Members 1st Credit Union Hershey PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 381 W Governor Rd, Hershey, PA 17033. Since our establishment in 1950, we have dedicated ourselves to serving the community with integrity and care. With a robust membership of over 596,510 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other's financial well-being. At Members 1st, we understand that every member has unique needs. That's why we offer a wide range of services from personal banking solutions such as checking and savings accounts, auto loans, and mortgages to business banking options tailored for local entrepreneurs. Our total assets amount to an impressive $8,039,711,199, demonstrating our stability and commitment to providing you with secure and reliable financial services. Our dedicated team of 1,241 employees is led by CEO Michael Wilson and Board President Jon Kirssin, who both share a vision of empowering our members through sound financial advice and exceptional service. We believe in transparency and community impact our net worth stands at $986,315,309, reflecting our solid foundation built on trust. Whether you're looking to finance your dream car or save for future goals, we're here to help you navigate your financial journey. If you need assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 717-508-2389 or explore our website at members1st.org for more information. While members can visit us at 381 W Governor Rd, official correspondence should be sent to the same address. We're excited to welcome you into the Members 1st community!

Branch History & Mission

Join Us

As we look toward the future, Members 1st remains dedicated to innovation while keeping our roots firmly planted in community values. We invite you to join us on this journey and experience firsthand what makes Members 1st more than just a credit union it's a family dedicated to your financial well-being. Let's build your future together! Visit us today or explore more about our services at members1st.org.

Our Mission

At Members 1st, our mission is clear: we aim to empower our members by providing comprehensive financial services that help them achieve their goals. We believe in fostering a supportive environment where everyone can thrive be it through personal loans for education or mortgages for new homes. We strive to give back to the community through various outreach initiatives and partnerships that enrich lives beyond banking. While you can visit us at 381 W Governor Rd, official correspondence should be sent to the same address. Our operating hours are tailored to fit your schedule: Monday through Friday from 9 AM to 5 PM, Saturday from 9 AM to 2 PM, and closed on Sundays. You can reach us at 717-508-2389 for any inquiries.

Our Story

From our humble beginnings, Members 1st has always focused on serving our members first. We started with the simple mission of providing accessible financial services to those in need. As we expanded our offerings ranging from personal banking to auto loans and business financing we stayed true to our commitment: to enrich the lives of our members while supporting the local community. Our branch has seen many milestones, including the introduction of advanced online and mobile banking options that allow members to manage their finances conveniently. We proudly offer an ATM and drive-thru services for added accessibility. Whether you prefer face-to-face interactions or digital solutions, we ensure your needs are met efficiently.

Branch Location & Accessibility

Convenient Access and Amenities

At Members 1st, we believe that banking should be accessible and hassle-free. Our branch features ample parking for our members, making it easy to visit us. We are fully ADA compliant, ensuring that everyone can comfortably access our services. If you're in a hurry, take advantage of our drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. We also provide an ATM on-site for your convenience, allowing you to withdraw cash or check your balance anytime during operating hours.

Get in Touch

If you have any questions or need assistance before your visit, feel free to call us at 717-508-2389. We look forward to welcoming you at our branch! While members can visit us at 381 W Governor Rd Hershey Pa 17033, official correspondence should be sent to 381 W Governor Rd, Hershey, PA 17033 if different. Come see how we can help you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours from 9:00 AM to 2:00 PM. Please note that we are closed on Sundays. These extended hours allow you plenty of time to stop by after work or even on weekends.

Services Offered

At Members 1st, we offer a wide range of services tailored to meet your financial needs, including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Our staff is dedicated to helping you with all your banking needs whether it's setting up an account or discussing loan options.

Member Eligibility

At Members 1st, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas surrounding our branch at 381 W Governor Rd Hershey Pa 17033, you're likely eligible for membership. This includes individuals from all walks of life, and we aim to make banking accessible and beneficial for you. By joining us, you'll gain access to a range of services designed to help you thrive financially, such as competitive loan rates, personalized service, and community-focused initiatives. For more detailed information about eligibility criteria, feel free to check out our website at http://www.members1st.org/business/business-membership . If you're ready to take the next step towards membership or have any questions, don't hesitate to reach out at (717) 508-2389. We can't wait to welcome you into the Members 1st family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services provide seamless transaction handling, allowing you to focus on what you do best running your business. Imagine being able to accept payments easily from customers at your brick-and-mortar location or online, all while enjoying competitive rates and reliable support. Visit us at 381 W Governor Rd Hershey Pa 17033 in Hershey, PA, or call us at (717) 508-2389 to learn how we can help your business succeed!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide specialized banking services including merchant services and business loans. We know how crucial it is for businesses to have access to reliable financial tools, so we strive to support you every step of the way.

Cash Withdrawal Services

Need cash? Our ATM and cash withdrawal services are available for quick access to your funds. Plus, if you're in a hurry, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At Members 1st, we are committed to ensuring that all of our members receive exceptional service while enjoying easy access to their accounts. If you're ready to learn more about how we can assist with your financial journey, give us a call at 717-508-2389 or visit us at our Hershey branch today! Your financial success starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Loans and Credit Options

Life can be unpredictable, and sometimes you need a little extra help. That's where our personal loans and debt consolidation services come in handy. We also offer credit cards with rewards, allowing you to earn while you spend. This can be especially beneficial for those who want to maximize their everyday purchases.

Personal Banking Solutions

Our personal banking services are designed with your convenience in mind. We offer checking and savings accounts that cater to different lifestyles, making it easy for you to manage your finances effectively. For those looking to finance a new vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. If home ownership is on your mind, explore our mortgage loans and refinancing solutions to find the right fit for your situation.

Digital & Online Banking

Convenience and Security

Managing your finances has never been easier with features like mobile payments, which let you make purchases directly from your phone. No more fumbling with cash or cards; just tap and go! While convenience is key, we also prioritize security. Although we currently do not support electronic signature authorization, rest assured that all transactions are safeguarded with top-notch security measures. Enjoy real-time account management that keeps you informed about your financial status without needing to visit a branch. With Members 1st, banking is truly at your fingertips secure, straightforward, and available whenever you need it. Explore all these services and more by visiting us online today!

Key Features

With our robust online banking platform available at https://www.members1st.org/ , you can access your accounts 24/7. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, if you're always on the go, our mobile application lets you manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send or receive payments without hassle. And for those who prefer paperless transactions, we offer e-statements for easy access to your account statements anytime.

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. This commitment supports members' financial goals across various sectors.

Operational Efficiency

Our operations reflect our dedication to serving you effectively. Although our reported net income is $0, this allows us to focus on providing competitive loan rates and solid financial products without sacrificing service quality. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

We have a robust member community with 1,189,787 total share accounts, showing a strong and growing base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $23,731,259. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for a loan today, Members 1st is your trusted partner. Visit us at 381 W Governor Rd Hershey Pa 17033 or call 717-508-2389 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans to help our members get on the road with confidence. Our flexible terms make it easy for you to choose an option that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we're here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, making buying or refinancing simple. We aim to provide you with competitive rates and personalized service throughout the process.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans for better rates or terms, don't hesitate to reach out. Our team can guide you through eligibility options tailored to your situation. To learn more about our loan offerings or to speak with one of our representatives, please call us at 717-508-2389 or visit us at 381 W Governor Rd Hershey Pa 17033. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members 1st be your trusted partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $307,751,386 in loans helping members manage their finances effectively, our credit cards come with rewards that can enhance your spending power without breaking the bank.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

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MEMBERS 1ST FEDERAL CREDIT UNION