Members 1st Credit Union Redding CA | Best Auto Loans & Online Banking

Introduction

Welcome to Members 1st, your trusted partner in financial growth and community support. Located at 4710 Mountain Lakes Blvd, Redding, CA 96003, we have been proudly serving our members since 1936. With a commitment to personal banking solutions, we understand that your financial needs are unique, and we're here to help you navigate them. At Members 1st, we believe in building strong relationships with our members. With over 23,946 individuals relying on us for their financial services, our dedicated team of 61 employees is committed to ensuring that you receive exceptional service every time you visit or call us at 530-222-6060. We take pride in our robust financial standing, boasting total assets of $336,159,839 and total deposits of $50,516,344. This strength allows us to offer a wide range of products including auto loans, mortgages, and credit cards tailored to fit your lifestyle. Our net worth stands at an impressive $32,541,147, highlighting our stability and ability to serve you effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 492395, Redding, CA 96049-2395. As a member-focused credit union, we pride ourselves on providing transparent and competitive rates on loans and savings accounts. Whether you're looking to purchase a new vehicle or refinance your mortgage, our friendly team is ready to assist you through every step of the process. Under the leadership of CEO Caroline Redmann and Board President Ken Reed, we strive for excellence in all aspects of our service. Our mission goes beyond just transactions; it's about fostering a thriving community where everyone can achieve their financial goals. Come visit us today or explore our website at Members 1st to learn more about how we can help you succeed financially. Your future starts here!

Branch History & Mission

Join Us

As we look toward the future, Members 1st invites you to become part of our story. Join us today and experience the benefits of being a member-driven credit union that prioritizes your needs above all else. Together, let's build a brighter financial future for ourselves and our community. For more information or assistance, please call us at 530-222-6060 or visit our website.

Our Journey

Since our inception, Members 1st has been dedicated to providing personalized banking solutions tailored to the needs of our members. Today, with a total membership of over 23,000 and assets exceeding $336 million, we have grown significantly while remaining true to our core mission: empowering individuals and families through exceptional financial services. Throughout our history, we have embraced innovation to enhance member experience. We've introduced online and mobile banking options that allow you to manage your finances anytime, anywhere. This commitment to accessibility also extends to our physical presence; while we don't currently offer ATM services or drive-thru banking at this location, we ensure that our lobby hours are convenient for all Monday through Friday from 9:00 am to 5:00 pm.

Our Mission

At Members 1st, our mission is clear: we aim to provide not just financial services but also support and guidance that fosters growth within the community. We believe in building lasting relationships with our members and promoting financial literacy among all age groups. Whether it's through offering competitive loan products like auto loans and mortgages or providing resources for personal finance education, we are here for you. We also understand the importance of giving back. Our outreach initiatives focus on supporting local charities and events that strengthen Redding's community spirit. By partnering with various organizations, we strive to make a positive impact beyond banking. While members can visit us at 4710 Mountain Lakes Blvd for in-person assistance, official correspondence should be sent to PO BOX 492395, Redding, CA 96049-2395.

Branch Location & Accessibility

Welcome to Members 1st, your trusted credit union located at 4710 Mountain Lakes Blvd in beautiful Redding, California. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're visiting the nearby parks or shopping centers, we're here to serve you. At Members 1st, we understand the importance of accessibility. Our location is designed with our members in mind, featuring ADA-compliant entrances and ample parking options to ensure that everyone can visit us comfortably. We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage financing, and more. While we do not have an ATM or drive-thru service at this branch, our friendly staff is always available to help you inside. For any official correspondence, please note that while members can visit us at our branch address, all mail should be directed to PO BOX 492395, Redding, CA 96049-2395. If you have any questions or need assistance, don't hesitate to give us a call at 530-222-6060. We invite you to come by and discover how Members 1st can support your financial journey!

