MCDOWELL CORNERSTONE CREDIT UNION

Welcome to Mcdowell Cornerstone, your trusted credit union nestled in the heart of Marion, NC. Located at 2031 Rutherford Rd, we have been serving our community since 1967 with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a thriving membership of 2,902, we pride ourselves on creating a welcoming atmosphere where you can feel secure and valued. As part of our dedication to your financial well-being, Mcdowell Cornerstone boasts impressive total assets of $35,422,731 and total deposits reaching $5,198,200. Our net worth stands strong at $6,010,305, reflecting our stability and ability to support you with loans and services. In fact, we have issued a total of 671 loans, empowering members to achieve their personal and business goals. Our leadership team is committed to guiding Mcdowell Cornerstone toward continued success. Under the stewardship of CEO Tim Keene and Board President Lisa Morgan, we ensure that every decision made is in the best interest of our members. Our small but dedicated team of 8 employees works diligently to provide personalized service that you can rely on. While members can visit us at our branch for various banking needs from checking and savings accounts to auto loans and credit cards with rewards official correspondence should be sent to our mailing address at PO BOX 519, Marion, NC 28752. At Mcdowell Cornerstone, we understand that financial decisions can be overwhelming. That's why we offer online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. We are here for you not just as a bank but as a partner in your journey toward financial health. We invite you to reach out today! Give us a call at 828-652-4141 or visit our website at www.mcdowelcornerstone.com to learn more about how we can assist you in achieving your financial dreams. Join us at Mcdowell Cornerstone; together, let's build a brighter financial future!

At Mcdowell Cornerstone, we take pride in our rich history and commitment to our community. Established in 1967, our branch has been a cornerstone of financial support for residents in Marion, NC, and the surrounding areas. With a strong focus on building lasting relationships, we have grown alongside our members, evolving into a trusted financial partner. Our physical location at 2031 Rutherford Rd, Marion, NC 28752, places us right at the heart of the community. We are easily accessible and just a short distance from local landmarks like the McDowell County Courthouse. Our welcoming environment is designed to make banking straightforward and enjoyable. Over the years, we've achieved significant milestones that reflect our dedication to service and growth. Today, we proudly serve over 2,900 members with total assets amounting to $35,422,731. Our mission is clear: to provide exceptional financial services while supporting the needs of our members and uplifting the community around us. Mcdowell Cornerstone is not just about numbers; it's about making a meaningful impact. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our members benefit from easy access to online and mobile banking services that fit their busy lifestyles. Our mission statement encapsulates our core values: "Empowering our community through accessible financial solutions." This means we are here to help you achieve your financial goals while also giving back through various community outreach initiatives. Whether it's sponsoring local events or partnering with organizations that promote education and health in McDowell County, we are committed to making a difference. While members can visit us at our branch address for all their banking needs such as utilizing our drive-thru services official correspondence should be sent to PO BOX 519, Marion, NC 28752 if needed. As we look forward to the future, we invite you to join Mcdowell Cornerstone. Experience firsthand how we're dedicated to providing not only superior financial services but also a warm sense of belonging within our community. Together, let's build a brighter financial future! For more information or assistance, please call us at 828-652-4141 or visit our website at mcdowellcornerstone.com.

Joining the Mcdowell Cornerstone family is more than just opening an account; it's about becoming part of a community that cares. At our branch located at 2031 Rutherford Rd, Marion, NC 28752, we welcome individuals who live, work, or worship in McDowell County and surrounding areas. This means if you're a resident or have ties to our vibrant community, you're eligible to join us! Membership comes with fantastic benefits such as personalized banking services, competitive loan rates, and a supportive network ready to help you achieve your financial goals. To learn more about the eligibility criteria and see if you qualify, feel free to visit our website at . If you're ready to take the next step in becoming a member or have any questions, don't hesitate to give us a call at (828) 652-4141. We can't wait to welcome you into our growing family!

At Mcdowell Cornerstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength that showcase our commitment to serving you reliably. With a net worth of $6,010,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,693 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,920,263 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,654,131 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $174 in used auto loans and $22,685,606 in total loans and leases. Our $285,553 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 4,568, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mcdowell Cornerstone is your trusted partner. Visit us at 2031 Rutherford Rd Marion Nc 28752 or call (828) 652-4141 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*