Medina County Credit Union Wadsworth OH | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Medina County, your trusted financial partner located at 1353 Reimer Rd, Wadsworth, OH 44281. Established in 1960, we've been dedicated to serving our community for over six decades, ensuring that our members feel valued and secure in their financial journeys. With a total membership of 9,807 and assets amounting to an impressive $126,200,439, we pride ourselves on being a stable choice for all your banking needs. At Medina County, we understand that life can be unpredictable. That's why we offer a variety of services designed to support you whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. We also cater to businesses with tailored banking solutions including merchant services and business loans. Our commitment to our members goes beyond just providing services; it's about building relationships based on trust and reliability. Led by our passionate CEO Pete Grimm and Board President Bud Herrle, our team of 24 employees is here to assist you with any inquiries or support you may need. We have a net worth of $15,070,838, ensuring that your deposits are safe and sound. As part of our dedication to transparency, we maintain a strong cash position with $1,640,148 readily available. While members can visit us at our branch location, official correspondence should be sent to PO Box 1010, Wadsworth, OH 44282. We invite you to explore more about us on our website Medina County or give us a call at 330-334-1023. Experience the difference of being part of a credit union that truly cares come in today and see how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking; we actively engage in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in events, we strive to make a meaningful impact in Wadsworth and its surrounding areas. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how Medina County can support your financial goals while making a positive difference in our community. For more information or assistance, feel free to call us at 330-334-1023 or visit our website at medfed.com. Join us today and be part of something greater!

Our Journey

Starting at our location on 1353 Reimer Rd, Wadsworth, OH 44281, we have steadily expanded our services and outreach. Our total assets now stand at an impressive $126,200,439, which enables us to offer a wide range of financial products tailored to meet the needs of our members. Whether it's personal banking, auto loans, or business services, we pride ourselves on providing accessible and competitive options. Our headquarters in Wadsworth, OH has always kept community at the forefront. We believe in building lasting relationships with our members and providing support that extends beyond banking. This mission drives us daily as we work towards empowering individuals and families in our area.

Our Mission

At Medina County, our mission is simple yet profound: to improve the financial well-being of our members while fostering a sense of belonging within our community. We aim to provide exceptional service through various channels including online banking and mobile payments. Our dedication to member satisfaction is reflected in our operating hours open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also recognize the importance of accessibility. That's why we offer an ATM on-site and drive-thru banking for your convenience. In addition, while members can visit us at 1353 Reimer Rd, official correspondence should be sent to our mailing address: PO Box 1010, Wadsworth, OH 44282.

Branch Location & Accessibility

Contact Us

Have questions or want to learn more about what we offer? Feel free to give us a call at (330) 334-1023 or stop by our branch. While members can visit us at 1353 Reimer Rd Wadsworth Oh 44281, official correspondence should be sent to PO Box 1010, Wadsworth, OH 44282 if that's different from our location. We invite you to come experience the personalized service that sets us apart. Your financial journey starts here at Medina County!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is close to key landmarks that make it easy to find. We have ample parking available, ensuring you can pop in without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy our services comfortably.

Operating Hours and Services

At Medina County, we value your time. That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We provide a full suite of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Need to make a quick deposit or withdrawal? Our drive-thru service is perfect for those on the go!

Member Eligibility

Becoming a member of Medina County is like opening the door to a warm, welcoming community where your financial needs are prioritized. If you're a resident or employee in Medina County or nearby areas, you're likely eligible to join us! Our membership is designed to include individuals and families who share our commitment to responsible banking. At Medina County, we pride ourselves on offering personalized services that make managing your money easier and more rewarding. Joining us is simple! To learn more about the eligibility requirements, you can check out the details at . If you're ready to take the next step, opening an account is just as straightforward. Feel free to give us a call at (330) 334-1023 for any questions or assistance you might need. We can't wait to welcome you into our family at Medina County, located at 1353 Reimer Rd Wadsworth Oh 44281!

