Med Park Credit Union Grand Forks ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Med Park Credit Union, where we believe in empowering our members through personalized financial solutions. Located at 2150 32Nd Ave S Ste E, Grand Forks, ND 58201, our branch has been a cornerstone of the community since 1965. With a rich history and a commitment to serving our 1,576 members, we strive to offer services that make a real difference in your financial journey. At Med Park Credit Union, we take pride in our strong financial foundation, boasting total assets of $17,527,207 and total deposits amounting to $3,149,542. We are dedicated to providing you with competitive rates on loans and savings options while ensuring your investments are safeguarded our net worth stands at an impressive $2,652,046. This stability allows us to offer a diverse range of products, including personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our leadership team is committed to fostering relationships built on trust. Under the guidance of our CEO, Veronica Holweger, and Board President Paul Edman, we continuously seek ways to enhance member experience and community involvement. With just four employees, we maintain a friendly and approachable atmosphere where your financial needs are our top priority. While members can visit us at our branch location for personal service and support during our operating hours from 8:30 AM to 4:30 PM, official correspondence should be sent to our mailing address: PO Box 6002, Grand Forks, ND 58206-6002. We invite you to explore what Med Park Credit Union has to offer by visiting our website at medparkcu.com or calling us at 701-757-0793. Join us today as we work together toward your financial success!

Branch History & Mission

At Med Park Credit Union, our story began in 1965 when we opened our doors to the community of Grand Forks, ND. From the very start, our mission has been to provide a friendly and supportive banking environment where members can thrive financially. Over the years, we have grown significantly, proudly serving over 1,576 members while managing total assets of $17,527,207. Located at 2150 32Nd Ave S Ste E, just a stone's throw from local parks and bustling neighborhoods, our branch is easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to PO Box 6002, Grand Forks, ND 58206-6002. Our mission is simple yet impactful: we strive to empower our members with the financial tools they need to achieve their goals. Whether it's personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we are here to support you every step of the way. We believe that banking should be about building relationships and enhancing community well-being. As part of our commitment to innovation and inclusivity, we offer online and mobile banking services that allow you to manage your finances conveniently. We also ensure our facilities are ADA compliant so that everyone can access our services without barriers. While we currently do not have ATM services or drive-thru banking available at our branch, we invite you to explore our full range of services during lobby hours from 8:30 AM to 4:30 PM Monday through Friday. Throughout the years, Med Park has formed valuable partnerships within the community and engaged in outreach efforts designed to uplift those around us. Our focus on providing tailored financial solutions has helped many navigate their unique situations with confidence. Join us at Med Park Credit Union and experience a banking relationship that prioritizes your needs. Together, let's build a brighter financial future for you and our community! For more information or assistance, feel free to reach out at 701-757-0793 or visit us online at medparkcu.com.

Branch Location & Accessibility

Welcome to Med Park Credit Union, your friendly neighborhood financial partner located at 2150 32Nd Ave S Ste E in the heart of Grand Forks, ND. Our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for members to stop by. Whether you're heading home from work or out for errands, our location is designed with your convenience in mind. While members can visit us at our branch address, any official correspondence should be sent to PO Box 6002, Grand Forks, ND 58206-6002. We pride ourselves on being a welcoming place for everyone, and we're committed to ensuring that our facilities are accessible. From ADA-compliant entrances to ample parking, we've thought of everything to make your visit smooth and hassle-free. Our lobby hours are designed to fit into your busy schedule, open Monday through Friday from 8:30 AM to 4:30 PM. This gives you plenty of time to come in and explore the range of services we offer, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While we currently don't have an ATM or drive-thru service available at this branch, our dedicated team is always ready to assist you with all your banking needs in person. If you ever have questions or need assistance, feel free to give us a call at 701-757-0793. We invite you to stop by and discover how Med Park Credit Union can help you achieve your financial goals. We look forward to serving you!

