Members 1st Credit Union Hanover PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 1680 Baltimore Pike, Hanover, PA 17331. Since our establishment in 1950, we have been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a strong membership base of over 596,510 members, we pride ourselves on fostering relationships built on trust and reliability. At Members 1st, we understand that managing your finances can sometimes be overwhelming. That's why we're here to help you navigate through life's financial decisions. Our branch is equipped with a wealth of resources, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that come with rewards. For businesses, we offer robust banking services including merchant services and business loans. With total assets reaching an impressive $8,039,711,199 and total deposits of $407,063,180, we are well-positioned to support your financial journey. Our net worth stands at $986,315,309, ensuring that we remain a stable and secure choice for all your banking needs. We also maintain a healthy cash reserve of $84,550,719 to ensure prompt service. Led by our CEO Michael Wilson and Board President Jon Kirssin, our team of over 1,241 employees is committed to providing exceptional service. Whether you're visiting us in person or accessing our online banking services via our website, we strive to make every interaction positive and rewarding. If you need assistance or have questions about your account or our services, don't hesitate to reach out! You can call us at 717-521-0018 during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. Join us at Members 1st today and experience the difference in community-focused banking!

Branch History & Mission

At Members 1st, we take pride in our rich legacy that began in 1950 when we first opened our doors to the community in Hanover, PA. Since then, we have grown from a small credit union to a trusted financial partner for over 596,510 members. Our branch is located at 1680 Baltimore Pike, Hanover, PA 17331, a convenient spot for our local community, easily accessible for all your banking needs. Throughout the years, Members 1st has remained committed to providing exceptional financial services while nurturing the spirit of community support. With total assets now exceeding $8,039,711,199, we strive to ensure that our members receive personalized service and solutions tailored to their unique financial goals. Our mission is simple yet powerful: to empower our members through comprehensive financial education and access to affordable products. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. We also offer ATM availability and drive-thru banking services for quick and easy transactions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1680 Baltimore Pike, Hanover, PA 17331. Members 1st is more than just a financial institution; we're dedicated to making a positive impact in the communities we serve. We engage in various outreach efforts and partnerships with local organizations to support initiatives that enhance the quality of life for residents. As we look toward the future, we're excited about embracing new technologies that make banking easier and more accessible for everyone. From online and mobile banking options to personal loans and credit card services with rewards, we are focused on meeting the evolving needs of our members. Join us today at Members 1st and experience the difference of being part of a community-focused credit union that truly cares about your financial well-being. Together, let's build a brighter future! For more information or assistance, feel free to call us at 717-521-0018 or visit our website at Members 1st.

Branch Location & Accessibility

Convenient Access

At Members 1st, we understand the importance of convenience. Whether you're coming from the bustling downtown area or nearby residential neighborhoods, our branch is designed with your needs in mind. We offer ample parking for all members, ensuring that you can easily stop by without any hassle. Plus, our facility is ADA compliant, featuring ramps and other accessibility options so everyone can bank comfortably.

Operating Hours

Our doors are open to welcome you during the week! You can visit us Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. We're here to help you with personal banking needs like checking and savings accounts, auto loans, and more.

Services Offered

Members 1st provides a range of services tailored to support your financial journey. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Prefer face-to-face assistance? Take advantage of our drive-thru service for simple transactions without leaving your car. While members can visit us at 1680 Baltimore Pike for in-person services, official correspondence should be sent to the same address if needed. If you have any questions or would like more information about our offerings, don't hesitate to reach out! You can call us at 717-521-0018. We invite you to stop by Members 1st today and experience how easy banking can be! Your financial wellness is just a visit away!

