Members 1st Credit Union Halifax PA | Top Auto Loans & Mortgage Rates

Introduction

Welcome to Members 1st, your trusted financial partner since 1950! Nestled in the heart of Halifax, PA at 3589 Peters Mountain Rd, we are proud to serve a vibrant community of over 596,510 members. Our commitment goes beyond just providing banking services; we strive to empower our members with the tools and support they need to thrive financially. At Members 1st, we boast total assets exceeding $8 billion, demonstrating our strong foundation and stability. With total deposits of $407,063,180 and a net worth of $986,315,309, our members can feel confident that their money is safe with us. We also offer a diverse range of loans, totaling 331,621, tailored to meet your personal and business needs. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: 3589 Peters Mountain Road, Halifax, PA 17032-9608. Whether you're looking for auto loans, mortgage options, or simply want to explore our online banking services, we have something for everyone. Our dedicated team of 1,241 employees is led by CEO Michael Wilson and Board President Jon Kirssin, who share a vision of fostering financial well-being in our community. With features like mobile payments and online banking available at your fingertips, managing your finances has never been easier. We invite you to visit us or give us a call at 800-237-7288 today. Let us help you achieve your financial goals while becoming part of a credit union that truly cares!

Branch History & Mission

Community Commitment

Members 1st is more than just a credit union; we are an integral part of the Halifax community. We actively engage in outreach efforts and partnerships that support local initiatives and organizations. By investing in our community, we strive to create lasting positive impacts that resonate beyond just financial transactions.

Modern Banking Solutions

In today's fast-paced world, we understand the importance of accessibility. That's why Members 1st offers online banking and mobile payments for your convenience. Whether you're making transactions from home or on-the-go, we ensure that your banking experience is simple and secure. Additionally, our ATM availability and drive-thru services make it easy to access your funds when you need them. Join us at Members 1st and discover how we can help you achieve your financial dreams while being part of a community-focused organization. Experience the difference that comes from being a member of a credit union dedicated to your success! If you have any questions or need assistance, don't hesitate to call us at 800-237-7288 during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours until 6 PM on Fridays) and Saturday from 9 AM to 2 PM. We look forward to welcoming you!

Our Journey

From humble beginnings, Members 1st has evolved into a cornerstone of financial support for families and businesses in Halifax and beyond. We have consistently focused on understanding the unique needs of our members and adapting our services to meet those needs. Our journey has been marked by key milestones that include the expansion of our service offerings and the introduction of innovative banking solutions designed with you in mind.

Our Mission

At the heart of Members 1st is our mission: to enhance the lives of our members by providing accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, financing a vehicle, or simply saving for the future. Through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we aim to empower every member on their financial journey. While members can visit us at 3589 Peters Mountain Rd for all their banking needs, official correspondence should be sent to 3589 Peters Mountain Road, Halifax, PA 17032-9608 if different from our branch address.

Branch Location & Accessibility

Connect With Us

While members can visit us at our Halifax location, please send any official correspondence to our mailing address: 3589 Peters Mountain Road, Halifax, PA 17032-9608. If you have questions or need assistance, don't hesitate to call us at 800-237-7288. We invite you to stop by and discover how Members 1st can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near beautiful natural landscapes, our branch is easy to find and access. If you're coming from downtown Halifax or the surrounding areas, you'll appreciate the straightforward routes available. We have ample parking space available to ensure that your visit is hassle-free. Plus, our facility is equipped with ADA-compliant features, including ramps, making it accessible for everyone.

Operating Hours and Services

We understand that your time is valuable. That's why we offer flexible hours to accommodate your busy schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 2:00 PM. While we're closed on Sundays, our drive-thru service allows you to handle transactions even when the lobby is closed perfect for those on-the-go moments! At Members 1st, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to be your one-stop shop for financial solutions. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

