Mead Coated Board Pittsview AL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mead Coated Board, your trusted financial partner in Pittsview, AL. Established in 1967, we have proudly served our community for over five decades, helping our members achieve their financial goals with personalized service and a commitment to excellence. Our branch is located at 1705 Highway 165, Pittsview, AL 36871, where our friendly team is ready to assist you. At Mead Coated Board, we are more than just a credit union; we are a community-focused institution that values relationships. With a total membership of 1,500 and assets exceeding $44 million, we work diligently to ensure that every member feels valued and supported. Our total deposits stand at $426,842, reflecting the trust our members place in us. Under the leadership of CEO Mary Shaw and Board President David Bush, we strive to create a welcoming environment where you can access a range of services from personal banking to business loans. Our offerings include checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more all designed to meet your unique needs. While members can visit us at 1705 Highway 165, official correspondence should be sent to our mailing address: P.O. Box 99, Eufaula, AL 36072-0099. We invite you to explore how we can help you secure your financial future. Feel free to reach out at 334-232-4036 for any inquiries or visit us during our operating hours: Tuesday through Thursday from 8:00 a.m. to 4:30 p.m., and Friday from 8:00 a.m. until noon. Join us today at Mead Coated Board where your financial success is our priority!

Branch History & Mission

Community Commitment

Beyond banking, we are deeply committed to giving back. We actively engage with local organizations and participate in community outreach efforts that strengthen our ties with Pittsview. Our goal is not only to serve as a financial institution but also as a responsible neighbor who contributes positively to the lives of those around us. While members can visit us at 1705 Highway 165 Pittsview Al 36871, official correspondence should be sent to P.O. Box 99, Eufaula, AL 36072-0099. Our operating hours are designed for your convenience: Tuesday through Thursday from 8:00 a.m. to 4:30 p.m., and Friday from 8:00 a.m. until noon.

Looking Ahead

As we look toward the future, we remain focused on enhancing our services through technological advancements while ensuring accessibility for everyone. Although we currently do not offer ATM or drive-thru services, we provide robust personal banking options and aim for continuous improvement in meeting member needs. Join us at Mead Coated Board and experience firsthand how our commitment to service can make a difference in your financial journey. Together, let's build a stronger community one member at a time! For inquiries or assistance, feel free to contact us at (334) 232-4036.

Our Journey

Since our inception, Mead Coated Board has focused on providing accessible financial services tailored to the needs of our members. Over the years, we've continually adapted to meet the changing landscape of finance while staying true to our core values. With total assets amounting to $44,605,012, we strive to ensure that each member feels valued and supported. Our mission is simple yet powerful: to empower individuals and families through quality financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we work diligently to offer products that help our members achieve their financial goals.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that prioritize accessibility for all members. We have ramps and ADA-compliant facilities to ensure everyone can comfortably access our services. Plus, parking is ample and convenient, allowing for easy entry and exit.

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Stop by on Tuesday through Thursday from 8:00 a.m. to 4:30 p.m., and on Friday from 8:00 a.m. until noon. Our staff is ready to assist you during these times with a range of services designed for both personal and business banking needs.

Services Offered

At Mead Coated Board, we offer an array of financial services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and credit cards with rewards. Whether you need assistance with personal banking or business-related services like merchant accounts and business loans, our dedicated team is here to help. Although we currently do not have ATM availability or drive-thru service at this location, our knowledgeable staff is always ready to assist you inside the branch. We invite you to come by and explore how we can support your financial journey. If you have any questions or need assistance before visiting us, feel free to call us at 334-232-4036. We look forward to welcoming you soon!

Member Eligibility

Joining Mead Coated Board is like stepping into a community that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in the area of 1705 Highway 165 Pittsview Al 36871 are welcome to apply. This means if you're part of our vibrant local community, you're already on the right track! Plus, being a member opens up a world of benefits including personalized service and competitive rates on loans and savings accounts. Getting started is easy! You can find all the details about eligibility requirements. If you're ready to take the next step towards membership or have any questions, don't hesitate to give us a call at (334) 232-4036. We're here to help you every step of the way!

