Members 1st Credit Union Gettysburg PA | Top Checking & Auto Loans

Introduction

Welcome to Members 1st, your trusted financial partner located at 105 Chambersburg St, Gettysburg, PA 17325. Established in 1950, we have proudly served our community for over seven decades, providing a wide range of financial services tailored to meet the needs of our 596,510 members. As a member-focused credit union, our commitment extends beyond just banking; we strive to make a positive impact in the lives of those we serve. At Members 1st, we understand that financial decisions can be daunting. That's why our dedicated team is here to offer personalized support and guidance. With total assets reaching an impressive $8,039,711,199 and total deposits amounting to $407,063,180, you can trust us to safeguard your funds while helping you achieve your financial goals. Whether you're looking for personal banking solutions or business loans our extensive offerings include everything from auto loans and mortgage refinancing to credit cards with rewards. Our leadership team reflects our commitment to excellence. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, Members 1st continues to prioritize transparency and community service. We employ over 1,241 staff members who are ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. We invite you to reach out at 717-549-3220 with any questions or concerns. Join us at Members 1st today! Explore how we can help you build a brighter financial future by visiting us online at members1st.org. Your journey towards better banking starts here!

Branch History & Mission

Welcome to Members 1st, located in the heart of Gettysburg, Pennsylvania. Since opening our doors in 1950, we have proudly served our community, growing alongside our members and adapting to their changing needs. Our branch at 105 Chambersburg St, Gettysburg, PA 17325 has become a trusted partner for financial services, reflecting both a rich history and a commitment to the future. Over the years, Members 1st has transformed from a small credit union into a robust financial institution with over 596,510 members and total assets reaching an impressive $8,039,711,199. This growth is not just about numbers; it's about the families and businesses we've supported through various financial milestones. From auto loans to mortgages and personal banking services, our evolution has been guided by the mission to empower our members financially while fostering a strong community spirit. Our mission is simple yet profound: to provide exceptional financial services that enhance the lives of our members and strengthen the communities we serve. We understand that banking goes beyond transactions; it's about building relationships based on trust and mutual respect. Whether you need assistance with checking accounts or are looking for guidance on business loans, we are here for you every step of the way. At Members 1st, we believe in accessibility and convenience. That's why we offer ATM availability as well as drive-thru banking for quick transactions. Our branch operates during convenient hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM ensuring you can reach us when it matters most. We also pride ourselves on being community-focused. Our partnerships with local organizations allow us to participate actively in outreach efforts that uplift those in need within Gettysburg and beyond. We are committed to making a positive impact where it counts. For official correspondence, please note that while you can visit us at our branch address, all mail should be directed to 105 Chambersburg St, Gettysburg, PA 17325. Join us at Members 1st today! Experience the benefits of being part of a credit union that truly values its members. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 717-549-3220 or visit our website at members1st.org.

Branch Location & Accessibility

Accessibility and Parking

At our branch, you'll find ample parking available for all members. We are committed to accessibility, featuring ADA-compliant ramps and facilities to ensure that everyone can enjoy a seamless banking experience. Whether you're visiting us in person or making use of our drive-thru service, we've designed our location with your convenience in mind.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to reach out! Give us a call at 717-549-3220 or stop by today. We look forward to welcoming you at Members 1st in Gettysburg!

Operating Hours

We understand that life can be busy. That's why our lobby hours are designed to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly team is ready to assist you during these hours.

Services Offered

At Members 1st, we offer a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM available on-site, accessing cash is quick and easy. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 105 Chambersburg St, Gettysburg, PA 17325.