Member Eligibility

Becoming a member of Members 1st feels like joining a family that genuinely cares about your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is designed to be accessible. Typically, anyone who lives, works, or worships in the community can join us. This means if you're part of our vibrant Redding area, you likely qualify! Membership comes with fantastic benefits, including competitive rates on loans and savings accounts, personalized service, and resources tailored to help you reach your financial goals. For a detailed look at all the eligibility criteria and any updates, feel free to visit our website at . Starting your journey with us is simple! You can open an account by visiting our branch located at 4710 Mountain Lakes Blvd Redding Ca 96003 or giving us a call at (530) 222-6060. Our friendly team is ready to assist you with the process during our operating hours from Monday through Friday, 9:00 am to 5:00 pm. We can't wait for you to experience all the advantages of being part of the Members 1st community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline payment processing. Imagine running a busy café where customers can pay quickly and easily using their preferred method, whether it's a credit card or mobile payment. Our solutions make transactions smooth and efficient, helping you serve your customers better while managing cash flow effectively. Located conveniently at 4710 Mountain Lakes Blvd Redding Ca 96003 in Redding, CA, we're here to assist you from Monday through Friday, 9:00 am to 5:00 pm. Reach out at (530) 222-6060 for personalized service tailored to your business's needs!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. These loans can help cover essential expenses like equipment purchases or working capital, allowing you to focus on what matters most growing your business.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we currently do not have ATMs at our branch location, our members can still access cash easily through other means as needed. At Members 1st, we're dedicated to making financial management accessible and straightforward for all our members. For any questions or assistance regarding these services, please reach out to us at (530) 222-6060 during our operating hours from Monday through Friday between 9:00 am and 5:00 pm. We look forward to serving you! Explore more about what we offer by visiting us at our website. Your financial success is just around the corner!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to ensure that your monthly payments are manageable.

Business Banking Solutions

For our business members, we provide an array of business banking services, including merchant services and business loans tailored specifically for small businesses. Whether you're just starting out or looking to expand, our team can guide you through financial solutions that will support your growth.

Credit Cards with Rewards

To enhance your spending power, we offer credit cards with rewards that allow you to earn points on every purchase. It's an excellent way to make the most out of your everyday expenses while enjoying perks like cashback and travel rewards.

Mortgage Loans & Refinancing

Owning a home is a big dream for many. At Members 1st, we facilitate this dream with our comprehensive mortgage loans and refinancing solutions. If you're considering purchasing a new home or looking to lower your current mortgage payment, our team is ready to help you find the right plan.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features so you can manage your finances from anywhere at any time. With online bill pay, account management, and mobile payment options available, staying on top of your finances has never been easier.

Personal Banking

One of the cornerstones of what we provide at Members 1st is our personal banking services. We understand that managing your finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed to fit your lifestyle. Whether you need a basic account for daily transactions or a high-yield savings option to grow your funds, we've got you covered.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options are designed to give you the financial freedom you need when those moments arise. Whether it's for a medical emergency or consolidating credit card debt, we're here to assist you every step of the way.

Digital & Online Banking

Key Features of Our Online Banking

Our online banking platform, accessible at https://www.members1st.com/ , provides everything you need at your fingertips. You can view your account balances, transfer funds, and even set up e-statements to help reduce paper clutter. Enjoy the ease of electronic signature authorization, which allows you to complete transactions without the hassle of printing documents. Need to send money to friends or family? Our person-to-person transfer feature makes it simple to send funds quickly and securely. Plus, with mobile payments available, you can make purchases directly from your smartphone without fumbling for cash or cards.

Mobile App Convenience

For those on the go, our mobile application ensures that your bank is always within reach. Whether you want to check your balance during lunch or pay a bill while waiting in line, our app makes banking effortless. With real-time notifications and updates, you'll always stay informed about your account activity. And if you're ever in doubt about security, rest assured that we prioritize the safety of your information above all else. At Members 1st, we're committed to making banking easier for you. Take advantage of our advanced digital services today and experience the freedom of managing your finances on your terms!

Financial Strength

A Growing Community

We are honored to serve a growing community of members with a total of 47,646 share accounts. This reflects the trust placed in us by nearly 24,000 members who have chosen Members 1st as their financial partner. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 4710 Mountain Lakes Blvd Redding Ca 96003 or call (530) 222-6060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Our commitment to safeguarding your savings is evident through the $73,147,205 in share certificates and $32,294,169 in money market shares we manage. These offerings provide stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members over profits; with $0 in non-member deposits, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we proudly employ 60 full-time employees and 1 part-time employees, ensuring that our branch is always ready to assist you with knowledgeable service.

Reinvestment for Better Services

We have $26,982,737 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $3,841 in used auto loans and $234,040,097 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $32,541,147, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further emphasized by our net worth ratio of $1,003, which demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $73,730,566 in used vehicle loans and $60,201,725 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Credit Lines

For those who need extra flexibility with their finances, our credit lines amount to $51,892,529. This option allows you to borrow what you need when you need it without the hassle of reapplying for funds each time. At Members 1st, we prioritize your financial well-being and are here to assist with refinancing or eligibility options if needed. Explore our loan offerings today and discover how we can help support your journey towards financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,901,913, making buying or refinancing simple and accessible. We strive to guide you through the process with clarity and ease so that you can focus on creating memories in your new home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $7,526,569 in loans helping members manage their finances effectively. These cards offer convenience and security while allowing you to maintain control over your spending.

Loan Aggregator

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MEMBERS 1ST CREDIT UNION