient banking solutions tailored for our members. Dive into our digital banking services today and experience how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases. Moreover, our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Member-Centric Approach

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have established a robust member community with a total of 1,189,787 share accounts, showing that many trust us with their finances. Our net shares available for lending and investments amount to $23,731,259, further demonstrating our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 6280 Carlisle Pike Mechanicsburg Pa 17050 or call 717-697-4432 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We also provide flexible financing options and refinancing opportunities to meet your specific needs.

Credit Lines and Business Loans

For those seeking additional financial flexibility, our credit lines totaling $2,982,497,513 offer access to funds when you need them most. For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. At Members 1st, we believe in empowering our members with the right tools and support to navigate their financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your needs may be, we're here to help make your financial dreams a reality. Come visit us at 6280 Carlisle Pike Mechanicsburg Pa 17050 or give us a call at (717) 697-4432 to learn more about how our loan offerings can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. Our knowledgeable staff will guide you through the process, ensuring that you find the right solution for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards come with rewards and can help you build your credit while providing peace of mind during emergencies.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION