MEMBERS 1ST FEDERAL CREDIT UNION

Welcome to Members 1st, your trusted financial partner located at 2200 Emrick Blvd, Bethlehem, PA 18020. Since our establishment in 1950, we have grown into a vital part of the community, serving over 596,510 members with a commitment to providing exceptional banking services tailored to your needs. With total assets reaching an impressive $8,039,711,199, we stand strong and secure, ready to support you on your financial journey. At Members 1st, we believe in the power of community and the importance of building lasting relationships with our members. Our dedicated team of 1,241 employees is led by our CEO, Michael Wilson, and Board President, Jon Kirssin. Together, they ensure that our credit union operates with transparency and dedication to serving you better every day. We offer a wide range of services designed for everyone from personal checking and savings accounts to auto loans and mortgages. Whether you're looking for competitive rates on loans or rewards on credit cards, we have something for you. Our commitment is reflected in our robust portfolio of $407,063,180 in total deposits and a net worth of $986,315,309, giving you peace of mind knowing your finances are secure. While you can reach us at our branch address mentioned above for all your banking needs, please note that official correspondence should be sent to 5000 Marketplace Way, Enola, PA 17025 if different from our branch location. Our doors are open during convenient hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM to serve you better. You can also connect with us anytime by calling 484-747-6133. Join us at Members 1st today and experience the difference of being part of a credit union that truly cares about its members! Visit us online at members1st.org for more information or come see us in person; we can't wait to help you achieve your financial goals!

At Members 1st, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our service area, you're already on the right path to joining us. We also invite immediate family members of current members to apply. Our goal is to make banking accessible for all, offering a range of financial products designed with your needs in mind. To get started, just head over to our website for more detailed eligibility criteria at http://www.members1st.org/business/business-membership . You'll find everything you need to know about what it takes to become part of our family. Once you're ready, feel free to reach out to us at (484) 747-6133 or visit us at our branch located at 2200 Emrick Blvd Bethlehem Pa 18020. We're excited to welcome you into the Members 1st community!

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trustworthiness. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. While our current net income stands at $0 due to reinvestments aimed at enhancing services for you in the future, we remain committed to operational efficiency that ensures competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares (funds available for lending and investments) stand at $23,731,259, while we proudly manage a total of 1,189,787 share accounts, reflecting the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 2200 Emrick Blvd Bethlehem Pa 18020 or call 484-747-6133 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.