McCoy Credit Union Orlando FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner since 1954! Located at 2075 Central Florida Pkwy, Orlando, FL 32837, we pride ourselves on being a member-focused institution that prioritizes the needs of our community. With a robust membership base of over 80,184 members and total assets reaching an impressive $992,447,288, we are dedicated to providing exceptional service and support. At Mccoy, we understand that financial choices can be overwhelming. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With a commitment to helping you achieve your financial goals, our team is here for you every step of the way. Our leadership team, including CEO Alvin Cowans and Board President Samuel Davis, Jr., is deeply invested in the well-being of our members. We have a dedicated staff of 203 employees who are ready to assist you with personalized service. You can feel confident knowing that your finances are in capable hands. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. With total deposits amounting to $73,267,406 and cash reserves of $8,118,768, we ensure that your money is secure while also providing competitive loan options with a total of 34,709 loans and leases available. We invite you to experience the difference at Mccoy Federal Credit Union. Whether you're looking to open an account or simply have questions about our services, don't hesitate to reach out! Call us at 407-855-5452 or visit our website at mccoyfcu.org today. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Mccoy, we embrace digital advancements that enhance your banking experience. Our online and mobile banking options ensure you can manage your finances conveniently from anywhere. We also maintain ADA compliance and prioritize customer-centric initiatives to make banking accessible for all.

Join Us!

We invite you to be part of our family at Mccoy Federal Credit Union. Experience firsthand the benefits of membership where your financial well-being is our top priority! Visit us during our operating hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For any questions or assistance, feel free to call us at 407-855-5452. Join Mccoy today and discover how we can help you achieve your financial dreams while being an integral part of our vibrant community!

Our Mission

The mission of Mccoy is clear: we strive to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to affordable financial products and services that empower them to achieve their goals. From checking and savings accounts to auto loans and mortgages, our offerings are designed with your needs in mind. We also focus on community support through various outreach initiatives. Whether it's sponsoring local events or partnering with organizations that uplift our neighborhoods, Mccoy is dedicated to making a positive impact beyond banking.

Branch Location & Accessibility

Accessibility and Convenience

At Mccoy Federal Credit Union, we prioritize accessibility and convenience. Our branch offers ample parking and features like ramps to ensure everyone can visit with ease. Plus, with a drive-thru option available, you can quickly handle deposits and withdrawals without leaving your car. While members can come see us at our physical location, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806.

Nearby Landmarks

You'll find us just a short drive from popular spots like the Orlando International Airport and the bustling shopping areas along Central Florida Parkway. Whether you're stopping by after work or during your lunch break, our central location makes it easy to fit banking into your busy schedule.

Operating Hours

We understand that life gets hectic! That's why our lobby hours are designed with you in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. Feel free to stop by during these times our friendly staff is ready to assist you with all your financial needs.

Services Offered

At Mccoy Federal Credit Union, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. We also provide online and mobile banking options for those who prefer managing their finances on-the-go. Feel free to reach out to us at 407-855-5452 if you have any questions or would like more information about our services. We invite you to visit us soon we look forward to helping you achieve your financial goals!

Member Eligibility

At Mccoy, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to join us at our branch located at 2075 Central Florida Pkwy Orlando Fl 32837, the process is simple and welcoming! To be eligible, you typically need to live, work, or worship in the area, or have a family member who is already a member. This inclusivity means that more people can take advantage of the personalized services and benefits we offer. Once you've confirmed your eligibility, opening an account with us is just a few clicks away! You can find all the necessary details on how to get started by visiting this link: https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to call us at (407) 855-5452. We're excited to have you on board and help you thrive financially! For more information about eligibility criteria, check out our detailed resource here: .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments seamlessly from your customers whether they pay with credit cards, mobile wallets, or other methods. This service not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Discover how our business banking and commercial services at Mccoy, located at 2075 Central Florida Pkwy Orlando Fl 32837 in Orlando, FL, can empower your business today! For inquiries, call us at (407) 855-5452.

