Members 1st Credit Union Lancaster PA | Affordable Auto Loans & Online Banking

Introduction

At Members 1st, we believe in building strong relationships with our community. Located at 2050 Columbia Ave, Lancaster, PA 17603, our Columbia Avenue Branch has been a trusted financial partner since 1950. With nearly 596,510 members and total assets exceeding $8 billion, we are proud to serve the financial needs of individuals and families across Lancaster. Our commitment goes beyond just numbers. We understand that every member has unique financial goals. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide tailored solutions such as merchant services and business loans. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, we strive to create an inclusive environment where everyone feels valued. Our dedicated team of 1,241 employees is here to assist you with friendly service and expert advice. While you can visit us directly at our branch for assistance, if you need to send any official correspondence, please use our mailing address: 2050 Columbia Avenue, Lancaster, PA 17603-4331. With total deposits reaching $407,063,180 and a net worth of $986,315,309, we are well-equipped to help you achieve your financial aspirations. Whether you're looking to save for a new home or manage your day-to-day expenses more effectively, we're here for you. Feel free to give us a call at 717-467-0010 or check out our website at Members 1st for more information on how we can support your financial journey. Join us today and experience the Members 1st difference!

Branch History & Mission

Community Commitment

At Members 1st, we believe that strong communities make for strong members. Our mission goes beyond traditional banking; it encompasses making a positive impact within Lancaster and surrounding areas. We actively participate in various outreach programs and partnerships aimed at enhancing local well-being and economic stability. Our branch is equipped with modern amenities, including ATM availability and drive-thru banking services, ensuring that your banking experience is as convenient as possible. We also prioritize accessibility by adhering to ADA compliance standards across all platforms.

Join Us

Whether you're looking for simple checking accounts or complex financial solutions, Members 1st is here for you every step of the way. Our team is dedicated to listening to your needs and helping you achieve your financial goals. While members can visit us at 2050 Columbia Ave, official correspondence should be sent to 2050 Columbia Avenue, Lancaster, PA 17603-4331 if different from our branch address. For any questions or assistance, feel free to call us at 717-467-0010 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM. We invite you to join Members 1st today and experience firsthand how we're committed to serving you and enhancing our community! Discover more about what we offer by visiting our website at members1st.org. Together, let's build a brighter financial future!

Our Journey

Over the years, Members 1st has seen significant growth and transformation. With total assets now exceeding $8 billion, our commitment to providing excellent financial services has never wavered. We pride ourselves on being more than just a bank; we are a community-focused organization dedicated to improving the lives of our members through personalized service and innovative solutions. From the start, our mission has been clear: to empower our members by offering affordable financial products and services while supporting the communities we serve. This includes everything from personal banking accounts and auto loans to mortgages and business banking options.

Branch Location & Accessibility

Convenient Access

Parking at our branch is hassle-free, with ample space available to accommodate your visit. We also take accessibility seriously, ensuring our facilities are ADA compliant so everyone can enjoy our services without barriers. Plus, if you prefer the convenience of drive-thru banking, we offer that as well perfect for quick deposits and withdrawals on the go.

Operating Hours Designed for You

Our doors are open to serve you throughout the week. We invite you to visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM. These extended hours are designed with your busy schedule in mind, allowing you to drop in when it's most convenient for you.

Services at Your Fingertips

At Members 1st, we provide a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have you covered. Enjoy hassle-free ATM access for withdrawals and balance checks right on-site. If you ever need assistance or have questions about our offerings, don't hesitate to reach out we're just a phone call away at 717-467-0010. While members can visit us at 2050 Columbia Ave, official correspondence should be sent to 2050 Columbia Avenue, Lancaster, PA 17603-4331. We look forward to welcoming you soon! Feel free to stop by or give us a call today; we're here to help with all your financial needs!

