Members 1st Credit Union Macungie PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted partner in financial well-being, located at 201 W Main St, Macungie, PA 18062. Since our establishment in 1950, we've been dedicated to serving our community with care and commitment. With a robust membership of over 596,510 individuals and total assets amounting to an impressive $8,039,711,199, we are proud to be a cornerstone of financial support in the Lehigh County area. At Members 1st, we believe that every member deserves personalized service and access to a variety of financial products designed to meet their unique needs. Our offerings include everything from checking and savings accounts to auto loans and business banking solutions. Whether you are looking for a new vehicle loan or need assistance with your mortgage, our experienced team is here to guide you every step of the way. We understand that trust is earned through transparency and results. That's why we maintain a strong financial foundation with total deposits reaching $407,063,180 and a net worth of $986,315,309. Our financial health allows us to offer competitive loan options, including over 331,621 loans and leases that empower our members' dreams. Our leadership team is committed to fostering a welcoming environment for all members. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, we continually strive to enhance our services while prioritizing your satisfaction. We have a dedicated workforce of 1,241 employees, all focused on ensuring your experience with us exceeds expectations. If you have any questions or would like more information about our services, please don't hesitate to reach out! You can call us at 484-232-5085 or visit our website at members1st.org. We invite you to explore how Members 1st can help you achieve your financial goals today!

Branch History & Mission

Welcome to Members 1st, a cornerstone of community banking in Macungie, PA. Since our doors opened in 1950, we have proudly served our members with a commitment to financial empowerment and community support. Our branch, located at 201 W Main St, Macungie, PA 18062, has become a trusted partner for families and businesses alike. Over the years, Members 1st has evolved significantly. From humble beginnings, we have grown into a robust financial institution with total assets reaching an impressive $8,039,711,199 and a membership base of over 596,510 individuals. This growth reflects our dedication to meeting the needs of our members while remaining true to our mission: to enhance the financial well-being of our community through exceptional service and innovative solutions. At Members 1st, we believe that banking should be more than just transactions; it should foster relationships and build trust. Our mission is simple yet profound: We aim to provide accessible financial services that empower our members to achieve their goals. Whether it's offering personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we strive to make banking easy and beneficial for everyone. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 5000 Marketplace Way, Enola, PA 17025. Our operating hours are designed to accommodate busy schedules Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. On Sundays, we're closed so that our staff can recharge for the week ahead. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. Our commitment extends beyond financial transactions; we actively engage in community outreach efforts that make a real difference in people's lives. We partner with local organizations to support various initiatives aimed at improving the quality of life for residents in Lehigh County and beyond. At Members 1st, we also prioritize accessibility with ADA-compliant facilities and convenient drive-thru services for quick transactions. With ATM availability ensuring that cash is always within reach, we are dedicated to providing customer-centric solutions that cater to your needs. Join us at Members 1st where you're not just another account holder but part of a thriving community focused on shared success. Experience the difference today! For more information or assistance, feel free to contact us at 484-232-5085. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible to everyone. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure all members can easily access our services.

Call-to-Action

Ready to experience friendly service and great financial solutions? We invite you to visit us or give us a call at 484-232-5085. Our team is excited to assist you with whatever you need!

Nearby Landmarks

Our branch is conveniently situated near local favorites like the Macungie Memorial Park and just a short drive from various shops and restaurants. This makes it easy to take care of your banking while enjoying the neighborhood.

Operating Hours

We understand that life gets busy! That's why we're open during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We are closed on Sundays, giving our team time to recharge so they can serve you better.

Services Offered

At Members 1st, we offer a variety of services tailored to fit your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions we've got you covered. Plus, enjoy the ease of online and mobile banking right at your fingertips!

