Members 1st Credit Union Harrisburg PA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Members 1st, your trusted credit union located at 8100 Derry St, Harrisburg, PA 17111. Since opening our doors in 1950, we have dedicated ourselves to serving our community and providing financial solutions tailored to meet the needs of our members. With a total membership of over 596,510 and assets reaching an impressive $8,039,711,199, we pride ourselves on being a strong financial partner for individuals and families alike. At Members 1st, we understand that each member's financial journey is unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Our commitment to you goes beyond just transactions; it's about building relationships based on trust and support. While you can visit us at our branch on Derry Street, any official correspondence can be directed to the same address: 8100 Derry St, Harrisburg, PA 17111. Feel free to reach out at 717-561-0925 for any inquiries or assistance. Our leadership team, headed by CEO Michael Wilson and Board President Jon Kirssin, works tirelessly to ensure that we provide excellent service while maintaining strong financial health. With total deposits of $407,063,180 and net worth of $986,315,309, you can count on us to safeguard your money. We're proud of our local impact supporting businesses with a net member business loan balance of $1,121,830,555, while also offering competitive rates on loans and shares. Our dedicated staff of 1,241 employees is here to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM and Saturdays from 9 AM to 2 PM). Explore what Members 1st has to offer by visiting our website at members1st.org. We invite you to become part of our growing family today! Whether you're looking for a reliable loan option or want to open a new account, let us help guide you toward achieving your financial goals. Join us in making your financial dreams a reality!

Branch History & Mission

Community Focus

Our commitment extends beyond financial services; we actively participate in local initiatives and partnerships that enrich lives within Harrisburg and surrounding areas. We understand that fostering strong relationships with local organizations amplifies our impact on those around us. Additionally, we ensure accessibility for all members by maintaining ADA compliance in our facilities and offering drive-thru banking options for quick transactions.

Join Us

We invite you to become part of the Members 1st family. Experience firsthand how our dedication to service makes a difference in your financial journey and supports our shared community values. For more information about membership or any questions you may have, feel free to reach out at 717-561-0925 or explore our website at members1st.org. Let's build a brighter future together!

Our Mission

At Members 1st, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in the communities we serve. We believe in empowering individuals and families with the tools they need to achieve their financial goals. Whether through personal banking options like checking and savings accounts or loans tailored for auto financing and mortgages, we strive to ensure that everyone can find the support they need. We are proud of our customer-centric approach that includes convenient services such as online banking, mobile payments, and ATM access. Our lobby hours are designed to fit your schedule open from 9 am to 5 pm on weekdays and until 6 pm on Fridays. On Saturdays, we're available from 9 am to 2 pm, ensuring you have ample opportunity to connect with us. While members can visit us at 8100 Derry St, official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can contact us at (717) 561-0925. Our dedicated team is here to assist you with any inquiries you may have about our services or membership options. We look forward to welcoming you at Members 1st! Visit us today and see how we can help you achieve your financial dreams.

Location Details

At Members 1st, we understand that convenience is key. Our branch features ample parking and is fully ADA compliant, ensuring accessibility for all our members. You can reach us easily by car or public transport, making it simple to drop in whenever you need assistance. While members can visit us at 8100 Derry St, official correspondence should be sent to the same address for consistency.

Operating Hours

Our doors are open during generous hours to accommodate your busy schedule. We welcome you Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you have a pressing banking question or want to explore our wide range of services including personal accounts, auto loans, and mortgages there's plenty of time for you to stop by!

Services Offered

Members can enjoy a variety of services designed with their needs in mind. From straightforward ATM access and drive-thru banking for quick transactions to comprehensive online and mobile banking options, we ensure that managing your finances is both easy and efficient. Feel free to utilize our drive-thru service for deposits and withdrawals without leaving your vehicle!

