Members 1st Credit Union Dover PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Members 1st, your trusted financial partner located at 4000 Carlisle Rd, Dover, PA 17315. Established in 1950, we have proudly served our community for over seven decades, building a strong foundation of trust and support among our 596,510 members. As a member-focused credit union, we're dedicated to delivering exceptional service and tailored financial solutions. At Members 1st, we understand that financial needs vary from person to person. That's why we offer a comprehensive range of services, including personal banking, auto loans, mortgages, business loans, and more. With total assets exceeding $8 billion, and total deposits reaching $407063180, our strength allows us to provide competitive rates and benefits that help you achieve your financial goals. Our leadership team is committed to making a positive impact in the lives of our members. Under the guidance of CEO Michael Wilson and Board President Jon Kirssin, we strive to foster an environment where every member feels valued and supported. Our dedicated staff of 1,241 employees is here to assist you with personalized service whenever you need it. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4000 Carlisle Rd, Dover, PA 17315. Ready to take the next step in your financial journey? Feel free to give us a call at 717-467-0010 or visit our website at members1st.org for more information on how we can serve you better. At Members 1st, we're more than just a credit union; we're a community dedicated to helping each other thrive!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to be part of our journey. Whether you're looking for personal banking options or business solutions, Members 1st is here for you. Experience the benefits of membership firsthand by visiting us or calling 717-467-0010 today! Together, let's build a brighter financial future for you and your family.

Our Growth Journey

Since our inception, we have achieved significant milestones that reflect our commitment to our members and their financial well-being. Today, we proudly manage total assets of over $8 billion, helping individuals and families reach their financial goals. Our dedicated team has worked tirelessly to provide services that range from personal banking and auto loans to business financing solutions. As we've expanded our offerings, we've also embraced technology to make banking easier for everyone. Members can enjoy online and mobile banking features that allow them to manage their accounts anytime, anywhere. We also ensure accessibility with ADA compliance at all our locations.

Our Mission

At Members 1st, our mission is clear: we strive to empower our members by providing high-quality financial products while supporting the communities we serve. We believe in making a real impact through not just financial services but also through community outreach programs. By partnering with local organizations and participating in events, we aim to give back and help foster growth within Dover and beyond. While members can visit us at 4000 Carlisle Rd, official correspondence should be sent to the same address as it serves both as our branch and mailing address. For those who prefer convenience, we offer drive-thru banking services along with ATM access available on-site.

Branch Location & Accessibility

Convenient Access and Features

At Members 1st, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily access our services. There's ample parking available, so you can visit us without the stress of finding a spot. Plus, if you're on the go, take advantage of our drive-thru banking option for quick deposits or withdrawals. If you need assistance or have any questions while you're here, our friendly staff is always ready to help. You can reach us at 717-467-0010 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Services Tailored for You

Our Dover Branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also provide credit cards with rewards and business banking solutions including merchant services and loans. For added convenience, our branch features an ATM for easy cash withdrawals and balance checks. While visiting us at our physical location at Carlisle Rd is encouraged, remember that official correspondence should be sent to the same address for both locations. We invite you to stop by Members 1st in Dover or call us today! Experience the difference of personalized service tailored just for you.

Member Eligibility

At Members 1st, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the local area, or if you have a family member who is already a member, you're eligible to join us. We pride ourselves on providing personalized services and benefits tailored just for you, including competitive loan rates and various account options. To learn more about our eligibility criteria, feel free to visit this page. When you're ready to take the next step towards membership at Members 1st, opening an account is quick and easy. Just stop by our branch located at 4000 Carlisle Rd Dover Pa 17315 or give us a call at (717) 467-0010. Our friendly team is here to guide you through the process and answer any questions you may have. Join us today and experience the difference of being part of our vibrant community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments seamlessly, offering your customers multiple payment options while managing transactions efficiently. Our merchant services do just that, giving you the tools needed to keep your operations running smoothly. From point-of-sale systems to online payment processing, we help ensure you can focus on what matters most growing your business. Visit us at 4000 Carlisle Rd Dover Pa 17315, Dover, PA or call us at (717) 467-0010 to learn how we can support your business banking needs!

Comprehensive List Of Services

Accessibility You Can Count On

Need cash? Our branch features ATM services for easy withdrawals and balance checks. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, take advantage of our drive-thru banking service during lobby hours.

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking solutions. Access your accounts anytime, anywhere with ease! You can perform transactions like fund transfers, bill payments, and even person-to-person payments directly from your mobile device.

Connect With Us Today!

No matter what your financial goals may be, Members 1st is here to support you every step of the way. Feel free to reach out by calling us at 717-467-0010 or visit us at our Dover Branch. We're excited to help you achieve your financial dreams! For more information about our services, visit us online at members1st.org.

Empowering Businesses

For entrepreneurs and small businesses, we provide comprehensive business banking services, including merchant services and business loans. This means you can focus on growing your business while we take care of the financial aspects.

Personal Banking Made Easy

We offer various personal banking options including checking and savings accounts that help you save and manage your money effectively. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing make the process straightforward and convenient. Additionally, for those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed to suit different budgets and timelines.

Simplifying Your Financial Journey

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We can help you navigate through financial challenges with solutions that fit your unique situation. Plus, our credit cards with rewards allow you to earn while you spend on everyday purchases.

Digital & Online Banking

At Members 1st, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our user-friendly platform, you can bank anytime, anywhere, giving you the freedom to take control of your finances on your own terms. One of the key features is our 24/7 Online Banking Services available through https://www.members1st.org/. Whether you're checking balances, transferring funds, or paying bills, our online banking portal provides real-time access to all your accounts. Plus, with E-Statements, you can go paperless and easily track your financial history right from your device. For those who prefer banking on the go, our Mobile Application is a must-have. It's not just convenient; it also offers features like Mobile Payments, allowing you to make quick transactions without needing cash or cards. Want to send money to a friend? Our Person-to-Person Transfers make it simple and fast just a few taps on your smartphone and you're done! Security is also a top priority at Members 1st. While we do not currently offer electronic signature authorization for documents, rest assured that our online systems are equipped with robust security measures to protect your personal information. In addition to these features, our members enjoy the flexibility of managing their accounts from anywhere. Whether it's accessing funds from home or making deposits while out and about, you'll find that banking has never been easier or more accessible. At Members 1st, we are committed to making your banking experience smooth and efficient. Explore all our digital services today and see how we can help you manage your money with confidence!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases, supporting members' financial goals across various sectors. Our performance shows through as well; despite having a net income of $0, which indicates our commitment to reinvesting back into member services rather than focusing solely on profit margins. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $23,731,259. Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 4000 Carlisle Rd Dover PA 17315 or call 717-467-0010 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing your current loans or checking your eligibility for any of our loan products, don't hesitate to reach out! Our team at Members 1st is here to guide you through every step of the process. Located at 4000 Carlisle Rd Dover Pa 17315, Dover, PA Dover, we invite you to visit us or call us at (717) 467-0010 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We look forward to assisting you with all your lending needs! Please note that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges, and our tailored solutions can assist you in achieving your entrepreneurial goals.

Credit Card and Personal Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our personal loans are designed to give you the support you need for various situations be it consolidating debt or covering unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the mortgage process smoothly.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION - Dover, PA

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