Medical Employees of Staten Island CU NY

Introduction

Welcome to Medical Employees Of Staten Island, your trusted partner in financial services located at 355 Bard Ave, Staten Island, NY 10310. Since our establishment in 1958, we have proudly served our community, providing a wide range of banking solutions tailored to meet the needs of our members. With over 825 members and assets totaling $2,705,612, we are committed to fostering financial wellness and supporting the goals of those we serve. At our branch, you'll find a dedicated team led by CEO Susan Ortolano and Board President Ann Marie Coffey, who work tirelessly to ensure that each member feels valued and supported. Our team of just two employees is here to assist you with personal banking, auto loans, mortgage loans, credit cards with rewards, and more. We know how important it is to have reliable financial guidance, and we strive to build lasting relationships with every interaction. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 355 Bard Ave, Staten Island, NY 10310. With total deposits reaching $188,357 and cash on hand amounting to $6,000, we're proud of our strong financial foundation. We're also excited about the variety of loans we offer over 210 loans and leases are currently extended to our members! This reflects our commitment not only to meeting immediate financial needs but also to empowering our community for future success. As a member-focused credit union, we prioritize your unique financial journey. Whether you're looking for checking and savings accounts or exploring options for debt consolidation, we're here to help every step of the way. Reach out to us at 718-876-2721 during our lobby hours from Monday through Friday from 8 AM to 4 PM. Join us at Medical Employees Of Staten Island and experience the difference that personalized service can make in achieving your financial goals!

Branch History & Mission

At Medical Employees Of Staten Island, we pride ourselves on a rich history that began in 1958. Since our inception, we have dedicated ourselves to serving the financial needs of our community. Located at 355 Bard Ave, Staten Island, NY 10310, our branch has grown from humble beginnings into a trusted financial partner for over 825 members. Our journey reflects not just growth in numbers but also an unwavering commitment to supporting the healthcare professionals who serve our community. Over the years, we have achieved significant milestones. With total assets amounting to $2705612, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. Our mission is straightforward yet powerful: we aim to provide accessible financial services while enhancing the lives of those within our community. Our location is easy to find, nestled near key landmarks in Staten Island. While members can visit us at our branch address, official correspondence should be sent to 355 Bard Ave, Staten Island, NY 10310 if needed. We ensure our services are available during convenient hours Monday through Friday from 8 AM to 4 PM making it easier for you to manage your finances. We believe in meeting modern needs with innovative solutions. While we currently do not offer ATM or drive-thru services, we provide essential shared branch transactions for partner credit union members. This ensures that even without traditional ATM access, you can still perform necessary banking activities seamlessly. The heart of our mission lies in community support and outreach. We collaborate with local organizations and participate in initiatives aimed at giving back to those who need it most. This connection with our community fuels our passion and drives us forward. In today's world where financial wellness is crucial, we invite you to join Medical Employees Of Staten Island. Experience firsthand how we blend personal service with effective financial solutions tailored just for you. Your membership supports not only your financial goals but also strengthens the fabric of our local community. Together, let's build a brighter future!

Branch Location & Accessibility

A Range of Services Just for You

While visiting us at this location, you can take advantage of a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking services like merchant accounts and business loans, we have something for everyone. Plus, if you're a member of one of our partner credit unions, feel free to utilize basic shared branch transactions such as deposits and withdrawals.

Easy Access and Parking

At our branch, we prioritize accessibility for all members. The facility is compliant with ADA standards, featuring ramps and spacious entryways to ensure everyone can visit us comfortably. Parking is available nearby, making it simple for you to drop by whenever you need assistance.

Operating Hours That Fit Your Schedule

We understand that life can be busy! That's why our lobby hours are designed with your convenience in mind. We are open Monday through Friday from 8 AM to 4 PM. Whether you're coming in for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is ready to help during these hours.

Stay Connected

For any questions or assistance before your visit, don't hesitate to give us a call at 718-876-2721. Our team is eager to assist you! While members can visit us at 355 Bard Ave for all their banking needs, official correspondence should be sent to the same address since there's no difference between our mailing address and branch location. So why wait? Swing by today and discover how the Medical Employees Of Staten Island can help you reach your financial goals!

Member Eligibility

At Medical Employees Of Staten Island, we believe that becoming a member means joining a caring community where you can access financial services tailored to your needs. If you're interested in membership, you'll be pleased to know that eligibility is quite inclusive. Typically, anyone who works in the medical field or is associated with medical organizations in our area is welcome to join us. We encourage you to visit [this link]( ) for the most detailed and updated information about eligibility requirements. Joining is simple! Once you've confirmed your eligibility, opening an account at Medical Employees Of Staten Island is just as easy. We're here to help guide you through the process so that you can take advantage of all the benefits we offer, including competitive rates on loans and personalized service. If you have any questions or need assistance, don't hesitate to reach out to us at (718) 876-2721. We're excited to welcome you to our family at Medical Employees Of Staten Island, located at 355 Bard Ave Staten Island Ny 10310!

