McCoy Credit Union Orlando FL | Top Auto Loans & Rewards Cards

Introduction

Welcome to Mccoy Federal Credit Union, where community and finance come together to create a brighter future for all our members. Located at 13800 Veterans Way, Orlando, FL 32827, we have been proudly serving our community since 1954. With a commitment to providing exceptional financial services, we now boast a total membership of over 80,184 individuals who trust us with their banking needs. At Mccoy, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Alvin Cowans and Board President Samuel Davis, Jr., is here to offer guidance and support every step of the way. Our knowledgeable staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. Our financial strength speaks volumes; we currently hold total assets of $992,447,288 and have maintained strong net worth of $97,457,076. Whether you're looking to save or borrow, our offerings are designed to meet your unique needs. We are proud of our responsible lending practices with a total loan portfolio that includes over 34,709 loans and leases. While members can visit us at our branch location, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. You can easily reach us at (407) 855-5452, where our team is available during lobby hours from Monday to Friday from 8:00 AM to 4:00 PM. At Mccoy Federal Credit Union, we're not just about numbers; we're about people. Our mission is clear: we strive to make a positive impact in the lives of our members and the community at large. Join us today and discover how Mccoy can help you achieve your financial goals! For more information or to get started on your journey with us, visit our website at mccoyfcu.org.

Branch History & Mission

Welcome to Mccoy Federal Credit Union, where our journey began in 1954, right here in the vibrant community of Orlando, FL. Over the years, we have grown from a small organization into a trusted financial partner for over 80,000 members. Our branch at 13800 Veterans Way has become a cornerstone of support and guidance for those seeking financial stability and growth. At Mccoy, our mission is simple yet profound: to empower our members through personalized financial services while nurturing the community we serve. We are committed to providing a wide range of offerings that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets now stand at an impressive $992,447,288, reflecting our dedication to responsible management and support of our member's needs. Our commitment goes beyond just numbers; it's about creating lasting relationships within our community. We believe that when you succeed financially, we all succeed together. That's why we actively engage in outreach programs and partnerships aimed at enhancing the lives of those around us. Whether it's sponsoring local events or supporting educational initiatives, Mccoy strives to make a positive impact every day. While members can visit us at 13800 Veterans Way, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. Our doors are open Monday through Friday from 8:00 AM to 4:00 PM. If you're in need of cash access, you'll find an ATM available right here at our branch. In this digital age, we understand the importance of convenience and accessibility. That's why we offer online and mobile banking services alongside traditional banking methods. Members can manage their finances anytime and anywhere with ease. Join us at Mccoy Federal Credit Union! Experience firsthand how we prioritize your financial well-being while making a meaningful difference in our community. We invite you to become part of our growing family today visit us or give us a call at 407-855-5452 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At Mccoy, we believe that everyone deserves access to quality banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. We also offer ample parking so you can visit us without any hassle.

Nearby Landmarks

Situated near popular landmarks, our branch is easy to reach and find. If you're in the area visiting the local parks or community centers, feel free to swing by and see how we can assist you with your financial goals.

Operating Hours

We are here to serve you Monday through Friday from 8:00 AM to 4:00 PM. Our friendly staff is ready to help you during these hours, ensuring that your banking experience is smooth and efficient.

Services Offered

While visiting us, take advantage of our wide range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also have an ATM available for your convenience if you need quick cash or want to check your balance. If you prefer a more personalized approach, don't hesitate to call us at 407-855-5452 for any inquiries or assistance. While members can visit us at our branch address, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806 if needed. Come visit Mccoy Federal Credit Union today we look forward to helping you achieve your financial dreams!

Member Eligibility

At Mccoy, we believe that joining our community is more than just opening an account it's about being part of a family that cares for each other. To become a member, you'll find that the process is both simple and welcoming. If you live, work, worship, or attend school in the area around 13800 Veterans Way Orlando Fl 32827, you're already eligible! We also extend membership to immediate family members of current members, making it easy to share the benefits of our services with those you love. Becoming a member at Mccoy not only opens doors to a variety of financial products but also gives you access to personalized service designed to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we are here to support your financial journey. If you're ready to take the next step, you can easily start the account opening process online by visiting https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. For any questions or assistance along the way, feel free to reach out to us at (407) 855-5452. For more detailed eligibility information, check out this resource. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily from customers anywhere, whether in-store or online. Our merchant services are designed for real-world applications, making transactions simple and efficient. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what really matters growing your business. Visit us at 13800 Veterans Way Orlando Fl 32827 in Orlando, FL, or give us a call at (407) 855-5452 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that running a successful operation requires reliable banking support. Our business banking services include merchant services and business loans tailored to help entrepreneurs thrive. Whether you're starting a new venture or looking to expand an existing one, we have the resources to assist you every step of the way.

