At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve you better and ensure your peace of mind. With a
net worth of $32,541,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 1003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$73,147,205 in share certificates and
$32,294,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$26,982,737 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with
$38,416 in used auto loans and
$234,040,097 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our
net income is currently $0, this reflects our commitment to investing back into the community and improving services rather than maximizing profits. We also take pride in having
60 full-time employees and
1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at
47,646, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. For more information about how we can help you achieve your financial goals or to discuss any questions you may have about our services or accounts, feel free to visit us at
1260 Pine St Redding Ca 96001 or call us at
530-222-6060. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.*