Member Eligibility

Becoming a member of Members 1st feels like joining a welcoming family that truly cares about your financial well-being. If you're wondering whether you qualify, the good news is that eligibility is open to a variety of individuals and businesses in our community. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means you could be just one step away from enjoying all the perks we have to offer, including personalized service and competitive rates on loans and accounts. For full details on eligibility requirements, feel free to check out our website at http://www.members1st.org/business/business-membership. Getting started is easy! Once you've confirmed your eligibility, you can open an account with us either online or by visiting our branch located at 105 Chambersburg St Gettysburg Pa 17325. If you have any questions during the process, don't hesitate to give us a call at (717) 549-3220. We're here to help you every step of the way as you embark on this rewarding journey with Members 1st!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most growing your business. With easy access to online payment options and support for various payment methods, you can cater to your customers' needs while enhancing their shopping experience. Located at 105 Chambersburg St Gettysburg Pa 17325, Gettysburg, PA, we're here to empower your business every step of the way. Call us at (717) 549-3220 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Members 1st provides comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we equip you with the tools necessary for success. We understand how vital efficient cash flow management is for businesses of all sizes.

Convenient Access Anytime

Accessing your accounts has never been easier with our robust online and mobile banking features. Manage your finances from anywhere at any time whether it's checking balances or transferring funds on-the-go using our mobile app. Additionally, we offer ATM services for cash withdrawals and balance checks whenever you need them. If you prefer face-to-face service, take advantage of our drive-thru banking, where you can conduct basic transactions like deposits and withdrawals without leaving your car.

Empowering Financial Growth

We also recognize that life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide financial relief when you need it most. With straightforward terms and competitive rates, getting back on track has never been easier. And let's not forget about rewards! Our credit cards with rewards offer great benefits that can enhance your spending power while earning points for future purchases. Whether it's cash back or travel rewards, our credit card options are crafted with you in mind.

Get Started Today!

At Members 1st in Gettysburg, we are more than just a credit union; we are your partner in achieving financial stability and growth. Our dedicated team is ready to assist you with any questions or concerns at 717-549-3220 during our operating hours Monday through Saturday. Join us today and discover how we can help make your financial dreams a reality! Visit us online at members1st.org for more information on all our services.

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to fit various lifestyles. If you're looking for a convenient way to manage everyday expenses, our checking accounts come with features like online banking and mobile payments. For those aiming to save for future goals, our savings accounts offer competitive interest rates. When it comes to financing your next vehicle, our auto loans and vehicle financing solutions make it simple and straightforward. Imagine cruising down the road in your new car, knowing you secured the best possible rate through Members 1st. Plus, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed with flexible terms that suit your financial situation.

Digital & Online Banking

Key Features

Our online banking platform includes several user-friendly features tailored for your needs. You can enjoy e-statements, which allow you to view your financial documents electronically no more paper clutter! Plus, we offer a mobile application that makes banking even simpler. Need to send money to a friend? With our person-to-person transfers, you can do that in just a few taps. Security is our top priority. While we don't currently offer electronic signature authorization, our systems are designed with advanced security measures to protect your information. You can also take advantage of mobile payments for quick and easy transactions without needing cash or cards. Whether you're making deposits, checking balances, or managing payments, Members 1st ensures that your banking experience is smooth and secure. We're committed to helping you manage your accounts in real-time while providing excellent support whenever you need it. Explore all the benefits of our digital services today at https://www.members1st.org/ and discover how easy banking can be!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. Our operational efficiency is also reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $23,731,259. Total Share Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 105 Chambersburg St Gettysburg Pa 17325 or call 717-549-3220 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used option, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand how important it is for businesses to have access to reliable funding options that support their growth plans. No matter what type of loan you are considering at our branch located at 105 Chambersburg St Gettysburg PA 17325, we are here to provide insights and assistance tailored to your unique financial situation. Our dedicated team is available at 717-549-3220 during our operating hours: Monday through Thursday from 9 am to 5 pm; Friday from 9 am to 6 pm; and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and explore how our loan offerings can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We guide you through the process to ensure it's as smooth as possible. If you're interested in refinancing your current mortgage, we can help assess your eligibility and find an option that fits your budget.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. This can be a great way to have access to funds when needed while also building your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information you see when comparing loans.

MEMBERS 1ST FEDERAL CREDIT UNION - Gettysburg, PA

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