Member Eligibility

At Members 1st, we believe that becoming a member is like joining a family that truly cares about your financial well-being. To join our community, you'll want to check if you meet some friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the area can become a member! We're here to support you with various services tailored to fit your needs, whether you're looking for personal banking options or business solutions. If you're curious about the specifics of membership eligibility, feel free to visit us at http://www.members1st.org/business/business-membership for all the details. Opening an account with us is a breeze and only takes a few simple steps! Our dedicated team at Members 1st, located at 8100 Derry St Harrisburg Pa 17111, is ready to assist you through the process. You can also reach us at (717) 561-0925 for any questions or guidance. We're excited to welcome you into our community where your financial goals can flourish!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that can streamline your payment processes. Picture this: your customers making quick, easy transactions at their convenience. Our solutions ensure you never miss a sale while enhancing customer satisfaction. Located at 8100 Derry St Harrisburg Pa 17111 in Harrisburg, PA, our team is ready to work with you. Let us help you unlock your business potential! For more information, call us at (717) 561-0925 or visit our website.

Comprehensive List Of Services

Business Banking Solutions

For business owners, our services don't stop at personal finance. We cater to your business needs through our business banking services, including merchant services that simplify transactions and business loans that support growth.

Community Commitment

At Members 1st, we are proud to serve over 596,000 members with a focus on providing exceptional service that makes banking easier for everyone in Harrisburg and beyond. With helpful staff ready to assist you by phone at 717-561-0925, we're here for all your questions or concerns. Ready to take the next step in managing your finances? Visit us at 8100 Derry St or explore more about our services online at Members 1st. We look forward to helping you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services empower you to manage your accounts from anywhere. You can check balances, transfer funds, and even pay bills all from your smartphone or computer. Need cash quickly? Use our ATM and cash withdrawal services available 24/7. If you're on the go but still need assistance, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car.

Personal Banking Services

We understand that managing personal finances can sometimes feel overwhelming. That's why we provide various personal banking services to make things simpler for you. Whether you're looking to open a checking or savings account to manage daily expenses or save for future goals, we have options tailored just for you. Need a vehicle? Our auto loans and vehicle financing services help you hit the road without breaking the bank. If you're thinking about buying a home, we offer mortgage loans and refinancing solutions that can turn your dream of homeownership into reality. Plus, if debt is weighing you down, our personal loans and debt consolidation options can help you regain control. Looking to reward yourself? Check out our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Key Features

With our mobile application, banking is literally at your fingertips. You can make mobile payments quickly and easily, ensuring that you never miss a beat when it comes to managing your money. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer going paperless, we offer e-statements so you can view your account activity securely online without the clutter of paper documents. While electronic signature authorization is not available at this time, rest assured that our other features are designed for efficiency and ease of use. In today's fast-paced world, having real-time access to your finances is crucial. At Members 1st, we're committed to providing you with the tools you need for effective account management right from your home or on the go. Whether you're checking transactions or making payments, our digital banking services are here to support you every step of the way!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share and Deposit Accounts stand at 1,189,787, showing a strong and growing member base that trusts us with their finances. With $23,731,259 available for lending and investments (Net Shares), we are well-positioned to help you achieve your goals. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking to borrow for your next big purchase, Members 1st is your trusted partner. Visit us at 8100 Derry St Harrisburg PA 17111 or call 717-561-0925 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant as we have $123,054 in used auto loans and an impressive $6,560,311,992 in total loans & leases, supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, our auto loan options are tailored to fit your budget.

Business Financing

For business owners seeking growth opportunities, we offer outstanding commercial loans totaling $888,146,957. These loans provide the capital necessary to expand operations or invest in new ventures. At Members 1st in Harrisburg (8100 Derry St Harrisburg Pa 17111), we're dedicated to providing personalized service and financial solutions tailored just for you. If you're considering refinancing or exploring eligibility options for any of our loans, feel free to reach out. Our friendly team is here to guide you through the process. For more details about our loan offerings or to speak with one of our representatives directly, call us at 717-561-0925 during our operating hours: Monday to Thursday from 9 am to 5 pm; Friday from 9 am to 6 pm; and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can support your financial journey today!

Credit Lines

For those who prefer more flexibility in their borrowing needs, our total credit lines amounting to $2,982,497,513 provide an excellent resource. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We offer various mortgage products to help you find the right fit for your home financing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $307,751,386 in loans available, we can help you effectively manage your finances and build your credit history without the burden of collateral.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. The platform prioritizes accuracy and integrity in its comparisons. Here are some key features that build trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can rely on. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions without delay.

User Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in delivering significant savings and improving overall financial health. Explore your options today and make confident choices about your loans. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST FEDERAL CREDIT UNION