Introduction
Welcome to Mcdonald Community, your trusted financial partner located at 408 Ohio Ave, Mc Donald, OH 44437. Since our establishment in 1936, we have been committed to serving our members with integrity and dedication. With a growing membership of 716 individuals, we understand the importance of community and strive to support each member's financial journey. At Mcdonald Community Fcu, we are proud to manage total assets of $5,035,366 and facilitate loans totaling 97 in number, reflecting our active role in empowering our members through personal banking services. Our deposits stand strong at $779,733, ensuring that we maintain a solid foundation for our operations and offerings. Led by our passionate CEO, Lisa Postlethwait, and Board President, Lester Walker, we prioritize transparency and member satisfaction. Our team of 3 employees is always ready to assist you with various services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While you can visit us directly at our branch for personalized service during lobby hours Monday, Wednesday, and Friday from 9:00 am to 4:00 pm; Tuesday and Thursday from 10:00 am to 4:00 pm feel free to reach out via phone at 330-530-5091 for any inquiries or assistance. We invite you to join us at Mcdonald Community, where your financial well-being is our priority. Your trust fuels our mission to enhance the lives of those in Mc Donald and beyond. Let's build a brighter financial future together!
Branch History & Mission
Community Focus
Our commitment goes beyond banking; we actively engage in community outreach programs that support local initiatives and partnerships. By working closely with local organizations, we strive to uplift our community and create opportunities for all residents of Mc Donald.
Join Us!
As we look forward to the future, we are excited about continuing this journey with you. Join us at Mcdonald Community to experience personalized service designed around your unique financial needs. Together, let's build a brighter future for you and your family! If you have any questions or wish to learn more about how we can assist you, feel free to call us at 330-530-5091. Your journey towards financial empowerment starts here!
Our Mission
At Mcdonald Community, our mission extends beyond providing financial services. We believe in empowering individuals and families through education and support. We aim to foster financial literacy and help our members achieve their goals whether it's buying their first home or starting a new business. We pride ourselves on being a member-focused organization where every decision is made with your best interests in mind. We invite you to visit us during our operating hours: Monday, Wednesday, and Friday from 9:00 AM to 4:00 PM; Tuesday and Thursday from 10:00 AM to 4:00 PM. While members can visit us at 408 Ohio Ave for their banking needs, official correspondence should be sent to the same address.
Our Story
From our humble beginnings in the mid-20th century, Mcdonald Community has always focused on meeting the needs of our members with integrity and dedication. As we opened our doors in 1936, our mission was clear: to provide affordable financial services while enhancing the quality of life for those we serve. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Today, our total assets stand at an impressive $5,035,366, reflecting our commitment to responsible growth and stability.
Branch Location & Accessibility
Welcome to Mcdonald Community, your friendly neighborhood credit union located at 408 Ohio Ave, Mc Donald, OH 44437. Our branch is easily accessible and designed with your convenience in mind. Whether you're stopping by for personal banking or exploring loan options, we're here to help make your experience smooth and enjoyable. Nestled in the heart of Trumbull County, our location is just a stone's throw away from local landmarks that you may already know. With ample parking available, visiting us is hassle-free. We are committed to providing accessibility features to all members, ensuring everyone can reach us comfortably. At Mcdonald Community, we understand that your time is valuable. That's why we offer convenient operating hours: we're open Monday, Wednesday, and Friday from 9:00 AM to 4:00 PM, and on Tuesday and Thursday from 10:00 AM to 4:00 PM. If you need assistance or have questions about our services which include checking and savings accounts, auto loans, mortgages, and more don't hesitate to give us a call at 330-530-5091. Although we do not have ATM or drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. While members can visit us at our main address for all banking needs, official correspondence should be sent to the same address for ease of communication. Come visit us today! We look forward to welcoming you into our community and assisting you with all your financial needs.
Member Eligibility
At Mcdonald Community, we're excited to welcome you into our community! Becoming a member is easy and open to anyone who lives, works, or worships in the area. We believe in creating a supportive environment where your financial needs come first. If you're looking for personalized service and a range of banking options that truly cater to you, then you're in the right place. To learn more about eligibility details. Joining us is simple just stop by our branch located at 408 Ohio Ave Mc Donald Oh 44437, or give us a call at (330) 530-5091 if you have any questions. We can't wait to help you start your journey with us!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, our member commercial loans are crafted to meet your needs. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can accommodate various business plans. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services streamline payment processes for your business. Whether you're a small retail shop or a growing service provider, our easy-to-use payment solutions can make transactions smoother. Picture this: customers are able to pay quickly and securely while you enjoy lower fees and faster access to funds boosting both sales and customer satisfaction. At Mcdonald Community, we are here to empower your business journey with reliable banking options that truly work for you. Let's build a successful future together!
