Members 1st Credit Union Duncannon PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members 1st, your trusted financial partner located at 48 Business Campus Way, Duncannon, PA 17020. Established in 1950, we have proudly served our community for over seven decades, building lasting relationships with our 596,510 members. With total assets exceeding $8 billion, we are committed to providing a range of services tailored to meet your financial needs. At Members 1st, we understand the importance of community and strive to make a positive impact through various banking solutions, including personal and business loans, checking and savings accounts, and online banking services. Our dedicated team of 1,241 employees, led by CEO Michael Wilson and Board President Jon Kirssin, is always ready to assist you on your financial journey. While members can visit us at our Duncannon branch for all their banking needs, official correspondence should be sent to the same address: 48 Business Campus Way, Duncannon, PA 17020-9640. With a net worth of $986,315,309 and total deposits reaching $407,063,180, you can trust that your money is in safe hands. Whether you're looking to finance a new vehicle or open a savings account with competitive rates, we invite you to explore how we can help you achieve your goals. For more information or assistance, feel free to call us at 717-834-4002. Join us today and experience the Members 1st difference!

Branch History & Mission

Get Involved

As we look toward the future, we invite you to join us on this journey. Experience firsthand how being part of Members 1st can benefit you financially while contributing positively to your community. Whether you're interested in opening an account or simply want more information about our services, feel free to reach out at 717-834-4002 or visit us during our operating hours: Monday to Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Join us at Members 1st where your financial well-being is our priority!

Our Journey

Located at 48 Business Campus Way, Duncannon, PA 17020, our branch has seen significant growth and development over the years. We started with a small group of dedicated individuals aiming to create a better financial future for themselves and their families. Since then, we have expanded our services and resources, now managing total assets of approximately $8,039,711,199. This journey reflects our commitment to fostering financial health in the communities we serve. As part of our evolution, we've embraced modern banking practices while keeping our core values intact. We are proud to offer various services that cater to both personal and business needs, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business loans. Our digital advancements ensure that members can manage their finances anytime and anywhere through online and mobile banking.

Our Mission

At Members 1st, our mission is straightforward yet impactful: to empower individuals by providing accessible financial services while supporting our community's growth. We believe that everyone deserves the opportunity to achieve their financial goals whether it's buying a first car or expanding a small business. Our dedicated team is here to help guide you every step of the way. We also prioritize community engagement through various outreach programs and partnerships that uplift local initiatives. From sponsoring local events to offering financial education workshops, we strive to make a meaningful difference in Duncannon and beyond. While members can visit us at 48 Business Campus Way, official correspondence should be sent to 48 Business Campus Way, Duncannon, PA 17020-9640 if needed.

Branch Location & Accessibility

Accessibility Features

Our Duncannon Branch is fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. You'll find ample parking available right outside the branch, so there's no need to worry about finding a spot.

Operating Hours

We know that life can get busy, which is why we offer flexible operating hours. You can drop by from Monday to Thursday between 9:00 a.m. and 5:00 p.m., on Friday until 6:00 p.m., and even on Saturday from 9:00 a.m. to 2:00 p.m. This means you have plenty of options to come in when it suits you best!

Services Offered

At Members 1st, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru service makes quick transactions easy just pull up and let us take care of you! With an ATM available on-site, accessing your funds is convenient too. If you're looking for basic banking services like deposits or balance checks, our ATMs are ready for you. We invite you to stop by or give us a call at 717-834-4002 if you have any questions or need assistance. Come see how Members 1st can help simplify your banking experience!

Member Eligibility

At Members 1st, we believe that becoming a member means joining a caring community that supports your financial journey. If you're wondering how to take the first step, it's quite simple! To qualify for membership, you need to meet some straightforward criteria, such as living or working in specific areas or being related to a current member. This makes it easy for individuals like you to join our family and enjoy the numerous benefits we offer, including competitive rates on loans and savings products, personalized service, and access to a variety of financial tools tailored just for you. For more detailed information about eligibility requirements, feel free to visit our website at http://www.members1st.org/business/business-membership. Once you find that you're eligible, opening an account is a breeze! Just give us a call at (717) 834-4002, and our friendly team will guide you through the process. We're located at 48 Business Campus Way Duncannon Pa 17020, ready to welcome you into our community with open arms!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments easily while managing your finances all in one place. Our merchant services make this possible. Whether you run a café or a retail shop, our payment processing solutions streamline transactions, allowing you to focus on what matters most growing your business. At Members 1st, we understand that every business is unique. Let us be your partner on the journey toward success! For more information, call us at (717) 834-4002 or visit us online at https://www.members1st.org/.

