Members 1st Credit Union Enola PA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Members 1st, where our commitment to serving you goes beyond just banking. Located at 4305 Marketplace Way, Enola, PA 17025, our Valley Road Branch has been a trusted partner in your financial journey since 1950. With over 596,510 members and a total asset base of an impressive $8,039,711,199, we take pride in being a cornerstone of the community. At Members 1st, we understand that each member's needs are unique. That's why we offer a wide array of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is here to help with every step, whether you're looking to purchase a new vehicle or manage your business finances. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, our branch employs a skilled team of 1,241 professionals who are passionate about making a positive impact in your life. With $407,063,180 in total deposits and a net worth of $986,315,309, you can trust that your finances are safe with us. While you can easily visit us at our branch for any inquiries or services, please note that official correspondence should be sent to the same address: 4305 Marketplace Way, Enola, PA 17025. Ready to experience banking tailored just for you? Give us a call at 717-766-9102 or visit our website at members1st.org today! We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Our branch proudly offers online and mobile banking services that allow members to manage their finances conveniently from anywhere. Whether it's making deposits or checking balances via our mobile app or ATM access available on-site and nearby, we strive to make banking simple and accessible for everyone.

Community Connections

Our dedication extends beyond financial services; we believe in building strong relationships within our community. Through partnerships with local organizations and involvement in various events, Members 1st aims not only to support but also empower every member of Enola and surrounding areas. As you consider your financial future, we invite you to join Members 1st. Experience firsthand how we can help you thrive financially while being part of a supportive community that cares about your success! Reach out at 717-766-9102 or visit us today!

Our Evolution

Since opening our doors more than seven decades ago, Members 1st has continuously adapted to meet the changing needs of our members. We started as a small credit union with a simple mission: to provide affordable financial services to our community. Today, with total assets amounting to $8,039,711,199, we have expanded our offerings significantly. From personal banking services like checking and savings accounts to loans for vehicles and homes, we are dedicated to empowering individuals and families in their financial journeys.

Our Mission

At the heart of Members 1st lies a mission that resonates deeply within our community: "To serve our members by providing access to quality financial products and exceptional service." We believe that everyone deserves a chance to achieve their financial goals. That's why we offer a range of services tailored to meet diverse needs from credit cards with rewards to business banking solutions. Beyond just financial products, we actively engage in community outreach programs aimed at uplifting those around us. While members can visit us at 4305 Marketplace Way for personalized service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM official correspondence should be sent to the same address.

Branch Location & Accessibility

A Convenient Experience Awaits

At Members 1st, we prioritize accessibility. Our branch features ample parking and is ADA compliant, ensuring that all members can visit us with ease. Whether you choose to walk in or utilize our drive-thru banking service for quick transactions, we have designed your experience to be as smooth as possible.

Operating Hours Tailored for You

We understand that life gets busy! That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. For those who prefer to take care of their banking needs on weekends, we also offer drive-thru services on Saturdays from 9:00 AM to 2:00 PM.

Your Financial Services Hub

Members can enjoy a variety of services at our Valley Road Branch. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is available for cash withdrawals and balance checks anytime you need it. While members can visit us at 4305 Marketplace Way for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 717-766-9102. We invite you to come see us soon at Members 1st Valley Road Branch! Your financial journey starts here.

Member Eligibility

At Members 1st, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of our community, it's easy! We welcome individuals who live, work, worship, or attend school in our service areas. Plus, if you have a family member who's already with us, you're also eligible to join. This means you can access a variety of financial products and services designed to meet your needs while enjoying competitive rates and personalized support. To find out more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.members1st.org/business/business-membership . Getting started is simple! You can visit us at our branch located at 4305 Marketplace Way Enola Pa 17025 or give us a call at (717) 766-9102 for any questions you might have. We're here to help you navigate the process of opening an account and ensuring you feel right at home with us. Welcome to your new financial community!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, our merchant services make day-to-day transactions easier. Whether it's processing payments quickly or managing cash flow efficiently, we provide tools that keep your business running smoothly. You can focus on what you do best while we handle the financial aspects. Come visit us at 4305 Marketplace Way Enola Pa 17025 in Enola, PA, or give us a call at (717) 766-9102. Let's work together to take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For entrepreneurs and business owners, Members 1st offers comprehensive business banking solutions, including merchant services and business loans. We recognize how important it is for businesses to have reliable financial support, which is why we're here to help you thrive.

