Mccoy Credit Union Winter Garden FL | Low Mortgage Rates & Quick Auto Loans

Introduction

At Mccoy Federal Credit Union, we believe in the power of community and the strength of personal relationships. Established in 1954, our branch at 15402 Waterbird Rd, Winter Garden, FL 34787 has been a trusted financial partner for over six decades. With a vibrant membership base of 80,184 individuals, we take pride in fostering a welcoming environment where our members can thrive. Our commitment to financial wellness is evident through our impressive total assets of $992,447,288 and total deposits reaching $73,267,406. We understand that your financial goals are unique, which is why we offer a range of services including personal banking, auto loans, mortgage solutions, and business banking options. With 34,709 loans and leases granted to date, we work tirelessly to meet your lending needs while ensuring that you have access to the best rates possible. Led by our dedicated CEO, Alvin Cowans, and Board President, Samuel Davis Jr., our team of 203 employees strives to create an experience that goes beyond traditional banking. We are here to support you with personalized service and expert guidance every step of the way. If you need assistance or have questions about your account, don't hesitate to reach out at (407) 855-5452. While members can visit us at our branch for transactions and consultations during our lobby hours from 9 AM to 5:30 PM on weekdays, official correspondence should be sent to our mailing address at 41 W Michigan St, Orlando, FL 32806. Join us at Mccoy Federal Credit Union today! Explore how we can help you achieve your financial aspirations by visiting our website at mccoyfcu.org. We look forward to being part of your journey toward financial success!

Branch History & Mission

At Mccoy Federal Credit Union, our story began in 1954 when we opened our doors in the vibrant community of Winter Garden, Florida. Over the years, we have grown from a small credit union into a trusted financial partner for more than 80,000 members. Our commitment to serving our community has helped us accumulate total assets of nearly $1 billion, specifically ${992447288}. As we look back on our history, we take pride in how far we've come and the relationships we've built along the way. Located at 15402 Waterbird Rd, Winter Garden, FL 34787, our branch is easily accessible for members looking to manage their finances or seek assistance. With nearby landmarks that include beautiful parks and bustling shopping areas, we are firmly rooted in the community we serve. While members can visit us at this address for all their banking needs, official correspondence should be sent to 41 W Michigan St, Orlando, FL 32806. Our mission is clear: to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to reliable banking options and personalized service. That's why we offer a variety of products including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We prioritize your needs by embracing technology and ensuring our services are ADA compliant for all our members. As part of our dedication to being customer-centric, we provide convenient features such as an ATM on-site and drive-thru banking for quick transactions. Whether you're making deposits or simply checking your balance, we're here to make your experience smooth and efficient. Community outreach is also at the heart of what we do. Through various partnerships and initiatives, Mccoy Federal Credit Union actively engages with local organizations to support causes that matter most to our members. From financial literacy programs to charitable events, we're committed to making a positive impact beyond just banking. As we continue to grow and adapt to the ever-changing financial landscape, we invite you to join us at Mccoy Federal Credit Union. Experience firsthand how we're not just about numbers; we're about people your neighbors and friends who care deeply about your financial well-being. Visit us today or call us at 407-855-5452 during our operating hours from 9 AM to 5:30 PM Monday through Friday. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Mccoy, we prioritize your comfort and convenience. Our branch is fully ADA compliant, with ramps and accessible parking spaces available for those who need them. We also have ample parking so you can easily access our services without any hassle.

Call to Action

We invite you to visit us at Mccoy Federal Credit Union in Winter Garden. Whether you're a long-time member or thinking about joining us for the first time, we're here to provide exceptional service tailored just for you. Have questions? Don't hesitate to call us at 407-855-5452! Your financial journey starts here!

Operating Hours & Services

We understand that everyone has busy schedules. That's why our lobby hours are designed to fit your needs open Monday through Friday from 9 AM to 5:30 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is here to help! We offer a variety of banking services that cater to both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. And don't forget about our ATM availability! You can access your funds conveniently at any time.

