Members 1st Credit Union Carlisle PA | Best Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 1711 Spring Rd, Carlisle, PA 17013. Since our establishment in 1950, we've proudly served over 596,510 members, fostering a community that thrives on mutual support and empowerment. With total assets of $8,039,711,199 and total deposits reaching $407,063,180, we are committed to providing you with exceptional banking services tailored to meet your unique needs. At Members 1st, we understand the importance of local engagement. That's why we focus on offering a wide range of personal banking options everything from checking and savings accounts to auto loans and mortgages. Our dedication doesn't stop there; we also provide robust business banking services for those looking to grow their ventures. Whether you're applying for a new vehicle loan or considering refinancing your mortgage, our experienced team is here to guide you every step of the way. While you can visit us at our branch in Carlisle, official correspondence should be directed to the same address: 1711 Spring Rd, Carlisle, PA 17013. We also invite you to connect with us online at members1st.org for more information on our services and offerings. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, Members 1st has cultivated a trustworthy environment where your financial well-being is our top priority. With a dedicated team of 1,241 employees, we're always ready to assist you with a smile. Join us today and experience the difference that comes from being part of a community-focused credit union. Call us at 717-258-5504 or stop by during our lobby hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Let's work together toward your financial goals!

Branch History & Mission

Welcome to Members 1st, a cornerstone of financial support and community engagement in Carlisle, PA. Since opening our doors in 1950, we have been dedicated to serving our members with integrity and compassion. Located at 1711 Spring Rd, our branch has grown alongside the community, establishing a strong legacy rooted in trust and collaboration. Over the years, Members 1st has evolved significantly. From our humble beginnings, we've expanded our services and membership base to include over 596,510 members today. Our total assets now exceed $8 billion, showcasing our commitment to sound financial practices and member-focused growth. We pride ourselves on being more than just a financial institution; we are a community partner that supports local initiatives and fosters economic development. At Members 1st, we believe in empowering individuals through accessible financial services. Our mission is simple yet profound: to provide exceptional banking experiences while supporting the well-being of our community. We offer a range of services from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our team is dedicated to helping you achieve your financial goals with personalized service tailored to your unique needs. While members can visit us at 1711 Spring Rd for all their banking needs, official correspondence should be sent to the same address. Our branch operates with extended hours Monday through Thursday from 9 am to 5 pm, Friday until 6 pm, and Saturday from 9 am to 2 pm making it easier for you to access our services when you need them most. Additionally, we offer ATM access and drive-thru banking for convenience. We understand the importance of adapting to modern needs. That's why Members 1st provides online and mobile banking options that empower you to manage your finances anytime and anywhere. Our commitment to accessibility includes ADA compliance, ensuring that all members can enjoy our facilities and services without barriers. Our partnership with various local organizations reflects our dedication to community outreach. Through sponsorships and volunteer efforts, we aim to make a positive impact on the lives of those around us. Join us at Members 1st today! Experience firsthand how we can help you build a brighter financial future while supporting the vibrant community of Carlisle. For any inquiries or assistance, feel free to call us at 717-258-5504 or visit our website at members1st.org. Together, let's create a thriving tomorrow!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is, which is why our branch is designed with features that cater to everyone. From ample parking spaces to ADA-compliant entrances and ramps, we make sure that all members can easily navigate our facilities. Whether you're visiting for a quick transaction or need assistance with more complex financial services, our team is here to help.

Call-to-Action

We invite you to come visit us at the North Middleton Branch! If you have any questions or want more information about what we offer, feel free to give us a call at 717-258-5504. Our friendly team is ready and eager to assist you with all your financial needs. Your journey towards better banking starts here!

Operating Hours

Our branch hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 am to 5 pm, extending our hours on Friday until 6 pm so you have extra time for your banking needs. And if you need to stop by on Saturday, we're available from 9 am to 2 pm! This flexibility allows you to choose a time that works best for you.

Services Offered

At Members 1st, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for every financial situation. Plus, enjoy the convenience of our ATM services and basic drive-thru banking for quick deposits and withdrawals.