Business Banking & Commercial Services

Merchant Services That Make Sense

Alongside our loan offerings, we provide merchant services that simplify transactions for your business. Whether you're processing payments online or in-store, our services ensure you can focus on what truly matters serving your customers. Our team at Medina County, located at 1353 Reimer Rd Wadsworth Oh 44281, Wadsworth, OH, is ready to partner with you on your journey to success. Let's grow together! Reach out today at (330) 334-1023 to learn more about how we can help your business thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,008, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

Visiting us is simple! You can take advantage of our drive-thru banking for quick deposits and withdrawals or stop by during lobby hours for more detailed transactions. With one ATM available at our branch location, accessing cash is straightforward whether you're on the go or planning ahead. At Medina County, we're committed to making your banking experience as smooth as possible. If you're ready to explore how we can assist with your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at (330) 334-1023 or visit our website at Main Branch. We look forward to serving you!

Business Banking Solutions

For entrepreneurs and business owners, Medina County offers essential banking solutions tailored just for you. Our business banking services include merchant services to help you accept payments easily, alongside business loans designed to support your growth ambitions. We understand how vital it is for businesses to have reliable financial partners, which is why we prioritize your needs in all our offerings.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature. Our ATM and cash withdrawal services ensure that you can access your money anytime you need it.

Personal Banking Services

We offer a variety of personal banking options that make managing your finances straightforward and convenient. You can open checking and savings accounts with us, allowing you to keep track of your funds effortlessly. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services provide competitive rates and personalized assistance. Additionally, if you find yourself needing extra funds for personal projects or debt consolidation, our personal loans can help ease your financial burden. Plus, our credit cards come with rewards that allow you to earn while you spend turning everyday purchases into valuable benefits.

Digital & Online Banking

Key Services

With our online banking, available at https://www.medfed.com/ , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our mobile application enhances this experience further, giving you full control over your finances while you're out and about. You can even make mobile payments effortlessly, making transactions simpler than ever.

Security and Accessibility

Your security is our priority. We provide electronic signature authorization for added protection, ensuring that your transactions are safe and secure. Plus, with 24/7 online banking services, you have the freedom to manage your accounts whenever it suits you best.

Stay Organized

Say goodbye to paper clutter with our e-statements feature. Enjoy the convenience of accessing your statements online whenever you need them. For those moments when you want to send money directly to friends or family, our person-to-person transfer service makes it easy and quick. At Medina County, we are committed to making your banking experience smooth and accessible. Whether you're looking to check balances or send money on the go, our digital banking solutions ensure you're always in control of your financial journey. Join us today and discover how easy managing your money can be!

Financial Strength

Growing Together

Our total share accounts stand at 18,615, showing a strong and growing member base that trusts us with their finances. This growth strengthens our ability to serve you effectively as we continue to expand our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Medina County is your trusted partner. Visit us at 1353 Reimer Rd Wadsworth Oh 44281 or call (330) 334-1023 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $15,399,690 in share certificates and $15,517,676 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $13,600,674 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,330,253 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $15,070,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,193 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We take pride in having 19 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $1,870 in used auto loans and $76,802,862 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,753,032 in used vehicle loans and $15,319,420 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you can find an option that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,008 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges, and we're here to support your financial needs as you navigate them.

Credit Lines

Our total credit lines amount to $37,925,343, giving you access to additional funds when necessary. This flexibility can be crucial for managing cash flow or making larger purchases without the need for immediate repayment. If you're interested in any of these loan products or would like to learn more about refinancing options, please don't hesitate to reach out. You can contact us at (330) 334-1023 or visit us at our branch located at 1353 Reimer Rd Wadsworth Oh 44281 in Wadsworth, OH. Our dedicated team is ready to assist you with any questions or concerns you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,413,604, make buying or refinancing simple. Our knowledgeable team is here to guide you through every step of the process, ensuring you understand all available options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $883,594 in loans helping members manage their finances effectively. This product allows you to handle unexpected expenses while enjoying benefits like rewards programs and low interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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MEDINA COUNTY FEDERAL CREDIT UNION