Business Banking & Commercial Services

At Mead Coated Board in Pittsview, AL, we understand that every business journey is unique. Whether you're just starting out or looking to expand, we have the tools to help you succeed. Our commercial loan options can provide the financial boost you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services are designed to streamline your operations. Imagine being able to accept payments easily while managing your transactions with efficiency. This means less time worrying about finances and more time focusing on what you do best running your business. Visit us at 1705 Highway 165 Pittsview Al 36871 or give us a call at (334) 232-4036 to learn how we can partner with you on your path to success!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans. These offerings ensure that you have the resources needed to grow and thrive in today's competitive market.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program lets you earn points on every purchase, making it easy to enjoy the benefits of spending wisely.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your finances anytime and anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer. While we currently do not have ATM services at our branch location or drive-thru facilities, we are committed to making cash withdrawal processes straightforward through other means. At Mead Coated Board, we're here for you every step of the way. For any inquiries about our services or to discuss how we can assist with your financial goals, don't hesitate to reach out at (334) 232-4036 during our operating hours: 8:00 a.m. - 4:30 p.m. Tuesday through Thursday and 8:00 a.m. - noon on Fridays. Your financial success starts here! Come visit us or give us a call today!

Personal Banking

Our personal banking services are designed with you in mind. We offer various Checking & Savings Accounts that help you manage your day-to-day finances effectively. Imagine having a safe place to store your money while earning interest at the same time our savings accounts do just that! When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing options. With competitive rates and flexible terms, purchasing a new car can be stress-free. If home ownership is on your horizon, consider our Mortgage Loans & Refinancing services. We strive to simplify the process of buying or refinancing your home so that you can focus on what truly matters. For those unexpected expenses or consolidation needs, our Personal Loans & Debt Consolidation products provide a practical solution. You can take control of your financial situation with manageable repayment plans tailored to fit your budget.

Digital & Online Banking

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Although we currently don't offer features like mobile applications or person-to-person transfers, you can still manage your finances with ease through our user-friendly platform. For more information about our online banking options.

Real-Time Account Management

Managing your money shouldn't be a hassle. Our online banking allows you to check balances, view transaction history, and transfer funds all from the comfort of your home. Even though we don't have mobile payments or a mobile app yet, our web-based services are designed to keep you in control of your finances. In summary, while there are some limitations in our digital offerings at Mead Coated Board, we remain committed to providing a secure and accessible way for you to manage your accounts effectively. We're continuously looking for ways to enhance our services and meet the needs of our members better. If you have any questions or need assistance, feel free to reach out to us!

Security and Accessibility

Your security is our top priority. While we don't provide electronic signature authorization or e-statements at this time, we ensure that all transactions are protected with the latest security measures. You can trust that your personal information is safe while you navigate your accounts.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 1,576, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mead Coated Board is your trusted partner. Visit us at 1705 Highway 165 Pittsview Al 36871 or call (334) 232-4036 to learn more about how we can help you achieve your financial goals.

Member-Centric Deposits

Members' savings are secured through stable opportunities. Although we currently have $0 in share certificates and $0 in money market shares, these options contribute to rewarding financial growth for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $77,488 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $9,025,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to enhance your banking experience continually. Our lending capacity is robust. With $142 in used auto loans and $10,330,380 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $9,159,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,589,933 in used vehicle loans and $3,280,469 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, we have you covered.

Credit Lines

Our total credit lines amount to $1,000,000, giving you the flexibility you need for unexpected expenses or planned purchases. With straightforward terms and no hidden fees, our credit lines empower you to manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can help you take the next step towards owning your home. If you're considering refinancing your existing mortgage, we also provide tailored options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is perfect for those who prefer not to put down collateral while still having access to funds when they need them. At Mead Coated Board, we're committed to providing our members with accessible financing solutions tailored to their unique needs. For any questions regarding eligibility or refinancing options, feel free to reach out to us at (334) 232-4036. Our friendly staff is here to assist you during our operating hours: 8:00 a.m. - 4:30 p.m., Tuesday through Thursday, and 8:00 a.m. - noon on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

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MEAD COATED BOARD FEDERAL CREDIT UNION - Pittsview, AL

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