Convenient Access Anytime

We know how important convenience is in today's fast-paced world. That's why we provide ATM and cash withdrawal services that allow you to access your funds whenever you need them. With basic ATM access available for withdrawals and balance checks, managing your money has never been easier. At Mccoy, we're committed to making banking as accessible as possible. With features like online banking and mobile payments, you're always just a click away from managing your finances.

Credit and Debt Management

Managing debt can be challenging, but at Mccoy, we offer personal loans and debt consolidation options designed to ease that burden. Our friendly team is here to guide you through selecting the best solution for your financial situation. Plus, our credit cards come with rewards that help you earn while you spend making every purchase work for you.

Get Started Today!

Ready to take control of your financial future? Reach out to us at (407) 855-5452 or visit us at our branch in Orlando. Let us show you how our comprehensive list of services can enhance your financial journey! For more information about opening an account or learning more about what we offer, please visit our website at Mccoy Federal Credit Union. We look forward to serving you!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances efficiently. Imagine having easy access to your funds through our online and mobile banking platforms perfect for busy lifestyles! You can check balances, transfer money, and even make payments right from your smartphone. When it comes to financing options, our auto loans and vehicle financing provide competitive rates that make purchasing a new car more affordable. Picture yourself driving off in your dream vehicle with an easy loan process that fits your budget. Additionally, for those considering homeownership or refinancing their current mortgage, we offer mortgage loans that cater to various needs and circumstances.

Digital & Online Banking

Key Features

Our electronic signature authorization allows you to complete transactions securely and efficiently without needing to visit a branch. This means less hassle for you! We also provide e-statements, giving you quick access to your account statements while helping the environment by going paperless. For those who prefer banking on their mobile devices, our mobile application is a must-have. It not only supports mobile payments but also enables person-to-person transfers, making it easier than ever to send money to friends or family instantly. Whether you're at home or out running errands, managing your finances is just a tap away. At Mccoy, we prioritize security in all our digital offerings. Our systems are designed with advanced security measures so that you can bank with confidence. We strive to make your experience user-friendly and straightforward, allowing you to focus on what matters most your financial goals. Experience the convenience and security of digital banking with us today! Visit https://www.mccoyfcu.org/ for more information about how you can take advantage of these valuable services.

Financial Strength

Growing Member Trust

Our commitment to you is further shown by the trust of our growing member base: we proudly manage a total of 143,006 share and deposit accounts. This reflects the confidence our members place in us to handle their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 13800 Veterans Way Orlando Fl 32827 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care.

Reinvesting in Your Future

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,588 in used auto loans and $674,262,918 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used car, we have options that fit your budget.

Credit Lines

Our credit lines provide additional financial flexibility with total credit lines amounting to $228,789,921. This can be an ideal solution for those who want easy access to funds when they need them. For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. At Mccoy, we prioritize your financial well-being and aim to make borrowing straightforward and accessible. If you're considering refinancing or exploring eligibility options, our team is ready to assist you in navigating these choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss how we can help you reach your financial goals, please contact us at (407) 855-5452, or visit us at our branch located at 13800 Veterans Way Orlando Fl 32827 in Orlando, FL. We're here for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We are here to guide you through every step of the process and help you secure a loan that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make large purchases without the worry of collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison made on the platform reflects fair and transparent offers. LendMesh takes pride in its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, which means users can trust that they are looking at accurate information. Moreover, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results. This transparency allows users to make informed decisions without the influence of marketing gimmicks.

Real-Time Insights

With real-time rate comparisons from multiple institutions, users can quickly find the best options available. This feature is crucial for anyone looking to secure a loan, as it helps individuals save both time and money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By using LendMesh, consumers gain access to a powerful tool that prioritizes clarity and reliability in the often confusing world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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