Members 1st Credit Union Allentown PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members 1st, your trusted financial partner in the heart of Allentown, PA! Located at 5605 Hamilton Blvd, Allentown, PA 18106, we have been proudly serving our community since 1950. With over 596,510 members and a commitment to providing exceptional service, we understand that your financial needs are unique. At Members 1st, we believe that banking should be personal and accessible. Our total assets of $8,039,711,199 reflect our strength and stability as we continue to grow alongside you. Whether you're looking for checking accounts, auto loans, or mortgage options, our wide range of services is designed to help you achieve your financial goals. In addition to our impressive offerings, our dedicated team led by CEO Michael Wilson and Board President Jon Kirssin is here to guide you every step of the way. We employ over 1,241 passionate individuals who are committed to making your banking experience seamless and satisfying. While members can visit us at our Allentown location for in-person assistance or to use our ATM and drive-thru services, official correspondence should be sent to our mailing address at 5000 Marketplace Way, Enola, PA 17025. With total deposits reaching $407,063,180, we prioritize your savings as much as you do. Our net worth stands strong at $986,315,309, ensuring you can trust us with your hard-earned money. Plus, with $84,550,719 in cash on hand and a robust loan portfolio of 331621 loans and leases available for members, we are well-equipped to meet your borrowing needs. Join us today and discover how Members 1st can help empower your financial journey. Call us at 610-741-6564 or visit our website at members1st.org for more information about how we can serve you better!

Branch History & Mission

Community Engagement

Members 1st is dedicated not only to financial success but also to giving back to our community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact in Allentown and beyond. Whether it's supporting local charities or sponsoring community events, we believe in being more than just a bank; we aim to be a true partner in progress. As we look toward the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Members 1st today. Whether you're opening your first savings account or seeking financing for your dream home, we're here to help you every step of the way. For more information or assistance, don't hesitate to reach out at 610-741-6564. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial products and services that empower them to achieve their goals. This commitment drives us to provide personalized service and support every step of the way. In addition to traditional banking services, we embrace modern technology with features like online and mobile banking. We aim for inclusivity by ensuring ADA compliance across all branches and offering various digital tools for ease of access. We also provide essential services like ATMs and drive-thru banking for those who prefer in-person transactions without delay.

Branch Location & Accessibility

Contact Us

Our friendly staff is here to assist you with any questions or concerns you may have. Feel free to give us a call at 610-741-6564 or stop by during our operating hours. We look forward to welcoming you into our community-focused credit union!

Operating Hours

We strive to make banking as convenient as possible. Our lobby hours are designed around your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. We are closed on Sundays. If you need assistance outside of these hours, take advantage of our drive-thru service available starting at 8:30 AM on weekdays.

Services Offered

Members 1st provides a wide range of services tailored to fit all your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered! Need cash on the go? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Members 1st feels like joining a welcoming family where your financial well-being is our top priority. If you're interested in joining us, you'll find that eligibility is quite simple! Anyone who lives, works, worships, or attends school in the communities we serve can become a member. This includes not only individuals but also businesses looking for a supportive banking partner. At Members 1st, we offer a range of services designed to help you thrive, from checking and savings accounts to auto loans and business banking solutions. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.members1st.org/business/business-membership. It's packed with all the details you need! When you're ready to take the next step, opening an account is easy just give us a call at (610) 741-6564, or stop by our branch located at 5605 Hamilton Blvd Allentown Pa 18106. We're excited to have you as part of our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that make day-to-day transactions smoother. Imagine having a reliable partner for payment processing that simplifies your sales operations, so you can focus on what you do best running your business. Our services help streamline transactions, making it easier for customers to pay, whether they're shopping online or in-store. Located conveniently at 5605 Hamilton Blvd Allentown Pa 18106, Allentown, PA, we invite you to visit us or call us at (610) 741-6564. Let's work together to take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer a variety of solutions that ensure your business runs smoothly. From merchant services that simplify transactions for your customers to business loans that help fuel growth, we've got your back.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They offer benefits that can enhance your purchasing power while providing points for travel, shopping, or cash back. It's a simple way to earn while spending!

Drive-Thru Services

We also offer basic drive-thru banking at our branch for quick deposits, withdrawals, and simple transactions without leaving your car perfect for busy days when every minute counts! If you'd like more information about any of these services or wish to talk with one of our friendly representatives, don't hesitate to give us a call at 610-741-6564. We're here to help you navigate all aspects of your financial journey. Explore what we can do for you today! Visit us in-person at the Trexlertown Branch or check out our website at Members 1st for more details on how we can serve you better!

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. You can manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. With ATM and cash withdrawal services, accessing your funds is easy whenever you need them.

Personal Banking

Our personal banking services are crafted to fit various lifestyles. If you're looking for a reliable place to keep your money, consider our checking and savings accounts. These accounts not only offer security but also flexibility in accessing your funds when needed. Need a new car? Our auto loans and vehicle financing options make it easier for you to drive off with the vehicle you want without straining your budget. For those considering home ownership or refinancing, we provide mortgage loans and refinancing solutions tailored just for you. Our team is here to guide you through the process, ensuring that you understand every step along the way. In addition, if you're facing unexpected expenses or wish to consolidate debt, our personal loans and debt consolidation services can provide the relief you need.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter with our e-statements feature. You can easily access your statements digitally, ensuring you stay organized while also being eco-friendly. For those on the go, take advantage of our mobile payments option. This feature allows you to make quick purchases right from your smartphone, adding an extra layer of convenience to your everyday transactions.

Mobile Application

For even more convenience, download our mobile application available on both iOS and Android. It brings all the features of online banking directly into the palm of your hand. You can deposit checks electronically, view transaction history, and manage your accounts without needing to visit a branch. While we currently do not offer electronic signature authorization for certain transactions, rest assured that your data is protected with top-notch security measures. At Members 1st, we prioritize making banking accessible and straightforward for all our members. Join us today and experience how digital banking can simplify your financial life!

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it easy. Just a few taps on your phone, and the money is sent instantly no need for cash or checks!

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our financial performance; although our net income currently stands at $0, this allows us to focus on investing back into services that directly benefit you. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Growth

Total Share Accounts have reached an impressive 1,189,787, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $23,731,259 a clear indication of our commitment to fostering your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 5605 Hamilton Blvd or call us at 610-741-6564 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We have flexible terms to suit different budgets and can assist with refinancing options to make your payment plans more manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to support you with tailored financing solutions. Our dedicated team is ready to help you explore all available loan products and find the best fit for your needs. Whether it's through refinancing existing loans or understanding eligibility requirements for new ones, we're committed to making your financial journey as smooth as possible. For more information about our loan offerings or to speak directly with one of our representatives, call us at 610-741-6564 or visit us at 5605 Hamilton Blvd Allentown PA 18106. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing financial flexibility when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your decision.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION - Allentown, PA

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