Welcome to the Members 1st family! Joining our community is not just about having a bank account; it's about becoming part of a supportive network that truly cares about your financial well-being. To become a member at Members 1st, all you need is to meet some simple eligibility requirements. Typically, anyone who lives, works, worships, or attends school in Dauphin County or surrounding areas can become a member. This means we're here for everyone in the neighborhood! You can find more detailed information on eligibility at this link. Once you're ready to take this exciting step, opening an account with us is straightforward and welcoming. If you have any questions or need assistance, don't hesitate to call us at (800) 237-7288. We're here to help you navigate the process and ensure you feel right at home with your new membership. Remember, being part of Members 1st not only gives you access to great financial services but also connects you with a community that prioritizes your goals and aspirations. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine effortlessly managing transactions while serving your customers. Our merchant services are designed to make payment processing simple and efficient. Whether you need point-of-sale systems or online payment solutions, we provide tools that help streamline operations, allowing you to focus on what matters most growing your business. Located at 3589 Peters Mountain Rd Halifax Pa 17032, we're here to assist you with all your business banking needs. Reach out today at (800) 237-7288 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Your business deserves the best tools for growth, and we're here to provide them.

Connect with Us

Our team is ready to assist you with any questions or financial needs you may have. Reach out to us at 800-237-7288 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, Saturday from 9:00 AM to 2:00 PM (closed on Sundays). At Members 1st, we're not just about banking; we're about building relationships that last a lifetime. Visit us today or explore more on our website at members1st.org to discover how we can help you achieve your financial goals!

Convenient Access Anytime

With our Online & Mobile Banking, managing your finances has never been easier. You can access your accounts on-the-go or use our ATM services for quick cash withdrawals and balance checks. Our basic drive-thru banking also allows you to handle deposits and simple transactions without leaving your vehicle.

Flexible Lending Options

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide the financial flexibility you need to tackle those challenges head-on. With competitive rates and personalized service, we are here to support you through thick and thin. Additionally, for those who love rewards, consider our Credit Cards with Rewards program. Enjoy benefits that align with your spending habits while building credit at the same time.

Personal Banking Solutions

We understand that managing your personal finances can be a challenge. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills from anywhere, at any time. When it comes to financing your dreams, our Auto Loans & Vehicle Financing can help you get behind the wheel of that new car you've been eyeing. Plus, if you're considering buying a home, explore our Mortgage Loans & Refinancing options designed to make homeownership more accessible.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7, you can access your accounts anytime at https://www.members1st.org/. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away. Our platform is user-friendly, so even if you're not tech-savvy, you'll find it easy to navigate.

E-Statements for Easy Record Keeping

Say goodbye to paper clutter! We provide e-statements for easy access to your financial records. You can view and download your statements anytime through our online banking portal. It's an eco-friendly option that also keeps your documents organized. In summary, whether you're checking balances late at night or making quick payments during lunch breaks, Members 1st has the digital tools you need for efficient banking. Join us today and experience the convenience of modern banking from anywhere!

Mobile Banking Made Simple

For those on the go, our mobile application is here to help. You can manage your accounts directly from your smartphone make payments, check balances, and even send money to friends with our person-to-person transfer feature. Plus, with mobile payments enabled, shopping becomes a breeze; simply tap and go!

Secure Transactions

Security is a top priority for us at Members 1st. While we do not currently offer electronic signature authorization, rest assured that all transactions conducted through our online services are protected by robust security measures. Your peace of mind is important as you manage your finances digitally.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share our robust financial position with you. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is not just about numbers; it reflects our commitment to serving you effectively. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $123,054 in used auto loans and over $6.5 billion in total loans and leases. Our operational efficiency is reflected in our performance; we are dedicated to maintaining a sustainable model which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $23,731,259. The total number of share accounts stands at an impressive 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 3589 Peters Mountain Rd Halifax Pa 17032 or call 800-237-7288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have flexible financing options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade your current operations, we can assist you with personalized business loan solutions. We encourage you to reach out if you have questions about eligibility or want to explore refinancing options. Our knowledgeable team is ready to help guide you through the process and find the right loan for your needs. For more details about our services or to speak with someone directly, please call us at 800-237-7288 or visit us at our branch located at 3589 Peters Mountain Rd, Halifax PA 17032. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Members 1st, we're committed to supporting you through every step of your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We aim to make your journey to homeownership as smooth as possible. If you're considering refinancing your existing mortgage for better terms or lower payments, we can help you explore your options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent. By working only with verified financial institutions, LendMesh guarantees that you receive reliable information when comparing loans.

MEMBERS 1ST FEDERAL CREDIT UNION - Halifax, PA

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