Member Eligibility

Becoming a member of Members 1st means joining a welcoming community that truly cares about your financial well-being. If you're looking to enjoy personalized banking services, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This inclusive approach means many people can benefit from our wide range of services designed to help you achieve your financial goals. To learn more about specific eligibility criteria, feel free to visit us at http://www.members1st.org/business/business-membership . The process of opening an account is straightforward and friendly. At Members 1st, we make it easy for you to start your membership journey with us. Just stop by our branch located at 1711 Spring Rd Carlisle Pa 17013 or give us a call at (717) 258-5504 during our operating hours. We're here to guide you every step of the way and ensure that you feel right at home as part of our community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services allow you to accept payments easily, whether in-person or online. This means you can focus on what matters most serving your customers and growing your business. With tools that simplify transactions, you'll have more time to innovate and engage with your clients. Located conveniently at 1711 Spring Rd Carlisle Pa 17013 in Carlisle, PA, our team is ready to assist you with all your business banking needs. Call us at (717) 258-5504 or visit us today!

Comprehensive List Of Services

Borrowing Made Easy

Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options are tailored for situations just like yours. With simple application processes and quick approvals, we strive to provide financial relief when you need it most.

Business Banking Services

At Members 1st, we also cater to business owners by offering essential services like merchant services and business loans. Running a business requires reliable financial partners, and we're here to help with everything from cash flow management to funding your next big project.

Convenient Banking Access

In addition to our comprehensive services, we ensure that banking is convenient for everyone. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes banking even simpler by handling deposits and withdrawals without leaving your car. As part of our commitment to modern banking solutions, we provide online and mobile banking capabilities that empower you to manage your finances anytime, anywhere. Ready to take control of your finances? Visit us at Members 1st today or call us at 717-258-5504! We look forward to assisting you in achieving all your financial goals!

Credit Cards with Rewards

For those who enjoy earning while they spend, check out our credit cards that come packed with rewards. Use them for everyday purchases and watch how quickly points add up! This feature is perfect for those who want to maximize their spending benefits.

Home Financing

If buying a home is on your horizon, our mortgage loans and refinancing solutions provide the financial support you need. We work with you to find the right mortgage that fits your budget and lifestyle. Plus, our mortgage specialists are always ready to answer any questions you may have along the way.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer robust personal banking options, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. Whether you're making deposits, checking balances, or transferring money between accounts, you can do it all from the comfort of your home. For those considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. We aim to make the process as stress-free as possible so that you can hit the road without financial worries.

Digital & Online Banking

Accessibility and Security

At Members 1st, we prioritize both accessibility and security. Our online banking services are designed for ease-of-use, ensuring that managing your accounts is straightforward. You can check balances in real-time and get immediate updates on transactions, allowing you to keep track of your spending effortlessly. We know how important it is for our members to feel safe while banking online. That's why we employ robust security measures to protect your personal information at all times. Enjoy peace of mind knowing that your financial data is secure with us. Join us at Members 1st and experience a new way of banking that puts you first!

Key Features

One of the standout features of our digital banking service is the option for electronic statements. Say goodbye to piles of paper opt for e-statements and enjoy quick access to your financial information without clutter. And while we don't currently offer electronic signature authorization, rest assured that all transactions are secure and protected. Need to send money quickly? Our person-to-person transfer feature lets you send cash directly to friends or family members with just a few taps. Plus, with mobile payments enabled, making purchases using your phone has never been easier or safer.

Financial Strength

A Solid Foundation

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We have achieved a robust total of 1,189,787 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares amount to $23,731,259, further highlighting our commitment to sound financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving for a new car or planning for your future home purchase, Members 1st is your trusted partner. Visit us at 1711 Spring Rd Carlisle Pa 17013 or call 717-258-5504 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $123,054 in used auto loans and an impressive total of $6,560,311,992 in loans and leases.

Member Savings Are Safe

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our flexible terms can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and offer tailored solutions to help you succeed. If you're considering refinancing any existing loans or exploring eligibility options for our various products, don't hesitate to reach out. You can contact us at (717) 258-5504 for more information or visit us at our branch located at 1711 Spring Rd, Carlisle PA 17013. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members 1st, we're committed to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right fit for your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending while keeping your payments manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers make informed financial decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons through a reliable data sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers, free from hidden fees or misleading information. One of the key benefits of using LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means that users can trust the results they see are truly reflective of available options. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature enables users to quickly compare offers and choose the one that best fits their financial needs. Thousands of users trust LendMesh for loan comparisons, and one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a straightforward way to find competitive loan rates, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST FEDERAL CREDIT UNION