Comprehensive List Of Services

Access When You Need It

We also offer ATM services for cash withdrawals and balance checks along with basic drive-thru banking for deposits and simple transactions. This ensures that whether you visit us in person or use our digital platforms, accessing your money is easy and stress-free. If you have any questions or need assistance, feel free to reach out at (407) 855-5452 or visit us at 2075 Central Florida Pkwy Orlando Fl 32837 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us at Mccoy where we prioritize your financial well-being! Explore all the services we offer by visiting our website at https://www.mccoyfcu.org/. We look forward to serving you!

Business Banking Services

For our business members, we offer tailored solutions such as merchant services and business loans. We know how important it is for businesses to have access to capital, so we strive to support local entrepreneurs at every step.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Mccoy Federal Credit Union, we provide robust online and mobile banking features. You can manage your accounts from anywhere whether it's paying bills, transferring funds, or checking balances all with just a few taps on your smartphone.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options provide flexibility and competitive rates to help you secure the best deal possible. We are committed to guiding you through the process so you can focus on making memories in your new space.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique needs. That's why we offer checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds while earning interest on your savings. With our accounts, you can achieve just that! If you're considering a new vehicle, our auto loans and vehicle financing options make it simple and affordable. Picture driving off in your dream car with manageable monthly payments tailored just for you.

Personal Loans Made Easy

For those moments when unexpected expenses arise or when you're looking to consolidate debt, our personal loans are designed with your needs in mind. They offer a straightforward solution to help you regain control over your finances.

Rewarding Credit Cards

Don't forget about our credit cards with rewards! Earn points on everyday purchases and enjoy the benefits that come with using them. It's like getting rewarded for spending!

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services available, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Our mobile application enhances this experience further, allowing you to handle your banking right from your smartphone or tablet. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. Security is our top priority. That's why we provide electronic signature authorization for transactions, ensuring that everything you do online is safe and secure. You can also opt for e-statements to keep track of your financial records without the clutter of paper statements.

Stay Connected On-the-Go

Want to make payments quickly? Our mobile payments feature allows you to pay directly from your device, making shopping a breeze. Whether you're grabbing coffee or shopping for groceries, your finances are just a click away. At Mccoy, we aim to provide accessible and user-friendly services that help you manage your money in real time. Enjoy the freedom of digital banking that fits seamlessly into your busy lifestyle! If you have any questions or need assistance, feel free to reach out at (407) 855-5452.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing on your needs, we ensure that our resources lead to better loan rates, lower fees, and exclusive perks.

Growing Trust Among Members

We proudly support 143,006 deposit accounts from our growing member base who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 2075 Central Florida Pkwy Orlando Fl 32837 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,588 in used auto loans and a total of $674,262,918 in loans and leases.

Strong Financial Health

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $271,780,544 in new vehicle loans and $173,118,413 in used vehicle loans, helping our members get on the road with confidence. Whether you are financing your first vehicle or upgrading to a newer model, we have flexible options that cater to your situation.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $19,269,475 can provide the capital needed to expand operations or invest in new projects.

Credit Lines

In addition to these products, we offer credit lines totaling $228,789,921, giving you the flexibility and financial support when unexpected expenses arise. At Mccoy Federal Credit Union, our goal is to provide personalized service and competitive rates tailored to your needs. For more information about eligibility and how we can assist you further with refinancing options or other inquiries regarding our loan products, feel free to visit us online or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, ensuring you have access to the funds you need for your dream home. Our team will guide you through the process and help you explore refinancing options if necessary.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $17,190,172 in loans available, our credit cards are designed to help members manage their finances effectively while enjoying various benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for those seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers from legitimate financial institutions. One of the key benefits of using LendMesh is its focus on verified data. All loan offers are drawn from reputable lenders, making it easy for users to trust the information presented. Additionally, LendMesh does not feature sponsored listings; this means lenders are not prioritized based on paid promotions. The goal is clear provide unbiased results that empower users to make informed choices. Another advantage of LendMesh is its real-time rate comparisons. Users have access to up-to-date loan rates from various institutions, which helps them decide which option aligns best with their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" In summary, if you're looking for a reliable way to compare loan offers without the noise of marketing gimmicks, LendMesh is your go-to resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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