Get Started Today!

With all these services available at Members 1st, we invite you to experience the difference firsthand. If you have any questions or want more details about what we offer, feel free to call us at 717-766-9102. Our friendly team is ready to assist you! Join us today at Valley Road Branch, where your financial goals become our priority! Visit our website for more information.

Personal Banking Solutions

Managing your finances should be straightforward and convenient. That's why we offer various checking and savings accounts designed to fit your lifestyle. Imagine having a hassle-free account that allows you to save for your next big trip or keep track of everyday expenses with ease. For those considering a new vehicle, our auto loans and vehicle financing options can help turn your dreams into reality. Picture driving off in your new car with affordable monthly payments that won't break the bank. If you're thinking about buying a home, our mortgage loans and refinancing services are here to guide you through the process. Whether it's your first home or an investment property, we're committed to finding the right loan for you. In addition to these services, we also provide personal loans and debt consolidation options that can help you take control of your finances. Whether it's funding a special project or managing existing debt, we've got you covered.

Rewards and Convenience

Don't forget about our credit cards with rewards! Enjoy cashback or points on everyday purchases, making each transaction work for you. We understand that convenience is key in today's fast-paced world. That's why our online and mobile banking services allow you to manage your accounts anytime, anywhere. Need cash? Our ATM and cash withdrawal services ensure easy access whenever you need it. For quick transactions like deposits or withdrawals, visit us at our drive-thru service. You can handle simple banking tasks without leaving your vehicle a perfect solution for busy days!

Digital & Online Banking

Key Features

We also provide e-statements, which means you can say goodbye to paper clutter and access your statements digitally whenever you want. It's not only eco-friendly but also helps keep your financial information secure and organized. And while we currently do not support electronic signature authorization, we ensure that other features still keep your transactions safe. For those who enjoy the ease of modern payments, our mobile payments feature lets you make quick transactions right from your device. You can also send money to friends or family effortlessly with our person-to-person transfers no more needing cash or checks! In summary, at Members 1st, we're committed to providing user-friendly online banking solutions that fit seamlessly into your lifestyle. Whether you're at home or on the move, managing your finances has never been easier!

Financial Strength

Commitment to Operational Efficiency

Our $0 net income reflects our operational efficiency challenges but does not deter our commitment to offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Our financial strength is further evidenced by our impressive membership base of 596,510 members who trust us with their finances. We currently manage a total of 1,189,787 share accounts, showcasing the confidence our community has in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 4305 Marketplace Way Enola Pa 17025 or call 717-766-9102 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We make it easy for you to get the financing you need for both new and used vehicles.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your operations. We understand the unique needs of businesses and tailor our offerings accordingly. At Members 1st located at 4305 Marketplace Way Enola PA 17025, we are committed to providing exceptional service and support as you explore your loan options. Feel free to call us at 717-766-9102 if you have any questions or would like more information about our products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you in achieving your financial aspirations today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. This option can be beneficial for those looking to consolidate debt or cover unexpected expenses.

Credit Lines

For those needing additional flexibility, our total credit lines amount to $2,982,497,513. This allows members to access funds as needed without having to apply for separate loans each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide various terms to suit your situation and help you navigate the process smoothly.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the often complex world of loans with clarity and confidence. LendMesh ensures accurate loan comparisons through a commitment to transparency. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means you receive truly unbiased results every time you use the platform. Another advantage is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly and effectively. This feature helps you find the best possible options without having to sift through outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST FEDERAL CREDIT UNION