Members 1st Credit Union Brattleboro VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st Credit Union, your trusted financial partner located at 10 Browne Ct, Brattleboro, VT 05301. Established in 1957, we have proudly served our community for over six decades, helping our members achieve their financial goals with personalized service and a wide range of banking options. With a total membership of 2,153 and assets exceeding $20.4 million, we are committed to providing you with the resources you need to thrive financially. At Members 1st, we understand that your needs are unique. That's why we offer various services tailored just for you, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're saving for a new car or looking to consolidate debt, our experienced team is here to guide you every step of the way. While members can visit us at our Brattleboro branch, official correspondence should be sent to our mailing address: PO Box 8245, Brattleboro, VT 05304-8245. With $1,116,607 in total deposits and a net worth of $2,003,774, we take pride in maintaining a strong financial foundation for our members. Our dedicated team of nine employees is led by CEO Evelyn Sirois and Board President Tamara Gray, who strive to ensure that you receive the best possible experience at Members 1st. Our operating hours are convenient too! We're open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM plus our drive-thru opens bright and early at 8 AM. We invite you to learn more about how Members 1st Credit Union can help you achieve your financial dreams. Visit our website at members1cu.com or give us a call at 802-257-5131 today! Your future starts here let's build it together!

Branch History & Mission

Adapting to Your Needs

In today's fast-paced world, we've embraced technology while ensuring accessibility for all. Our digital banking options allow members to manage their finances conveniently online or via mobile apps. Whether you need to check your balance, transfer funds, or apply for a loan, we've made it easy and secure. Additionally, we are proud to offer ADA-compliant facilities and services so that everyone can benefit from what we have to offer. With convenient drive-thru banking available for quick transactions and ATM access for cash withdrawals anytime you need it, Members 1st Credit Union is here for you. As we look towards the future, we invite you to join us on this journey. Experience firsthand how being a member of Members 1st Credit Union can transform your financial life while also contributing positively to our community. Visit us during our operating hours 9 AM - 4 PM Monday-Wednesday, 9 AM - 5 PM Thursday, and 9 AM - 6 PM Friday or give us a call at 802-257-5131. Together, let's build a brighter future!

Our Mission

At Members 1st Credit Union, our mission is clear: to provide reliable financial services that empower individuals and strengthen our community. We believe in fostering lasting relationships with our members by offering personalized solutions that cater to their unique financial situations. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also support local businesses through merchant services and business loans. Our dedication extends beyond just banking; we actively engage in community outreach programs that promote financial literacy and support local initiatives. This commitment ensures that we are not just a place for transactions but a vital part of the fabric of Brattleboro.

Branch Location & Accessibility

Banking Made Easy

We're here for you with flexible operating hours: our lobby welcomes members from 9 AM to 4 PM Monday through Wednesday, and we extend our hours until 6 PM on Fridays for your convenience. On Thursdays, we're open until 5 PM as well. Plus, if you're in a hurry, take advantage of our drive-thru service which opens every morning at 8 AM.

Convenient Access and Parking

At Members 1st, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring everyone can visit us comfortably. Ample parking is available right outside the entrance, making it easy for you to stop by whether you're on foot or driving. While you can reach us at our physical address for all your banking needs, please note that any official correspondence should be sent to PO Box 8245, Brattleboro, VT 05304-8245.

Services Tailored for You

At Members 1st Credit Union, we offer a variety of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM availability ensures you have access to cash whenever you need it. Feel free to call us at 802-257-5131 if you have any questions or need assistance. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. Our membership is open to individuals who share our values and want to benefit from personalized banking services designed with your needs in mind. Whether you're looking for checking accounts, savings options, or loans, being part of Members 1st means access to financial resources tailored just for you. To learn more about the specific eligibility requirements, feel free to visit our website. We're excited to help you take this step toward joining our community! When you're ready to open an account, don't hesitate to reach out at (802) 257-5131 or stop by our branch at 10 Browne Ct Brattleboro Vt 05301. We're here to assist you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily and efficiently, enhancing customer satisfaction while streamlining your operations. Our merchant services make this possible. Whether you're a local café or a retail store, we help you handle transactions smoothly, so you can focus on what you do best running your business. Located at 10 Browne Ct Brattleboro Vt 05301 in Brattleboro, VT, our team is dedicated to helping local businesses flourish. Reach out today at (802) 257-5131 to learn more about how we can assist you in achieving your business goals!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We know accessibility matters. Our branch features an ATM for easy cash withdrawals and balance checks, ensuring you're never far from your money when you need it. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days!

