McPherson Co-op Credit Union McPherson KS | Best Auto Loans & Business Banking

Introduction

Welcome to Mcpherson Co-op, where community and financial wellness go hand in hand! Located at 1999 S Main St, Mcpherson, KS 67460, our credit union has been serving the needs of our members since 1946. With a strong commitment to providing personalized banking solutions, we proudly support over 3,141 members with a total asset base of $42,596,658. Our dedicated team of 12 employees, led by CEO Brenda Kliewer and Board President Audrey Miller, is here to ensure you receive the best service possible. At Mcpherson Co-op, we understand that your financial goals are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With total deposits reaching $798,385, we prioritize your financial security and strive to provide competitive rates on our loans currently totaling 1,840 in number. For your convenience, our branch is equipped with an ATM and drive-thru services to make banking easier for you. While you can visit us at our main location for all your banking needs, please note that any official correspondence should be sent to our mailing address: P.O. 904, McPherson, KS 67460. We invite you to explore how Mcpherson Co-op can help you achieve your financial dreams. Whether you're looking for guidance on loans or simply want to open an account, don't hesitate to reach out! Call us at 620-241-9308 or visit us online at mcphersoncu.com. We're excited to partner with you on your financial journey!

Branch History & Mission

A Rich Legacy

The journey of the Mcpherson Co-op began with a small group of visionaries who wanted to create a financial institution that prioritizes its members over profits. Since then, we have grown significantly, currently boasting a total membership of 3,141 individuals. Our commitment to providing quality services has helped us accumulate total assets of approximately $42,596,658. We started small but have always aimed high, ensuring that our members receive personalized service and innovative solutions tailored to their needs. Located at 1999 S Main St, Mcpherson, KS 67460, we are easily accessible for all your banking needs. Our branch is equipped with a drive-thru for convenience and an ATM for quick access to your funds. Our operating hours from Monday through Friday, 8:00 a.m. to 5:00 p.m., ensure that we're here when you need us most.

Join Us

As we look ahead to the future, we invite you to join the Mcpherson Co-op family. Experience the benefits of being part of a cooperative where your voice matters. Together, let's continue building a brighter financial future for ourselves and our community. For more information about our services or how to become a member, please call us at 620-241-9308 or visit our website at mcphersoncu.com. Your journey towards smarter banking starts here!

Our Mission

At Mcpherson Co-op, our mission is clear: to provide reliable financial services while fostering community growth and support. We believe that everyone deserves access to affordable banking solutions. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home project, we're dedicated to guiding you on your financial journey. We take pride in our community involvement as well. By participating in local events and partnering with various organizations, we strive to make a positive impact beyond just banking. We understand that strong communities build stronger members; that's why we prioritize outreach efforts that uplift those around us. While members can visit us at 1999 S Main St, official correspondence should be sent to P.O. 904, McPherson, KS 67460. In today's fast-paced world, we also embrace technology to serve you better. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that your banking experience is both modern and user-friendly.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch offers ADA-compliant features, including ramps and designated parking spots, ensuring that all members can visit us comfortably. Plus, with our ample parking space, you won't have to worry about finding a spot when you come by.

Contact Us

While you can visit us at 1999 S Main St Mcpherson Ks 67460, official correspondence should be sent to P. O. 904, McPherson, KS 67460 if it differs from our branch address. If you have any questions or need assistance before your visit, feel free to call us at (620) 241-9308. We invite you to stop by and discover how Mcpherson Co-op can help meet your financial needs today!

Operating Hours and Services

At Mcpherson Co-op, we're committed to making your banking experience as smooth as possible. Our lobby hours are Monday through Friday from 8:00 a.m. to 5:00 p.m., providing plenty of time for you to drop in for your banking needs. Whether you're looking to open a new account, apply for an auto loan, or simply ask a question, our friendly staff is ready to assist you. For added convenience, we offer drive-thru banking services for quick transactions such as deposits and withdrawals. If you prefer cash access, don't forget that we also have an ATM available right at our location.