Member Eligibility

At Members 1st, we believe in building a community where everyone feels welcomed and valued. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our service area. This means that if you're part of the Hanover community or surrounding areas, you're likely eligible to join us! Not only will you gain access to a variety of financial services tailored to meet your needs, but you'll also become part of a supportive network that prioritizes your financial well-being. To learn more about the specific eligibility criteria and ensure you qualify, check out the details at http://www.members1st.org/business/business-membership . Ready to take the next step? Opening an account with us is straightforward and designed with you in mind. If you have any questions or need assistance, don't hesitate to reach out to us at (717) 521-0018. We can't wait for you to join our family at Members 1st, located at 1680 Baltimore Pike Hanover Pa 17331!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make transactions smooth and efficient, allowing you to focus on what you do best serving your customers. With tools designed for ease of use, you'll have access to everything from credit card processing to mobile payment solutions. Located at 1680 Baltimore Pike Hanover Pa 17331, Hanover, PA, our team is ready to assist you in navigating your financial needs. Reach us at (717) 521-0018 during our operating hours, and let's start building your business together!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances can be complex. That's why we offer specialized business banking services including merchant services and business loans. Our team is here to help you navigate the financial landscape and find solutions that work for your business needs.

Call to Action

We invite you to explore all that Members 1st has to offer! Whether you're planning for future expenses or seeking financial advice today, our friendly team is here to assist you. Don't hesitate to reach out at 717-521-0018 or visit us at members1st.org for more information on how we can support your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Members 1st, we prioritize digital banking features. With our online and mobile banking, accessing your accounts has never been easier. You can check balances, transfer funds, and even make payments right from your smartphone or computer. We also provide ATM access for cash withdrawals and balance checks when you're on the go. For those who prefer face-to-face interactions but still want efficiency, we offer basic drive-thru banking for deposits and withdrawals during lobby hours.

Personal Banking Solutions

Our personal banking services are crafted with your everyday needs in mind. Whether you're looking to open a checking or savings account, we offer options that help you manage your money effectively. For those in need of a new vehicle, our auto loans and vehicle financing can make the process smoother, allowing you to hit the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and personalized service to guide you every step of the way. In times when life throws unexpected expenses your way, our personal loans and debt consolidation options provide relief by simplifying your payments into manageable terms. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend on things you already buy.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily check balances, transfer funds, and pay bills without the hassle of visiting a branch. If you enjoy keeping track of your spending on the go, our mobile application is here to help. You can download it right away and manage your accounts right from your smartphone. Plus, with mobile payments enabled, making quick purchases or sending money to friends has never been easier. Another great feature is our person-to-person transfers. This means you can send money directly to family or friends without needing cash or checks. Whether it's splitting a bill or sending a gift, it's all just a few taps away! For those who prefer going paperless, we offer e-statements that provide a convenient way to review your account statements online. It's not only eco-friendly but also helps keep your information secure and organized. Although we currently do not support electronic signature authorization for transactions, our team is always here to assist you in person or over the phone.

Security and Accessibility

Your security is our priority. We utilize advanced security measures to protect your personal information while ensuring that accessing your accounts remains user-friendly. You can feel confident knowing that your data is safe with us as you take advantage of these modern banking features. With Members 1st's digital banking services, managing your finances is straightforward and accessible. Whether you're at home or on the move, we've got you covered with everything you need right at your fingertips! Visit us today at https://www.members1st.org/ and experience how simple banking can be!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 1680 Baltimore Pike Hanover Pa 17331 or call us at 717-521-0018 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Growing Member Trust

Our total share accounts stand at 1,189,787, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $23,731,259, reinforcing our ability to support our community effectively.

Investing Back into Our Community

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $123,054 in used auto loans and an impressive total of $6,560,311,992 in loans and leases.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, which means we focus on providing value rather than profit maximization. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're buying new or used, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to offering solutions that can support your financial journey. If you're interested in learning more about our loan products or eligibility options, feel free to reach out! You can contact us at (717) 521-0018 or visit us at 1680 Baltimore Pike Hanover Pa 17331. Our dedicated team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and see how Members 1st can support your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, giving you access to funds for your dream home or investment property. We also offer refinancing options to help you save on interest or lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make larger purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users.

MEMBERS 1ST FEDERAL CREDIT UNION - Hanover, PA