Members 1st Credit Union Redding CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st, your trusted financial partner located at 1260 Pine St, Redding, CA 96001. Since our establishment in 1936, we have proudly served our community, creating lasting relationships and helping members achieve their financial goals. With a solid foundation of $336,159,839 in total assets and a growing membership base of 23,946, we are committed to offering personalized banking solutions tailored to your needs. While you can visit us at our branch address, please direct any official correspondence to our mailing address at 4710 Mountain Lakes Blvd, Redding, CA 96003. Our dedicated team is here to assist you with a range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Under the leadership of our CEO Caroline Redmann and Board President Ken Reed, we strive to foster a welcoming environment where members feel valued. Our skilled staff of 61 employees works diligently to ensure that your experience with us is nothing short of exceptional. We pride ourselves on maintaining strong financial health with a net worth of $32,541,147 and total deposits amounting to $50,516,344. At Members 1st, we understand that access to your money when you need it is vital. That's why we offer convenient services like online banking and ATM access. Whether you're managing day-to-day expenses or planning for future investments, we're here for you every step of the way. For any inquiries or assistance, don't hesitate to reach out at 530-222-6060. We invite you to visit us in person or explore more about our offerings on our website at members1st.com. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

As part of Shasta County's landscape, we actively engage in community outreach efforts that promote financial literacy and support local charities. Our goal is not only to serve as your trusted financial institution but also as a responsible corporate citizen committed to making Redding a better place for everyone.

Join Us Today!

We invite you to become part of the Members 1st family! Experience firsthand the benefits of membership from competitive rates on loans and savings accounts to unmatched customer service tailored just for you. Visit us today or give us a call at 530-222-6060 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 5:30 pm. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors in 1936, Members 1st has evolved significantly. We began as a small credit union dedicated to helping local families achieve their financial dreams. Over the years, we've expanded our offerings and services while maintaining a strong focus on member satisfaction. Today, we provide a wide array of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our growth reflects not only our dedication to providing exceptional service but also our ongoing commitment to adapt and innovate. We have embraced digital advancements that enhance convenience for our members. With services like online banking and mobile payments available at your fingertips, managing your finances has never been easier.

Our Mission

At the heart of Members 1st is our mission: to empower individuals and families by providing accessible financial services while fostering a sense of community. We believe in making a positive impact beyond just banking; we strive to support local initiatives and partnerships that uplift those around us. We understand that every member has unique needs. That's why we are committed to offering personalized service tailored to each individual's goals. Whether you're looking for reliable loans or seeking advice on how to save for the future, our knowledgeable team is here to help. While members can visit us at 1260 Pine St for all their banking needs, official correspondence should be sent to our mailing address: 4710 Mountain Lakes Blvd, Redding, CA 96003.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, feel free to give us a call at 530-222-6060. We look forward to welcoming you at the Members 1st branch in Redding! Come visit us today and discover how we can support your financial journey!

Local Landmarks and Accessibility

Our branch is situated near popular local landmarks, making it a convenient stop while you run errands or enjoy the beauty of Redding. With ample parking available right outside our doors, accessing our services is hassle-free. We prioritize accessibility; our facility complies with ADA standards, ensuring that everyone can comfortably visit us.

Services Offered

At Members 1st, we offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our friendly staff is ready to assist you with personal loans, mortgage refinancing, and even business banking solutions. We also have an ATM available on-site for quick cash withdrawals and balance checks, enhancing your banking experience with added convenience.