Comprehensive List Of Services

Business Banking Services

For those running a business, we offer specialized business banking services, including merchant services and business loans tailored to help your company thrive. Our goal is to support local businesses in achieving their financial objectives.

Convenient Access & Support

To ensure that banking is convenient for all our members, we provide multiple ways to access your accounts. You can visit us in person for basic drive-thru banking where deposits and withdrawals are quick and hassle-free. For those who prefer self-service, our ATMs offer easy cash withdrawal options and balance checks. At Members 1st, we strive to combine traditional service with modern convenience through our comprehensive online and mobile banking platforms. With features like person-to-person payments, you can send money instantly without needing cash. As always, if you have questions or need assistance with any of our services, don't hesitate to reach out! You can call us at 717-834-4002, and one of our dedicated team members will be happy to help. Discover how Members 1st can enhance your financial well-being today by visiting us at members1st.org. We look forward to serving you!

Financial Assistance When You Need It

Life can throw unexpected challenges your way, which is why having access to personal loans and debt consolidation services can be a lifesaver. Our team will work closely with you to find a solution that fits your budget. If you enjoy using credit wisely, consider our credit cards with rewards that allow you to earn points on everyday purchases. These rewards can lead to significant savings down the line!

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts designed for everyday life. Our accounts come with features that make it easy to keep track of your finances, like online and mobile banking options. Imagine being able to transfer money or check your balance from the comfort of your home or on the go! When it comes to larger purchases, our auto loans and vehicle financing options provide competitive rates that make buying a car more accessible. Plus, if you're thinking about buying a home, we offer various mortgage loans and refinancing options to help you secure the best deal possible.

Digital & Online Banking

Key Features

One of the standout features at Members 1st is our e-statements option. Say goodbye to paper clutter! With e-statements, you can view and manage your financial documents electronically, keeping everything organized and easily accessible. Need to send money to a friend or family member? Our person-to-person transfer service allows you to do just that with ease no cash required. Plus, if you're someone who loves convenience, you'll appreciate our mobile payments feature. It lets you make quick purchases directly from your phone without fumbling for cash or cards. We also prioritize security in all our digital banking services. While we currently don't offer electronic signature authorization, rest assured that your information is protected with advanced security measures as you navigate through your online banking experience. In addition, our 24/7 online banking services mean that you can manage your accounts whenever it suits you best. The ability to monitor transactions in real-time helps keep your finances in check and provides peace of mind. Experience the ease of modern banking at Members 1st today! Visit us at https://www.members1st.org/ to get started and take full advantage of these valuable features designed for your convenience.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in good hands. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further supported by $123,054 in used auto loans and a total of $6,560,311,992 in loans and leases to help you achieve your financial goals. Our operational efficiency is reflected in our $0 net income, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments) stand at $23,731,259, while the total number of share accounts is impressive at 1,189,787, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 48 Business Campus Way Duncannon PA 17020 or call 717-834-4002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates can make your dream car more attainable.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or need working capital to cover operational costs, we have solutions tailored for businesses of all sizes.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618. This means that whether you are buying your first home or looking to refinance an existing mortgage, we can help guide you through the process with ease.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or a mortgage our team is here to assist you. We can walk you through eligibility options that may help lower your monthly payments or reduce your overall interest costs. For any inquiries about our loan offerings or eligibility requirements, feel free to contact us at (717) 834-4002, visit us at 48 Business Campus Way Duncannon PA 17020, or check out our website at members1st.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey today!

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards come with features designed to provide convenience and flexibility for everyday spending.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers for consumers. Each loan offer displayed on the platform reflects genuine terms from recognized lenders, allowing users to compare options confidently.

Benefits of Using LendMesh

Using LendMesh offers several advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of the platform in simplifying the loan search process while providing significant savings. For those looking to explore their options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST FEDERAL CREDIT UNION - Duncannon, PA

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