Members 1st Credit Union Hummelstown PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st, your trusted credit union located at 297 E Main St, Hummelstown, PA 17036. Since our establishment in 1950, we've been dedicated to serving our community with a focus on member satisfaction and financial empowerment. With a strong membership base of over 596,510 members, we pride ourselves on being more than just a financial institution; we're a part of your journey towards financial well-being. At Members 1st, we understand that your financial needs are unique. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our total assets amount to an impressive $8,039,711,199, allowing us to provide competitive rates and reliable services tailored just for you. Led by our experienced CEO, Michael Wilson, and Board President, Jon Kirssin, our team of 1,241 employees is here to assist you with any inquiries or services you might need. We believe in building lasting relationships with our members through transparency and community engagement. While you can reach out to us directly at 800-237-7288, we encourage you to visit our website at Members 1st for additional resources or information about opening an account. And if you need to send us official correspondence, please note that the mailing address is the same as our branch location. Join us at Members 1st today and experience the difference that comes from being part of a community-focused credit union! Whether you're looking for financial advice or simply want to explore your options, we're here for you every step of the way.

Branch History & Mission

Commitment to Community

At Members 1st, we understand that a strong community is built on trust and collaboration. That's why we actively participate in local events and offer resources tailored to meet the needs of our members. Whether it's hosting financial literacy workshops or supporting local charities, we strive to make a positive impact in every way possible. While members can visit us at our main location in Hummelstown, official correspondence should be sent to our mailing address at 297 E Main St, Hummelstown, PA 17036-1723. You can reach us at 800-237-7288 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM.

Evolution of Members 1st

Since our inception, Members 1st has focused on meeting the needs of our members while adapting to the changing landscape of banking. From humble beginnings, we have evolved into a robust institution with total assets amounting to over $8 billion. We have embraced technology by offering online and mobile banking options that make managing finances easier for our members. Our dedication to accessibility is reflected in our drive-thru banking and ATM availability, ensuring that we are always there for you. Our mission goes beyond just providing financial services. We aim to empower our members through education and support, helping them make informed decisions about their financial futures. We believe in investing back into the community through various outreach initiatives and partnerships that strengthen the fabric of Hummelstown and surrounding areas.

Join Us Today!

We invite you to become part of the Members 1st family. Experience firsthand how our member-centric approach can help you achieve your financial goals while contributing positively to our community. Join us today and discover the benefits waiting for you! For more information about membership eligibility or services offered, please visit our website.

Branch Location & Accessibility

Convenient Access

At Members 1st, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can navigate smoothly. Parking is readily available, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We understand that flexibility is key in today's busy world. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Whether you need to handle transactions during the week or have some banking chores on the weekend, we've got you covered!

Reach Out Today!

Have questions? Don't hesitate to give us a call at 800-237-7288 or stop by our branch! We look forward to welcoming you in person and helping you with all your banking needs at Members 1st!

Services Tailored for You

Our Hummelstown Branch offers a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, if you're looking for business banking solutions such as merchant services or business loans, we have those too! For quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your vehicle. We also provide ATM access for easy cash withdrawals and balance checks at any time.

Member Eligibility

At Members 1st, we believe that becoming a member is like joining a warm, welcoming community where everyone supports each other. If you're interested in joining us at our Hummelstown branch located at 297 E Main St Hummelstown Pa 17036, you'll be pleased to know that the eligibility requirements are designed to be inclusive and straightforward. Essentially, anyone who lives, works, worships, or attends school in our service area can become a member. It's all about building relationships and ensuring that our services meet your needs. Plus, as a member of Members 1st, you'll enjoy access to a range of financial products tailored just for you, from personal loans to rewarding credit cards. To learn more about the specific eligibility criteria and make sure you qualify, feel free to check out the detailed information at http://www.members1st.org/business/business-membership . When you're ready to take the next step and open your account, just give us a call at (800) 237-7288. We're here to guide you through the process and welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes. Our merchant services allow you to accept payments easily, enabling smoother transactions for your customers. This means less hassle for you and a better experience for everyone who walks through your door. For more information about how we can assist your business at our Hummelstown branch located at 297 E Main St Hummelstown Pa 17036, PA, contact us today at (800) 237-7288. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances is crucial for success. That's why we offer comprehensive business banking solutions including merchant services and business loans tailored to support your operations and growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone. Additionally, with our ATM services available for cash withdrawals and balance checks, managing your finances has never been easier.