Member Eligibility

At Members 1st, we believe that becoming a member is not just about opening an account; it's about joining a community that cares for you. If you're looking to become part of our welcoming family, you'll be pleased to know that eligibility is open to a variety of individuals and organizations. Whether you live, work, or worship in the Redding area or have family connections here, you could qualify for membership! We value diversity and inclusivity, so don't hesitate to reach out if you're unsure about your eligibility. To learn more about specific criteria and how you can join us at Members 1st, please check out the details on our website at . Once you've confirmed your eligibility, opening an account is a breeze! You can visit us at our branch located at 1260 Pine St Redding Ca 96001, where our friendly team will guide you through the process. If you have any questions along the way, feel free to give us a call at (530) 222-6060. We're here to help! Joining Members 1st means gaining access to excellent financial services tailored just for you. Welcome aboard!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. From point-of-sale systems to online payment processing, these tools help streamline operations and improve customer satisfaction. Picture a busy day where payments flow seamlessly, letting you concentrate on delivering excellent service rather than worrying about transactions. Located at 1260 Pine St Redding Ca 96001 in Redding, CA, our experienced team is here to help you navigate the options available. Reach us at (530) 222-6060 for personalized assistance and take the first step toward achieving your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or hire additional staff without the stress of cash flow concerns. Our loans are tailored to meet your specific requirements, allowing you to focus on what matters most growing your business.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide tailored business banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Connect with Us

We invite you to explore all the financial opportunities available at Members 1st. Our knowledgeable staff is just a phone call away at 530-222-6060, ready to answer any questions you may have about our offerings. Visit us today at our Redding branch or check out our website here for more information. Let us partner with you on your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features at Members 1st. With our online and mobile banking platforms, you can easily check your balance, pay bills, or transfer funds from anywhere at any time. Our ATM services ensure you have easy access to your cash whenever you need it. Whether you're withdrawing money or checking your balance, our basic ATM access provides reliable service without hassle.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts designed to help you save for the future while keeping your money accessible. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream car a reality. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and personalized support. Sometimes life throws unexpected expenses your way. That's why we also offer personal loans and debt consolidation options to help you manage those costs effectively. Plus, our credit cards with rewards give you the chance to earn while you spend.

Digital & Online Banking

At Members 1st, we understand that your time is valuable, and that's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Our secure and user-friendly platforms make it easier than ever to manage your finances right from the comfort of your home or on the go. With our 24/7 Online Banking Services, you can access your accounts anytime, day or night. Whether you need to check your balance, transfer funds, or pay bills, it's all just a click away at https://www.members1st.com/ . Plus, our Mobile Application allows you to handle your banking tasks directly from your smartphone, making banking as easy as tapping on an app. We prioritize your security with features like Electronic Signature Authorization, ensuring that your transactions are safe and protected. You can also enjoy the convenience of E-Statements, which allow you to view your account statements online rather than waiting for them in the mail. Sending money to friends or family? Our Person-to-Person Transfers feature lets you do just that without any hassle. And if you're looking for a quick way to pay for things, our Mobile Payments Feature is here to help simply use your phone to make secure payments anywhere you go. At Members 1st, we believe that managing your finances should be straightforward and convenient. Our digital services not only save you time but also give you real-time control over your accounts. Experience the ease of banking today!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve you better and ensure your peace of mind. With a net worth of $32,541,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $73,147,205 in share certificates and $32,294,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,982,737 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $38,416 in used auto loans and $234,040,097 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our net income is currently $0, this reflects our commitment to investing back into the community and improving services rather than maximizing profits. We also take pride in having 60 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 47,646, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. For more information about how we can help you achieve your financial goals or to discuss any questions you may have about our services or accounts, feel free to visit us at 1260 Pine St Redding Ca 96001 or call us at 530-222-6060. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,730,566 in used vehicle loans and $60,201,725 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

Our credit lines are another fantastic option for those who need extra financial flexibility. With a total of $51,892,529 available in credit lines loans, you can access funds as needed without the hassle of traditional lending processes. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you. We believe in providing straightforward information and support throughout the process. Feel free to reach out at 530-222-6060 during our operating hours: Monday - Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 5:30 pm. Our experienced staff is here to answer any questions and guide you through your loan journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members 1st, we're committed to providing transparent and accessible financial services tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,901,913, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the path toward owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,526,569 in loans helping members manage their finances effectively. These cards come with features designed to give you more control over your spending while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, ensuring transparency in the options available. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures that its loan comparisons are accurate and trustworthy. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from legitimate lenders guarantees fair and transparent offers for all users.

MEMBERS 1ST CREDIT UNION - Redding, CA

Compare Loan Rates Near You

Loan rates in Redding, CA (96001)