At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your credit union, especially during uncertain times. That's why we are proud to share our strong financial standing with you. With a
net worth of $986,315,309, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced services tailored just for you. Our
net worth ratio of 12.62% further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even when the economic landscape changes. Your savings are secure here at Members 1st. We have
$2,590,825,310 in share certificates and
$1,089,791,668 in money market shares, offering you stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks that often focus on non-member deposits (which stand at
$5,022,926), we prioritize our members first. This ensures that our resources are focused on benefiting you through better loan rates and exclusive perks. Our commitment to serving you is reflected in our
$967,220,309 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to enhance your experience. With over
$123,054 in used auto loans and a total of
$6,560,311,992 in loans and leases, we are dedicated to supporting your financial goals across various sectors. While our current net income stands at $0 due to reinvestment strategies aimed at long-term growth, this approach enables us to keep offering competitive loan rates and solid financial products that cater to your needs. Our dedicated team of
1,184 full-time employees and
57 part-time employees ensures that our branches are always ready to assist you with knowledgeable service. We also proudly manage a growing member base with
1,189,787 total share accounts, reflecting the trust you've placed in us. The figures speak volumes about our financial strength:
Net Shares available for lending and investments total $23,731,259. This means more resources to help you achieve your dreams whether it's buying a new car or planning for retirement. At Members 1st, our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, we are your trusted partner. Visit us at
1435 Nursery St Fogelsville PA 18051 or call us at
484-957-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results.