Member Eligibility

Welcome to the Members 1st family! Joining us is not just about opening an account; it's about becoming part of a caring community that values your financial well-being. To become a member at Members 1st, you'll find that eligibility is quite accessible. Whether you're a resident, work in the area, or have family ties to our community, we want you with us. We believe in offering supportive services to everyone, and you'll discover how being a member opens doors to exclusive benefits like lower loan rates and personalized banking solutions. Getting started is easy! If you want to learn more about the specific eligibility criteria, we invite you to check out our detailed information at http://www.members1st.org/business/business-membership . And when you're ready to take the next step, feel free to reach out at (484) 232-5085 or visit us at 201 W Main St Macungie Pa 18062. Our team is here to help make your membership journey smooth and welcoming!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services tailored to streamline your transactions. Imagine being able to accept payments quickly and easily, giving your customers more choices while improving cash flow. Our services include point-of-sale systems that integrate seamlessly with your operations, making it easier for you to focus on what matters most running your business. Visit us at 201 W Main St Macungie Pa 18062 in Macungie, PA, or call us at (484) 232-5085 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Members 1st offers specialized services such as merchant services and business loans. We know how important it is to have the right financial tools in place for your business growth. Our team is committed to helping you succeed by providing tailored solutions.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only help you build credit but also offer cashback and points on everyday purchases. It's like earning money back for doing what you already do shopping!

Easy Access & Convenience

In addition to these services, we have an ATM on-site for quick cash withdrawals and basic transactions like balance checks. Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for busy days when time is tight. We invite you to explore all that Members 1st has to offer at our Macungie branch. Whether it's through our digital banking features or face-to-face assistance from our friendly staff, we're here to support you every step of the way. Ready to take charge of your financial future? Visit us today or check out more information online at Members 1st. We're excited to help you achieve your financial goals!

Mortgage Solutions

If you're thinking about buying a home or refinancing an existing mortgage, our team is here to guide you through the process. Our mortgage loans and refinancing options are designed to meet your unique needs while offering competitive rates that can save you money in the long run.

Personal Banking Services

Managing your personal finances should be straightforward and efficient. At Members 1st, we offer checking and savings accounts that fit various lifestyles. Imagine effortlessly managing your day-to-day transactions with our user-friendly online and mobile banking options. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. For those considering larger purchases, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. We understand that life sometimes throws unexpected expenses your way; that's why we also provide personal loans and debt consolidation services to help you regain control of your finances.

Digital & Online Banking

Convenient Tools for Everyday Banking

Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family in just moments. Whether you're splitting a dinner bill or helping out a loved one, this service adds an extra layer of convenience to your financial interactions. For those who prefer paperless options, we provide e-statements that help reduce clutter while keeping all your important financial information at your fingertips. With electronic signature authorization available, signing documents has never been easier or more efficient. And if you're into mobile payments, you'll be pleased to know that our services support this feature too! Enjoy the freedom of paying with just a tap on your smartphone it's quick and hassle-free. In summary, Members 1st is committed to offering accessible and easy-to-use digital banking tools that empower you to take control of your finances. Experience the future of banking today by visiting https://www.members1st.org/ !

Key Features of Our Digital Banking Services

Visit us online at https://www.members1st.org/ to explore our user-friendly online banking platform. Here, you can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, with our 24/7 online banking services, you have the flexibility to bank whenever it suits you. Security is a top priority for us. We ensure that all transactions are protected with advanced encryption technology, giving you peace of mind as you manage your money. And if you're looking to make things even easier, our mobile application allows you to take your banking experience with you wherever you go.

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $123,054 in used auto loans and $6,560,311,992 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $23,731,259. Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 201 W Main St Macungie Pa 18062 or call (484) 232-5085 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand that running a business requires flexibility and support. Our dedicated team is ready to assist you with your commercial lending needs. We also offer refinancing options for various loan products to help you lower your monthly payments or consolidate debt. If you're interested in learning more about eligibility requirements or starting an application process, please reach out! Feel free to visit us at 201 W Main St Macungie Pa 18062, or give us a call at 484-232-5085. Our knowledgeable staff is here to answer all your questions and guide you through our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Members 1st, we're committed to supporting your financial journey every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Enjoy competitive rates and the freedom to use your credit as needed without tying it to any collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh guarantees that its loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent.

MEMBERS 1ST FEDERAL CREDIT UNION