Member Eligibility

Becoming a member of Med Park is like stepping into a welcoming community where your financial needs are truly understood and supported. If you live, work, or worship in the Grand Forks area, or have an immediate family member who does, you're already on the path to membership! We believe in making banking accessible for everyone, so even if you don't meet those specific criteria, we encourage you to reach out there may be other ways for you to join our family. The perks of being a member at Med Park include personalized service, competitive rates on loans and savings, and a range of products tailored just for you. To get started, simply visit us at 2150 32Nd Ave S Ste E Grand Forks Nd 58201 or give us a call at (701) 757-0793. Our friendly staff will guide you through the easy process of opening an account and help answer any questions you might have about eligibility. For more detailed information about who can join us and to stay updated on any changes, check out our eligibility page. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services provide essential tools for managing transactions effortlessly. Imagine being able to accept payments easily from your customers, whether they're paying at your storefront or online. This convenience not only enhances customer satisfaction but also streamlines your daily operations. Visit us at 2150 32Nd Ave S Ste E Grand Forks Nd 58201 in Grand Forks, ND to explore how our business banking and commercial services can empower your business today! For inquiries, call us at (701) 757-0793 or check out our website at https://www.medparkcu.com/.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Med Park is here to support your journey with tailored services including merchant services and business loans. We know how vital it is for businesses to have reliable banking solutions that grow with them. Our team is ready to help you streamline transactions and secure financing that fuels your business ambitions.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features so you can manage your finances from the comfort of your home or on the go. With capabilities like person-to-person payments and easy account management at your fingertips, handling your finances has never been easier. At Med Park, we pride ourselves on being more than just a bank; we're a partner in your financial journey. Whether you're stopping by our branch in Grand Forks or accessing our services online at medparkcu.com, we're here for you. Have questions or want more information? Don't hesitate to reach out! Call us at 701-757-0793 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. Let us help you take the next step toward achieving your financial dreams!

Loans Tailored for You

When it comes to financing major purchases or consolidating debt, our auto loans and vehicle financing options provide flexibility and competitive rates that can make all the difference. Picture yourself driving away in a new car without the financial burden weighing you down. Additionally, if you're considering buying a home, our mortgage loans and refinancing services simplify the process so you can focus on what matters most finding the perfect place to call home. For those unexpected expenses or personal projects, our personal loans and debt consolidation options offer quick access to cash when you need it most. And don't forget about our credit cards with rewards that let you earn while you spend!

Personal Banking Solutions

Managing your finances should be straightforward and stress-free. At Med Park, we offer various checking and savings accounts designed to fit your lifestyle. Imagine easily tracking your spending with our user-friendly online banking platform or saving for that dream vacation with a high-yield savings account. Our mobile banking app ensures you have access to your accounts anytime, anywhere making it easy to stay on top of your financial game.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank on the go. Whether you're commuting, running errands, or relaxing at home, you can complete transactions in just a few taps. Plus, with mobile payments, making purchases is a breeze just link your account and pay directly from your phone. We know that security is crucial when it comes to online transactions. That's why we offer electronic signature authorization for added peace of mind when signing documents digitally. You can also opt for e-statements, which not only help reduce paper clutter but also allow for easy tracking of your finances. Need to send money to friends or family? Our person-to-person transfers make it simple and quick. Just enter their information, and you're good to go! At Med Park, we believe that banking should fit into your life effortlessly. With these user-friendly features, managing your money becomes a hassle-free experience. Explore all that our digital banking services have to offer today!

Financial Strength

Commitment to Growth and Innovation

With $2,393,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $13,614,155 in total loans and leases, including $4,189,315 in used auto loans, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 3,017, showing a strong and growing member base that trusts us with their finances. This trust is the backbone of our operations at Med Park. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Med Park is your trusted partner. Visit us at 2150 32Nd Ave S Ste E Grand Forks ND 58201 or call 701-757-0793 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our net income of $258,326 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,609,853 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Strong Financial Position

With a net worth of $2,652,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,189,315 in used vehicle loans and $2,791,284 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that can fit any budget. Plus, if you're considering refinancing your current auto loan, we can help you explore those options as well.

Credit Lines

For those looking for additional flexibility in their borrowing options, our credit lines total $498,000. These lines can serve as a safety net for unexpected expenses or give you the freedom to make purchases when needed. At Med Park in Grand Forks, ND (2150 32Nd Ave S Ste E), we are dedicated to providing personalized service tailored to your financial needs. If you have any questions or would like more information about our loan products or eligibility requirements, please don't hesitate to reach out at 701-757-0793. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,042,906. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing finances can be challenging at times, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,022,444 in unsecured credit card loans available to our members, you can take control of your spending and enjoy peace of mind.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that the offers displayed are fair and transparent. By leveraging data from reputable financial institutions, LendMesh provides users with reliable information they can trust.

MED PARK CREDIT UNION - Grand Forks, ND

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