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to be part of a friendly and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Lancaster area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to benefit from our services as well. The perks of being a member at Members 1st are numerous, including personalized banking options, competitive rates on loans, and access to valuable financial education resources. Ready to take the next step? To learn more about the specific eligibility requirements, feel free to visit our detailed guide at http://www.members1st.org/business/business-membership . If you have any questions or need assistance with the application process, don't hesitate to give us a call at (717) 467-0010. Our team is here to help you every step of the way! Join us at our branch located at 2050 Columbia Ave Lancaster Pa 17603, and let's start this journey together!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Beyond loans, our merchant services are designed to make everyday transactions easier. Imagine having a payment processing solution that adapts to your needs whether it's in-store or online sales. Our services ensure you can accept payments quickly and securely, helping you focus on what matters most: growing your business. Located at 2050 Columbia Ave Lancaster Pa 17603, Lancaster, PA PA, we're here to provide personalized service and expert guidance every step of the way. Contact us today at (717) 467-0010 to discover how we can support your business goals!

Comprehensive List Of Services

Accessibility Features

At Members 1st, we understand that sometimes you need face-to-face interaction for banking tasks. That's why we provide basic drive-thru banking services for quick deposits and withdrawals without leaving your car. Our ATM availability ensures that cash is always within reach when you need it. We invite you to explore all the ways we can assist you financially at our Columbia Avenue Branch. Our friendly staff is ready to answer any questions and guide you through our various services tailored just for you.

Business Banking Services

For entrepreneurs and business owners, Members 1st offers comprehensive business banking solutions. Our merchant services make it easy for you to accept payments from customers, while our business loans provide the necessary funding to help grow your operations.

Call to Action

Ready to take control of your finances? Visit us at 2050 Columbia Ave in Lancaster or give us a call at 717-467-0010 today! Discover how Members 1st can make banking easier and more accessible for everyone in our community. For more information about our services, check out our website at Members 1st.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with secure online transactions, staying on top of your finances is simple and efficient. Our app also supports mobile payments and person-to-person transfers for added flexibility.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking offerings. We provide checking and savings accounts tailored to help you save and manage your money efficiently. If you're considering purchasing a vehicle, our auto loans and vehicle financing options will ensure you drive away with the car of your dreams without breaking the bank. For those looking to own a home or refinance their current mortgage, we offer competitive mortgage loans and refinancing solutions that fit your budget. If unexpected expenses arise or you want to consolidate debt, our personal loans and debt consolidation services are designed with flexibility in mind. Plus, don't forget about our credit cards with rewards, giving you the opportunity to earn while you spend on everyday purchases.

Digital & Online Banking

Enhanced Security and Convenience

We prioritize your security while using our services. Although we do not currently offer electronic signature authorization for transactions, rest assured that our systems are equipped with top-notch security measures to protect your information. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that in real-time, making it simple to settle up for dinners or split expenses. With all these features at your fingertips, managing your finances has never been more convenient. Whether you're checking balances late at night or making a payment during lunch, Members 1st ensures that banking is straightforward and accessible for everyone. Explore everything we have to offer by visiting us at https://www.members1st.org/ today!

Key Features of Our Digital Banking Services

Our online platform allows you to manage your accounts effortlessly. You can view balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to keep things paperless, our e-statements feature makes it easy to access your financial statements anytime without the clutter of physical paperwork. For those who are always on the go, our mobile application provides a user-friendly interface where you can perform all your banking tasks right from your smartphone. You can also take advantage of mobile payments, allowing you to make purchases quickly and securely without needing cash or cards.

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases.

Member Trust

Total Share Accounts stand at 1,189,787, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $23,731,259, which further illustrates our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 2050 Columbia Ave Lancaster Pa 17603 or call (717) 467-0010 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking business solutions, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your business. We are committed to supporting local entrepreneurs and helping businesses thrive. At Members 1st, we also explore refinancing options to help you save on interest and improve your overall financial health. If you're interested in learning more about eligibility or refinancing opportunities, please don't hesitate to reach out. For inquiries or assistance regarding any of our loan products or services, feel free to contact us at 717-467-0010. Our knowledgeable staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 7 PM; and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 2050 Columbia Ave Lancaster Pa 17603 or check out our website at members1st.org for more information on how we can assist you with your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used one, our team is here to guide you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide personalized support to help you navigate the complexities of home financing and ensure you find the right solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Enjoy the convenience of having funds available when you need them without the burden of collateral requirements.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that you receive fair and accurate offers tailored to your needs.

MEMBERS 1ST FEDERAL CREDIT UNION