Business Banking & Commercial Services

Business Loan Options

Imagine your business taking off new clients, expanded operations, and increased revenue. Our loan products help make that dream a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced market, having efficient payment processing can set you apart from the competition. Our merchant services are designed to streamline transactions, allowing you to focus on what truly matters: growing your business. With straightforward solutions tailored for your needs, you can enhance customer satisfaction while simplifying your financial operations. Whether you're just starting or looking to expand at 355 Bard Ave Staten Island Ny 10310, Staten Island, NY, we're here to empower your business journey. Give us a call at (718) 876-2721 to explore how we can assist you today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this branch location, we do offer cash withdrawal services through shared branch transactions for members of partner credit unions. This means you can access your money even when you're away from home. At Medical Employees Of Staten Island, we're committed to ensuring that every member has access to essential banking services that fit their needs. To learn more about how we can help you achieve your financial goals or if you have any questions about our offerings, please don't hesitate to reach out at 718-876-2721 during our lobby hours from Monday through Friday, 8 AM to 4 PM. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are crafted to make your car-buying experience smooth and affordable. We understand that buying a car is a significant investment, which is why we work with you to find rates that fit your budget. Picture yourself driving off in your new car with a manageable monthly payment plan.

Business Banking

For entrepreneurs and business owners, we offer business banking services including merchant services and business loans. We know how important it is for small businesses to have reliable financial support. Our team is ready to assist you in growing your business through tailored financial solutions.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewards that let you make the most out of your purchases. Imagine earning points for every dollar spent whether on groceries or travel and using those points towards exciting rewards.

Mortgage Loans & Refinancing

If home ownership is on your horizon, our mortgage loans can help turn that dream into reality. We offer competitive rates and personalized service for first-time buyers or those looking to refinance an existing mortgage. Our knowledgeable staff will walk you through the process, ensuring you understand each step along the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking options so you can manage your finances anytime, anywhere. Whether checking balances or transferring funds on-the-go, our digital services make banking easier than ever before.

Personal Banking

We offer personal banking services that include checking and savings accounts designed to suit various lifestyles. For those who want to manage their finances easily, our accounts provide features that help you save and spend wisely. Imagine having access to funds whenever you need them without worrying about excessive fees or complicated terms.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come in handy. Whether it's for medical bills, home repairs, or consolidating debt, we're here to help you regain control over your finances. With clear terms and reasonable repayment plans, our loans can provide the relief you need.

Digital & Online Banking

At Medical Employees Of Staten Island, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. While our online banking services are currently not available, we are committed to providing you with accessible options for personal banking. Our members can benefit from a variety of features aimed at making everyday banking easier. For instance, while electronic signatures are not authorized yet, we strive to provide safe and reliable services for all transactions. Additionally, e-statements aren't offered at this time, but rest assured that your privacy and security remain our top priorities. When it comes to mobile payments, we currently do not support this feature; however, we're continually looking for ways to enhance your banking experience. Although our mobile application is not available yet, we encourage you to stay tuned for future updates that may bring these conveniences closer to you. For those who wish to send money easily, person-to-person transfers are also unavailable right now. But we know how important these services can be in today's fast-paced world, and we're working hard towards expanding our offerings in the near future. Even without 24/7 online banking services at this moment, our dedicated team is here during regular business hours from Monday to Friday, 8 AM to 4 PM at our branch located at 355 Bard Ave Staten Island Ny 10310. Whether you're coming in for personal banking needs or seeking advice on loans and accounts, we're here to help! In the meantime, feel free to reach out by phone at (718) 876-2721 if you have any questions or need assistance with your account. We appreciate your patience as we work toward enhancing our digital banking capabilities at Medical Employees Of Staten Island!

Financial Strength

Committed Team

Our branch employs 2 full-time employees, ensuring that our location is always ready to serve you with a knowledgeable and committed team. We also take pride in having a growing membership base of 877 total share accounts, showing that more people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Medical Employees Of Staten Island is your trusted partner. Visit us at 355 Bard Ave Staten Island NY 10310 or call 718-876-2721 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Our members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By not relying on non-member deposits currently standing at $0 we focus all our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $51,213 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to enhance our services continuously while maintaining the trust you place in us.

Solid Financial Health

With a net worth of $216,339, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 800 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We have $1,277,010 in total loans and leases, including 20 used auto loans, supporting our members' financial goals across various sectors. Our net income of $6,194 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $312,161 in used vehicle loans and $252,954 in new vehicle loans already helping members get on the road. Whether you're considering a new or used car, our friendly team is here to assist you through every step of the application process.

Credit Lines and Personal Loans

We provide flexible terms on credit lines with a total of $100,000 available. These lines can help manage expenses or unexpected costs more effectively. Additionally, if you're looking for personal loans or debt consolidation solutions, we have options designed to fit various financial situations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to stay tuned as we expand our offerings in the future.

Unsecured Credit Card Loans

For those who prefer credit cards without collateral requirements, we also offer flexible terms on unsecured credit card loans. While there are currently no active unsecured credit card loans issued, our commitment to helping members manage their finances effectively remains strong. Whether you're interested in auto financing or exploring other types of loans, our team at Medical Employees Of Staten Island is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit us during our lobby hours from Monday through Friday, 8 AM to 4 PM. Let us help you take the next step towards fulfilling your financial dreams!

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MEDICAL EMPLOYEES OF STATEN ISLAND FEDERAL CREDIT UNION - Staten Island, NY