Comprehensive List Of Services
Business Banking
If you're a business owner, we have solutions for you too! Our business banking services include merchant services and business loans tailored specifically for small businesses. We know how hard it can be to run a business; that's why we're here to support your growth with the financial tools you need.
Convenient Online Services
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills with just a few clicks. Plus, while we currently do not have ATM services at this branch, our online platform makes it easy for members to manage their accounts efficiently. At Mcdonald Community, we're not just about numbers; we believe in building relationships with our members. If you have any questions or want personalized advice on choosing the right service for you, don't hesitate to reach out! Call us at (330) 530-5091, and let's explore how we can assist you today. Your journey toward financial well-being starts here at Mcdonald Community Fcu. Visit us soon!
Home Financing
Thinking about buying a home? Our mortgage loans and refinancing options are designed to guide you through the home-buying process smoothly. With various plans available, our team can help find the right mortgage solution that fits your budget and lifestyle.
Personal Banking
Our personal banking services include checking and savings accounts tailored to meet your everyday banking needs. You can easily access your funds and monitor your transactions with our user-friendly online banking system. Imagine having the flexibility to manage your finances from anywhere, whether you're at home or on the go. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make owning a car more affordable than ever. We know that life can be unpredictable, so we also offer personal loans and debt consolidation services to help you regain control over your finances.
Rewards Credit Cards
Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. This means that every time you shop, dine out, or travel, you're not just spending money you're earning rewards that can lead to exciting benefits.
Digital & Online Banking
At Mcdonald Community, we understand that your time is valuable, and managing your finances should be as easy as possible. That's why we offer a range of digital and online banking services designed for your convenience and security. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or review transactions, it's all just a few clicks away. Although we currently don't provide mobile applications or electronic signature authorization, our website makes managing your accounts straightforward and secure. While may not support features like e-statements or person-to-person transfers at this moment, we're committed to ensuring that your banking experience is user-friendly. You can easily navigate through our online platform to find the information you need. Safety is a top priority for us. We use advanced security measures to protect your personal information while you bank online. Your peace of mind matters, and we take every step necessary to keep your data safe. Even without mobile payments or an app, our online banking system allows you to manage your finances effectively from the comfort of your home or on the go. We aim to provide accessibility and ease-of-use so that you can focus on what really matters in life. Explore all the possibilities with our digital services at Mcdonald Community today!
Financial Strength
At Mcdonald Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that our financial foundation is strong and designed to support your needs. With a net worth of $496,935, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings by securing them through $0 in share certificates and $0 in money market shares, which provide stable and rewarding growth opportunities for our members. Additionally, unlike traditional banks, we focus on benefiting our members directly. With non-member deposits at $0, our resources are dedicated to you offering better loan rates, lower fees, and exclusive perks. Moreover, with $281,109 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to support your financial goals is evident in our portfolio, which includes $29 in used auto loans and $853,702 in total loans and leases. Our operational efficiency is reflected in our $6,759, allowing us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 2 full-time employees and 1 part-time employees who are ready to assist you with their expertise. The confidence of our growing member base is showcased through a total of 837 share accounts. This indicates that more individuals trust us with their finances as they work towards their financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mcdonald Community is your trusted partner. Visit us at 408 Ohio Ave Mc Donald Oh 44437 or call (330) 530-5091 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.* Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $339,514 in used vehicle loans and $196,348 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a pre-owned vehicle, our financing options can help you drive away in your choice of car.
Credit Lines and Personal Loans
For those looking for flexibility, we provide credit lines with a total of $173,000 available to help you manage unexpected expenses or consolidate debt. Additionally, we offer unsecured credit card loans; however, currently, our total for these loans stands at $0. If you're seeking straightforward terms and competitive rates, we're here to assist.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, ensuring that you have access to the resources needed for this significant investment. Our team will guide you through eligibility and refinancing options to make this process as smooth as possible.
Why Choose Us?
Choosing Mcdonald Community means benefiting from personalized service and expert advice tailored to your unique situation. With our dedicated staff ready to answer questions and guide you through the application process, securing financing is straightforward. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to explore your loan options? Contact us at (330) 530-5091 during our operating hours Monday, Wednesday, and Friday from 9:00 am to 4:00 pm; Tuesday and Thursday from 10:00 am to 4:00 pm or visit us at our branch location. Let's work together towards achieving your financial goals!
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