Members 1st Credit Union Brattleboro VT

Introduction

Welcome to Members 1st, your trusted financial partner located at 820 Putney Rd, Brattleboro, VT 05301. Established in 1957, we have been dedicated to serving our community with integrity and a personal touch for over six decades. Our commitment to our members is reflected in our growing family of 2,153 members who rely on us for their financial needs. At Members 1st, we pride ourselves on being more than just a credit union; we're a part of the Brattleboro community. With total assets reaching $20,442,787, and total deposits standing at $1,116,607, we provide a solid foundation for your financial journey. Our team, led by CEO Evelyn Sirois and Board President Tamara Gray, works diligently to ensure that your banking experience is smooth and rewarding. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 8366, Brattleboro, VT 05304-8366. With an impressive total loan portfolio of 1,611 loans and leases and a net worth of $2,003,774, we are equipped to support your aspirations whether it's buying a new home or investing in your education. Additionally, our cash reserves of $310,351 ensure that we are prepared to meet your needs promptly. We believe in building relationships and supporting our members not just financially but also as active participants in their lives. We invite you to explore the various services we offer through our website at www.members1cu.com or give us a call at 802-254-4800. Join us today and experience the difference of being a valued member at Members 1st!

Branch History & Mission

Community Focus

Our outreach extends beyond traditional banking services. We are proud to partner with various local organizations to drive positive change within Brattleboro and surrounding areas. These partnerships allow us to contribute meaningfully by addressing local needs and enhancing quality of life for everyone in our community. As we continue on this journey together, we invite you to become part of the Members 1st family. Experience firsthand the benefits of joining a credit union that truly cares about its members and the community at large. For more information or assistance, feel free to contact us at 802-254-4800. Together, let's build a brighter financial future!

Our Mission

At Members 1st, we believe that banking should be about more than just transactions; it should be about fostering community connections and supporting one another's financial well-being. Our mission is clear: We strive to provide exceptional financial services while being deeply engaged in community support initiatives. Whether it's through educational workshops or local sponsorships, we aim to empower our members with knowledge and resources they need to thrive. We understand that today's world is rapidly changing. That's why we're committed to embracing digital advancements while ensuring accessibility for everyone. From offering online banking options to maintaining compliance with ADA standards, we're here to serve all members effectively.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and easy access points so everyone can navigate comfortably. Parking is available right outside the branch, ensuring a hassle-free experience when you come in to manage your finances.

Operating Hours & Services

Our team is ready to assist you during our operating hours. While we currently do not offer drive-thru services or ATMs, we are dedicated to providing personalized service inside the branch. You can reach us by phone at 802-254-4800 if you have any questions or need assistance before your visit.

Visit Us Today!

At Members 1st, we believe in building relationships with our members. We invite you to stop by and discover how we can help you with your banking needs. Whether you're looking for loan options or just want to chat about your financial goals, we're here for you! Come visit us today!

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to be part of a warm and welcoming financial community. Becoming a member is easy and open to those who live, work, or worship in the area. If you're ready to take this step, just visit us at our convenient location at 820 Putney Rd Brattleboro Vt 05301. We pride ourselves on being inclusive, so whether you're a first-time account holder or looking to switch your banking services, we're here for you. For detailed eligibility criteria, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to give us a call at (802) 254-4800 we're excited to help you start your journey with us!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. While our outstanding commercial loan portfolio currently stands at $0, we are eager to partner with local entrepreneurs who are ready to take the next step.

Merchant Services That Make Sense

Imagine being able to manage your transactions easily while focusing on what you do best running your business. Our merchant services streamline payment processing, allowing you to accept payments from customers seamlessly. This practical solution not only enhances customer satisfaction but also helps boost your bottom line. Located at 820 Putney Rd Brattleboro Vt 05301 in Brattleboro, VT, we invite you to explore how Members 1st can help turn your business dreams into reality. For more information, call us at (802) 254-4800 or visit our website at https://www.members1st.org/ .

