Members 1st Credit Union Bethlehem PA | Best Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 2200 Emrick Blvd, Bethlehem, PA 18020. Since our establishment in 1950, we have grown into a vital part of the community, serving over 596,510 members with a commitment to providing exceptional banking services tailored to your needs. With total assets reaching an impressive $8,039,711,199, we stand strong and secure, ready to support you on your financial journey. At Members 1st, we believe in the power of community and the importance of building lasting relationships with our members. Our dedicated team of 1,241 employees is led by our CEO, Michael Wilson, and Board President, Jon Kirssin. Together, they ensure that our credit union operates with transparency and dedication to serving you better every day. We offer a wide range of services designed for everyone from personal checking and savings accounts to auto loans and mortgages. Whether you're looking for competitive rates on loans or rewards on credit cards, we have something for you. Our commitment is reflected in our robust portfolio of $407,063,180 in total deposits and a net worth of $986,315,309, giving you peace of mind knowing your finances are secure. While you can reach us at our branch address mentioned above for all your banking needs, please note that official correspondence should be sent to 5000 Marketplace Way, Enola, PA 17025 if different from our branch location. Our doors are open during convenient hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM to serve you better. You can also connect with us anytime by calling 484-747-6133. Join us at Members 1st today and experience the difference of being part of a credit union that truly cares about its members! Visit us online at members1st.org for more information or come see us in person; we can't wait to help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in banking. That's why we offer online and mobile banking options for easy access to accounts anywhere you go. Our ATM services are available around-the-clock for your convenience. We also ensure that our facilities comply with ADA standards so everyone can access our services without barriers.

Join Us!

As we look forward to the future, we invite you to join us on this journey. At Members 1st, you're not just another account number; you're part of a community-focused family dedicated to your financial success. Come visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM or call us at 484-747-6133. Experience firsthand how being a member of Members 1st can benefit you and your family today!

Our Mission

Our mission at Members 1st is clear: to provide accessible financial solutions tailored to meet the diverse needs of our members while enhancing their overall well-being. We focus on personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each product is designed with our members' best interests in mind. But our commitment extends beyond banking. We actively engage in community outreach programs that aim to improve local lives. Whether through financial education seminars or partnerships with local charities, we are dedicated to making a positive impact in Bethlehem and surrounding areas. While members can visit us at 2200 Emrick Blvd Bethlehem Pa 18020, official correspondence should be sent to 5000 Marketplace Way, Enola, PA 17025.

Branch Location & Accessibility

Additional Information

For any official correspondence, please send mail to our mailing address at 5000 Marketplace Way, Enola, PA 17025. Should you have questions or need assistance, don't hesitate to reach out at 484-747-6133; our team is here to help! We invite you to experience the welcoming atmosphere at Members 1st. Whether you are looking for personal banking solutions like checking accounts and auto loans or business services including merchant accounts and business loans, we've got you covered. Come visit us today!

Convenient Accessibility

At Members 1st, we prioritize your convenience. Our branch features accessible parking and ADA-compliant entrances, ensuring everyone can easily get in and out. If you're on the go, our drive-thru service makes banking quick and hassle-free for deposits, withdrawals, and other simple transactions. And yes, we also have an ATM available for those who prefer self-service options!

Operating Hours

We understand that everyone has busy schedules, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. We're also open Saturday from 9:00 AM to 2:00 PM to help you manage your banking needs even on the weekends. Please note that we are closed on Sundays.

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our service area, you're already on the right path to joining us. We also invite immediate family members of current members to apply. Our goal is to make banking accessible for all, offering a range of financial products designed with your needs in mind. To get started, just head over to our website for more detailed eligibility criteria at http://www.members1st.org/business/business-membership. You'll find everything you need to know about what it takes to become part of our family. Once you're ready, feel free to reach out to us at (484) 747-6133 or visit us at our branch located at 2200 Emrick Blvd Bethlehem Pa 18020. We're excited to welcome you into the Members 1st community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business smoothly with hassle-free payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From credit card processing to online payment solutions, we help you meet your customers where they are. Located at 2200 Emrick Blvd Bethlehem Pa 18020 in Bethlehem, PA, we're here to partner with you every step of the way. Contact us today at (484) 747-6133 and discover how Members 1st can be a valuable asset to your business success!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why we also offer tailored solutions for entrepreneurs, including merchant services and business loans. With our support, you can focus on what matters most growing your business.

Convenient Access Anytime

To ensure you have access to your accounts when it suits you best, we've made banking easy with our robust online and mobile banking platforms. You can check balances, transfer funds, and even make person-to-person payments right from your phone. Plus, with our convenient ATM services, you can withdraw cash or check balances without stepping inside the branch.

Credit Cards and Rewards

For those who enjoy earning rewards while spending, we have an excellent selection of credit cards with rewards programs that cater to your lifestyle. Whether it's cashback on groceries or points for travel, there's something for everyone.

Drive-Thru Convenience

If you're on the go, take advantage of our basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without having to leave your car. At Members 1st, we aim to be more than just a financial institution; we want to be a trusted partner in your financial journey. If you have questions about any of our services or would like to speak with one of our friendly team members, please call us at (484) 747-6133 or visit us at 2200 Emrick Blvd Bethlehem Pa 18020. We look forward to serving you!

Home Financing and Loans

Buying a home is one of the biggest decisions you'll make. At Members 1st, we understand this journey and offer a variety of mortgage loans and refinancing options to fit your needs. Our team is here to guide you through the process, ensuring you feel supported every step of the way. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide relief by simplifying your payments into one manageable monthly bill.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for future goals, our personal banking options are designed with you in mind. We offer checking and savings accounts that come with features such as online banking and mobile payments, making it easy to manage your finances anytime, anywhere. If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.members1st.org/, you can manage your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, our 24/7 online banking services make it simple and efficient. You can say goodbye to long lines and enjoy the freedom of handling your finances from the comfort of home or on the go.

Embrace Modern Banking

And if you're someone who enjoys using mobile payments, we've got you covered there too! With our mobile payments feature, making purchases is as easy as waving your phone. It's just one more way we're committed to providing you with modern banking solutions that fit your lifestyle. In summary, whether you're managing day-to-day expenses or planning for future goals, Members 1st offers the digital tools you need to take control of your financial life efficiently and securely. Join us today and experience the convenience of modern banking!

Secure Transactions

Security is always a priority at Members 1st. While we don't currently offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. Your peace of mind is crucial, so you can focus on what matters most without worrying about the safety of your information.

User-Friendly Features

We know how important it is for our members to have easy access to their accounts. Our mobile application allows you to carry your bank in your pocket. Plus, with features like e-statements, you can go paperless and access your account statements instantly whenever you need them. For those who prefer a personal touch, our person-to-person transfer feature lets you send money directly to friends and family with just a few taps.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trustworthiness. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. While our current net income stands at $0 due to reinvestments aimed at enhancing services for you in the future, we remain committed to operational efficiency that ensures competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares (funds available for lending and investments) stand at $23,731,259, while we proudly manage a total of 1,189,787 share accounts, reflecting the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 2200 Emrick Blvd Bethlehem Pa 18020 or call 484-747-6133 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or operational costs, we have tailored solutions to meet the unique needs of your business. At Members 1st located at 2200 Emrick Blvd Bethlehem Pa 18020, we are committed to providing personalized service and support throughout your borrowing experience. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 484-747-6133 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Members 1st be your partner in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your spending power while maintaining control over your finances.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION - Bethlehem, PA

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