MCT CREDIT UNION - Port Neches, TX

Welcome to Mct at our Port Neches Branch, located conveniently at 2736 Nall St, Port Neches, TX 77651. Since our establishment in 1953, we have been dedicated to serving the financial needs of our community with trust and reliability. With a total membership of 21,554 and assets exceeding $363,109,332, we pride ourselves on being a solid partner for your financial journey. At Mct, we offer a wide range of services tailored to meet your personal and business banking needs. Our commitment to our members is reflected in our impressive total deposits of $17,288,515 and a net worth of $39,601,436. Whether you are looking for auto loans, mortgage options, or business financing solutions, we've got you covered. While members can visit us at our branch location for all banking needs, official correspondence should be sent to our mailing address at PO Box 279, Port Neches, TX 77651. Our friendly staff is here to assist you from Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, and on Thursdays until 6:00 PM. Under the leadership of CEO Thad Angelle and Board President George Scott, Jr., our team works hard to foster an environment where members feel valued and supported. We employ around 80 dedicated individuals who are ready to help you navigate your financial landscape. Join us today at Mct or give us a call at 409-727-1446 to discover how we can help you achieve your financial goals! Visit our website at mctcu.org for more information on our services and offerings. Your journey towards financial success starts here!

At Mct, becoming a member means joining a warm and supportive community where your financial well-being is our priority. We welcome individuals who live, work, worship, or attend school in the Port Neches area to become part of our family. If you meet these simple eligibility criteria, you can enjoy all the benefits that come with membership, including personalized service and access to a range of financial products tailored just for you. For more detailed information on what it takes to join us, feel free to check out our eligibility guidelines at . Opening an account is straightforward and can be done in person at our branch located at 2736 Nall St Port Neches Tx 77651. Our friendly team is here to guide you through the process and answer any questions you might have. You can also reach us at (409) 727-1446 if you prefer to chat before visiting. Join us today and discover how Mct can help you achieve your financial goals!

At Mct, we understand that your time is valuable, and that's why we offer a range of digital and online banking services designed to make your financial life easier and more secure. With our user-friendly platform, you can manage your accounts from anywhere, anytime whether you're at home or on the go. Explore our online banking services at https://www.mctcu.org/ to discover how easy it is to take control of your finances. Our 24/7 online banking option allows you to check your balances, pay bills, and transfer funds all at your convenience. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily, making transactions hassle-free. Security is always a top priority for us. With electronic signature authorization available, you can sign documents digitally without worrying about safety. Plus, our commitment to providing e-statements means you'll have instant access to your account statements no more waiting for the mail! If you're looking for banking on the move, our mobile application brings all these features right into your pocket. You can deposit checks, monitor transactions, and even set up alerts so you're always in the loop. While we currently don't offer mobile payments, our robust app ensures that managing your finances is as straightforward as possible. Join us today at Mct and experience the benefits of modern banking tailored just for you. Your financial journey deserves the best tools let's get started!

At Mct, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is backed by solid metrics that demonstrate our reliability and commitment to serving you. With a net worth of $39,601,436, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $30,931,345 in share certificates and $20,623,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $39,443,209 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,517 in used auto loans and $230,019,145 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) total $76,528,768, while the number of total share accounts stands at 44,233, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mct is your trusted partner. Visit us at 2736 Nall St Port Neches Tx 77651 or call (409) 727-1446 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.