Business Banking

For small business owners in Brattleboro, we offer comprehensive business banking solutions. Our merchant services simplify transactions so you can focus on running your business without worrying about payment processing. Need a boost? We also provide business loans to help fund growth or manage cash flow.

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go with just a few taps on your smartphone.

Get In Touch

Ready to explore how Members 1st can support your financial journey? Call us at 802-257-5131 or visit us at our branch in Brattleboro during our operating hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM (with drive-up service starting at 8 AM). Let's work together toward achieving all of your financial dreams!

Personal Banking

Our personal banking options are tailored to fit your everyday needs. We offer checking and savings accounts that not only keep your money safe but also help it grow. If you're in the market for a new car, our auto loans and vehicle financing can get you behind the wheel quickly and affordably. For those looking to own a home, our mortgage loans and refinancing options make it easy to step into your dream house or lower your monthly payments on an existing mortgage. If unexpected expenses come up, our personal loans and debt consolidation services provide the support you need to navigate through tough times without breaking the bank. Plus, with our credit cards that offer rewards, every purchase can bring you closer to exciting perks and benefits!

Digital & Online Banking

Key Features

With our online banking services, available at https://www.members1st.org/, you can easily check your account balances, view transaction history, and transfer funds all with just a few clicks. We also provide electronic statements, so you can go paperless and access your financial information whenever you need it. Plus, with electronic signature authorization, signing documents has never been simpler or safer.

Mobile Application

For those who prefer banking on their phones, our mobile application is ready for download. It offers all the essential features right at your fingertips. You can manage your accounts, deposit checks using your camera, and even set up alerts to keep track of important transactions.

Real-Time Management

Need to send money to a friend? While person-to-person transfers aren't currently offered at Members 1st, you can still take advantage of other features like 24/7 online banking services for all your other needs. With real-time updates on your accounts, you'll always know where you stand financially. In summary, Members 1st provides a robust suite of digital banking solutions tailored for today's busy lifestyles. With user-friendly interfaces and strong security measures, managing your money has never been easier! Dive into our online banking services today at https://www.members1st.org/!

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced encryption technologies to protect your personal information. You can rest easy knowing that your data is safe while you enjoy the convenience of managing your finances from anywhere.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want a credit union that is dependable and focused on your financial well-being. Our commitment to maintaining strong financial health is evident in our impressive net worth of $2,003,774. This solid foundation enables us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Moreover, our net worth ratio of 9.80% illustrates our robust capital position, ensuring we can continue providing loans and competitive savings options even during uncertain economic times. Members' savings are secured through $7,146,252 in share certificates, giving you stable and rewarding opportunities for growth. We also focus on prioritizing our members over traditional banking practices. With no non-member deposits at $0, every resource we have is aimed at benefiting you through better loan rates and exclusive perks. With $1,686,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed to serve our members better. Our lending capacity is significant; we currently have $165 in used auto loans and $15,151,317 across various loans and leases, empowering you to achieve your financial goals. Our operational efficiency is reflected in our $34,396, which allows us to maintain competitive loan rates while delivering solid financial products for our members. We take pride in having 7 full-time employees and 2 part-time employees ready to assist you with expert advice and personalized service whenever you need it. With a total of 3,646 share accounts, it's clear that many trust us with their finances. This growing member base indicates the confidence placed in Members 1st as a reliable partner in managing money. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 10 Browne Ct Brattleboro Vt 05301 or call (802) 257-5131 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,616,881 in used vehicle loans and $2,803,629 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Credit Lines

For those who need additional flexibility in their finances, our total credit lines amounting to $1,000,000 can help bridge any gaps between income and expenses. Whether it's for unexpected costs or planned purchases, having access to credit can provide peace of mind. At Members 1st Credit Union, our commitment is to empower our members by offering diverse loan options and personalized service. Our team is here to help you explore all available refinancing options and ensure you understand eligibility requirements for each product. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or call today to discuss how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,606,488, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and needs. If you're considering refinancing your existing mortgage, we can guide you through eligibility options to find the best plan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,197,544 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while providing an easy way to track expenses.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, allowing users to make informed decisions.

The Benefits of Using LendMesh

LendMesh stands out for its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. Importantly, LendMesh does not prioritize lenders based on paid promotions; this means users receive unbiased results without any hidden agendas. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This feature empowers individuals to find the best options available, ultimately saving them time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the tool. To explore your loan options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS 1ST CREDIT UNION - Brattleboro, VT

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