Drive-Thru & ATM Access

We also provide basic drive-thru banking services for quick deposits and withdrawals without leaving your car. If you're on the go and need quick access to cash or account information, our ATMs are available for easy access whenever you need them. At Members 1st in Hummelstown, we're committed to providing comprehensive financial services with a personal touch. Whether you're opening a new account or seeking advice on loans and credit options, our friendly staff is here to help. Feel free to reach out at 800-237-7288 if you have any questions or would like more information about how we can serve you better. Explore all that we have to offer by visiting us today!

Loans and Credit Options

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play, offering debt consolidation solutions that can relieve some of that financial stress. Plus, with our credit cards featuring rewards programs, you can earn while you spend making everyday purchases a little more rewarding.

Personal Banking

Our personal banking services are designed to fit your lifestyle. We offer checking and savings accounts that help you manage your money effectively. If you're thinking about purchasing a car, our auto loans and vehicle financing options make it simple to drive away in the vehicle you want. For those considering homeownership or refinancing their current mortgage, our mortgage loans provide competitive rates and personalized service.

Digital & Online Banking

Key Services Offered

Our online banking platform, available at https://www.members1st.org/ , offers a wide range of features that make banking easy. You can check your account balances, view transaction history, and transfer money between accounts with ease. Plus, our 24/7 online banking services ensure that you're never left waiting when it comes to managing your funds. If you're looking for a way to send money quickly to friends or family, our person-to-person transfers feature allows you to do just that without any hassle. And if you prefer the touch of a mobile device, our user-friendly mobile application makes it simple to handle your banking needs while you're out and about. With mobile payments available as well, making transactions has never been more straightforward.

Security and Accessibility

Your security is our top priority. We use advanced security measures to keep your information safe while you enjoy the ease of digital banking. Although we currently do not support electronic signature authorization, we are committed to providing secure options for all of our members. You can also opt for e-statements, which give you instant access to your account statements without the clutter of paper. This eco-friendly choice not only saves trees but also helps you stay organized by keeping all your important documents in one secure place. Whether you're at home or on the go, Members 1st ensures that managing your finances is simple and efficient. Join us today and experience the freedom of modern banking!

Financial Strength

Growing Membership Base

We have built a strong community with a total of 1,189,787 deposit accounts. This growing member base trusts us with their finances, reinforcing the reliability of Members 1st as your partner in success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 297 E Main St Hummelstown Pa 17036 or call (800) 237-7288 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $0 figure, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 1,184 full-time employees and 57 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvestment for Improvement

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial aspirations with $123,054 in used auto loans and $6,560,311,992 in total loans and leases.

Secure Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,262, demonstrating our ability to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive away with confidence.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $888,146,957 provide essential funding options tailored to your needs. Whether you're interested in refinancing an existing loan or exploring eligibility options for our various lending products, our team is ready to assist you every step of the way. You can reach us at 800-237-7288 for more information or visit us at 297 E Main St Hummelstown PA 17036. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members 1st be your partner in achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those who need extra flexibility in their finances, our credit lines total $2,982,497,513, allowing you to borrow what you need when you need it. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We're here to guide you through the process and help you secure a loan that fits your budget and lifestyle.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified institutions, LendMesh builds a trustworthy platform for comparing loans.

MEMBERS 1ST FEDERAL CREDIT UNION - Hummelstown, PA