Member Eligibility

Becoming a member of Mcpherson Co-op feels like joining a warm, supportive family where your financial well-being matters. If you're looking to unlock the benefits of membership, you'll be pleased to know that eligibility is open to anyone who lives or works in McPherson County and its surrounding areas. This means you can easily tap into our services designed with you in mind whether it's saving for your future, financing your next vehicle, or enjoying personalized banking solutions. To learn more about the specific eligibility criteria, feel free to visit our detailed page at https://www.mcphersoncu.com/about-us/membership.aspx. Once you're ready to take the next step, opening an account is simple and straightforward! You can start the process online by visiting https://mobicint.net/mco/autoenrollment, or if you prefer a more personal touch, give us a call at (620) 241-9308. Our friendly team is here to assist you during our operating hours from Monday through Friday, 8:00 a.m. to 5:00 p.m. We're excited to welcome you into the Mcpherson Co-op community at 1999 S Main St Mcpherson Ks 67460, where your financial journey will truly begin!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, whether they pay with cash, card, or mobile app. This convenience not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what truly matters growing your business. Visit us at 1999 S Main St Mcpherson Ks 67460 in Mcpherson, KS, or call us at (620) 241-9308 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Services

For those times when you need cash quickly, our ATM & cash withdrawal services ensure you're never left without access to your funds. We also have basic drive-thru banking available for quick deposits and withdrawals without leaving your vehicle. At Mcpherson Co-op, we pride ourselves on being more than just a credit union; we are part of the community. Your financial well-being is our priority. If you have questions about any of these services or need assistance getting started, don't hesitate to reach out! Call us at (620) 241-9308 or visit us at our branch in Mcpherson, KS. We look forward to serving you!

Business Banking

If you're a business owner or entrepreneur, our business banking services, including merchant services and business loans, provide the support needed to grow and thrive. We understand the unique challenges faced by small businesses and are committed to helping you succeed.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also reward you for your spending. Imagine earning points for every dollar spent points that can be redeemed for travel, merchandise, or even cash back!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts anytime from anywhere with ease! You can check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments all at your fingertips.

Home Financing

If homeownership is on your mind, we provide comprehensive mortgage loans and refinancing options. Our team will guide you through the process, ensuring that you find the right loan that fits your budget and lifestyle. We understand that buying or refinancing a home can be overwhelming, so we're here to simplify it for you.

Personal Banking

Starting with personal banking, we offer various options to help you manage your finances. Our checking and savings accounts are designed for convenience and accessibility, ensuring that your money is always within reach. For those considering a new vehicle, our auto loans and vehicle financing solutions can help make your dream car a reality without breaking the bank.

Personal Loans

For those unexpected expenses or debt management needs, our personal loans and debt consolidation services can help lighten the load. Whether it's for medical bills, home improvements, or consolidating credit card debt into one manageable payment, we offer flexible terms to fit your situation.

Digital & Online Banking

Convenient Online Access

With our online banking platform, you can manage your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer money between accounts, everything is just a click away. Plus, with 24/7 access to your accounts, you can handle your banking needs on your schedule.

Security You Can Trust

We prioritize your security at Mcpherson Co-op. Our online banking services use advanced encryption technology to keep your data safe while you manage your finances in real-time. This means you can bank with confidence knowing that your personal information is protected. In summary, our digital and online banking options combine convenience, ease-of-use, and top-notch security. From accessing e-statements to making instant payments through our mobile app, managing your money has never been simpler or more secure at Mcpherson Co-op. Start experiencing these benefits today!

Smart Features for Easy Management

Our services include features like electronic signature authorization, which makes signing documents a breeze. You won't need to print anything; simply sign electronically from the comfort of your home. Additionally, e-statements are available for those who prefer paperless options, helping you stay organized while being environmentally friendly. If you're always on the go, our mobile application brings the bank right to your pocket. With mobile payments enabled, making purchases has never been easier just tap and go! You can also enjoy person-to-person transfers that allow you to send money quickly to friends or family without any hassle.

Financial Strength

At Mcpherson Co-op, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to maintaining strong financial health, you can rest assured that your money is in good hands. Our latest performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,518,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $826 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,985,786 in share certificates and $3,344,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,515,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear: with $657 in used auto loans and $36,932,928 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 8,991, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mcpherson Co-op is your trusted partner. Visit us at 1999 S Main St Mcpherson Ks 67460 or call (620) 241-9308 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,652,597 in used vehicle loans and $3,251,214 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive home in your desired vehicle.

Credit Lines

For additional financial flexibility, our total credit lines amount to $2,200,000. These can be a great way to have funds available whenever you need them without going through a lengthy application process each time. At Mcpherson Co-op, we're committed to helping you find the right loan product tailored to your unique situation. If you're interested in refinancing or want to learn more about eligibility options, please don't hesitate to reach out! You can contact us at (620) 241-9308 during our operating hours of Monday through Friday from 8:00 a.m. to 5:00 p.m. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,271,574, make buying or refinancing simple. We guide you through the mortgage process so that you can focus on making your new house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $424,337 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or cover unexpected expenses without dipping into savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make well-informed choices without delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the tool's effectiveness in helping people secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By working with verified financial institutions, LendMesh guarantees that the information you receive is reliable and up-to-date.

Mcpherson Coop