Member Eligibility

At Mccoy, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're interested in joining us, eligibility is quite simple! You can become a member if you live, work, worship, or attend school in the areas we serve. This means that whether you're just starting out or have been around for a while, there's a place for you here. Plus, our members enjoy a range of benefits including lower loan rates, higher savings yields, and personalized service that makes banking feel more personal. Getting started is easy! You can learn more about the specific eligibility criteria by visiting this link. If you're ready to open an account, just head over to this page where you can begin the process online. Should you have any questions or need assistance along the way, feel free to call us at (407) 855-5452. We can't wait to welcome you to Mccoy at 15402 Waterbird Rd Winter Garden Fl 34787!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced environment, having reliable merchant services can streamline your operations. Imagine being able to accept payments quickly and efficiently while managing your finances effortlessly. Our merchant services offer easy transaction processing and competitive rates, ensuring that you can focus on what you do best growing your business. Located at 15402 Waterbird Rd Winter Garden Fl 34787 in Winter Garden, FL, our team is ready to assist you with personalized service tailored to your unique needs. Contact us today at (407) 855-5452 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

At Mccoy, we believe in making banking as convenient as possible. Our ATM and cash withdrawal services ensure you can access your funds 24/7. For quick transactions, use our drive-thru banking for deposits, withdrawals, and other simple tasks without leaving your car. We also pride ourselves on offering robust digital banking features. With tools like online banking and mobile payments at your fingertips, managing your finances has never been easier. If you're interested in learning more about how we can assist you with these services or have any questions, don't hesitate to reach out! Call us at (407) 855-5452 or visit us in person at 15402 Waterbird Rd Winter Garden Fl 34787. We're here to help you achieve your financial goals!

Business Banking

If you're a business owner, you'll find our Business Banking services invaluable. From merchant services that facilitate transactions to business loans designed to support your growth, we understand the unique challenges businesses face today.

Loans and Financing

Need a new car or looking to buy a home? Our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that fit your budget. If you're considering purchasing a home, our Mortgage Loans & Refinancing options provide great solutions whether you're buying your first house or refinancing an existing mortgage. For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation services are available to help you manage debt more effectively. Plus, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points for every purchase.

Personal Banking

Managing your everyday finances is simple with our Personal Banking services. We offer various checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that allows you to easily track your spending while earning interest on your savings. Our online and mobile banking features make it easy to access your accounts anytime, anywhere. You can transfer funds, pay bills, and even send money to friends through person-to-person payment options.

Digital & Online Banking

Key Services

Our online banking platform lets you check balances, pay bills, and transfer funds in real time. Whether you're on your lunch break or relaxing at home, managing your money is just a few clicks away. Plus, with features like person-to-person transfers, sending money to friends and family is simple and quick. For those who prefer mobile banking, our user-friendly mobile application provides all the same great features right at your fingertips. You can easily make mobile payments and manage your accounts from your smartphone or tablet. It's perfect for busy lifestyles!

Security and Accessibility

We prioritize your security with electronic signature authorization for safe transactions, ensuring that your information stays protected. Additionally, e-statements are available to help you keep track of your financial activity without the clutter of paper statements. At Mccoy, we believe in making banking accessible for everyone. Our tools are designed to be easy to use, so you can focus on what matters most your life! Whether you're checking in on your savings or making an important payment, we've got you covered. Explore the possibilities of digital banking today by visiting https://www.mccoyfcu.org/ and experience firsthand how Mccoy is here to support you every step of the way!

Financial Strength

Commitment to Growth

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us adapt to your needs while maintaining the highest standards of service. We also support our members' financial goals with $8,588 in used auto loans and a total of $674,262,918 across various loans and leases. Whether you're looking to purchase a vehicle or finance a personal project, our lending capacity is designed to meet your needs.

Growing Member Base

Total Share Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. This growth reinforces our position as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 15402 Waterbird Rd Winter Garden Fl 34787 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive for excellence in all areas of service delivery because your success is our mission. We take pride in having 201 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care. Our team is always ready to assist you with any questions or needs you may have.

Secure Savings Options

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your savings while knowing they are backed by our robust financial position. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can weather economic fluctuations while continuing to serve you effectively. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of strength reflects our dedication to managing your finances responsibly.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or considering a reliable used vehicle, our team is ready to assist you in navigating your options.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support you every step of the way. At Mccoy, we're committed to providing our members with clear and practical financing options. If you're interested in refinancing or want more information about eligibility requirements for any of our products, please don't hesitate to contact us at (407) 855-5452. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 15402 Waterbird Rd Winter Garden Fl 34787, Winter Garden, FL 34,787, or check out our website for more details on how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. Our credit cards come with rewards and features tailored to enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions, empowering users to choose the best option for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust they are viewing fair and reliable offers.

Mccoy