Comprehensive List Of Services

A Member-Centric Approach

Our commitment goes beyond just providing services; we focus on building relationships with our members. If you ever have questions about your account or need assistance, feel free to reach out to us at 802-254-4800. Our friendly team is always ready to help guide you through any banking needs.

Banking Convenience

One of the primary services we offer is ATM Services Only. This means you have easy access to cash whenever you need it. Imagine being out and about in Brattleboro and needing some cash for a quick purchase; with our ATM service, you can withdraw funds conveniently without having to worry about banking hours or long lines.

Digital Access

In today's fast-paced world, digital banking features are essential. While we currently focus on ATM services, we understand the importance of online banking and mobile access for our members. As we grow, we aim to enhance our digital offerings further, ensuring that managing your finances is as easy as possible.

Your Financial Partner

Whether you're saving for a big purchase or simply want a safe place to keep your money, Members 1st is here for you every step of the way. We strive to ensure that our services meet the diverse needs of our members while providing a warm and welcoming environment. For more information about how we can assist you or if you're ready to take advantage of our ATM services today, don't hesitate to get in touch! Visit us at 820 Putney Rd, Brattleboro, VT 05301 or call us at 802-254-4800. At Members 1st, we're not just a credit union; we're your financial partner committed to helping you succeed.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds with just a few clicks. No more waiting in line or rushing to the bank before closing time! Plus, if you prefer paperless options, we offer e-statements so you can view your account statements conveniently from anywhere. Need to sign documents? Our electronic signature authorization feature allows you to sign important documents securely online without any hassle. This means less paperwork and more time for what really matters in your life. If you're always on the move, you'll love our mobile application. It puts all the power of online banking right in your pocket! Manage your accounts, deposit checks, and even set up alerts all from your smartphone. While we currently don't support mobile payments or person-to-person transfers, our app still provides a solid foundation for managing your finances effectively.

Security You Can Trust

At Members 1st, security is our top priority. Our online banking services are equipped with advanced security features to keep your information safe. We use encryption technology and other measures to protect your data while ensuring that accessing your accounts remains user-friendly. In today's fast-paced world, staying connected with your finances shouldn't be complicated. With our digital banking options, you have everything you need right at your fingertips. Experience the convenience of modern banking today with Members 1st!

Financial Strength

Comprehensive Loan Offerings

Our lending capacity supports members' financial goals across various sectors with $15,151,317 in total loans and leases. We also provide support for those looking to purchase vehicles with 165 used auto loans available. These offerings show how committed we are to helping you achieve your dreams.

Growing Together

With 3,646 total share accounts, we are proud of our growing member base that trusts us with their finances. This community spirit is what drives us to keep improving our services every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 820 Putney Rd Brattleboro VT 05301 or call 802-254-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $7,146,252 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members' interests over traditional banking practices, it's important to note that we have no non-member deposits. This focus allows us to channel our resources directly into benefiting you through better loan rates and exclusive perks.

Our Committed Team

We take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The dedication of our staff plays a crucial role in maintaining the quality of service you expect from Members 1st.

Our Financial Health

With a net worth of $2,003,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 980% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Better Services

With $1,686,202 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our operational efficiency is reflected in our net income of $28,890, which empowers us to continue offering competitive loan rates and solid financial products tailored to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,616,881 in used vehicle loans and $2,803,629 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can fit your budget and lifestyle.

Credit Lines

For those who require more flexibility, our credit lines totaling $1,000,000 are available for various personal or business-related expenses. This option allows you to borrow only what you need while keeping payments manageable. At Members 1st, we believe in making lending accessible and straightforward. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. You can contact us at 802-254-4800 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our members every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,606,488, make buying or refinancing simple. We offer various mortgage products designed to assist you through every step of the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,197,544 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while giving you access to cash when needed.

Loan Aggregator

Benefits of Using LendMesh

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MEMBERS 1ST CREDIT UNION - Brattleboro, VT