McCoy Credit Union Orlando FL | Best Auto Loans & Rewards Cards

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner located at 502 S Chickasaw Trl, Orlando, FL 32825. Since our establishment in 1954, we've been committed to serving our community with integrity and dedication. With a strong membership base of over 80,184 individuals, we pride ourselves on offering personalized financial solutions that meet the unique needs of our members. At Mccoy, we understand that each member's journey is different. Whether you're looking to buy a new car or planning for your future with savings and investments, we're here to help you every step of the way. Our total assets stand at an impressive $992,447,288, showcasing our stability and reliability in handling your finances. Our extensive loan portfolio includes 34,709 loans and leases that empower members to achieve their dreams. In addition to competitive loan options, we have robust deposit services with total deposits amounting to $73,267,406. Our commitment to sound financial management is reflected in our net worth of $97,457,076, ensuring that your money is safe and secure with us. Led by our dedicated CEO, Alvin Cowans, and Board President Samuel Davis, Jr., our team of 203 employees is passionate about providing exceptional service. You can reach us at 407-855-5452 during our lobby hours from Monday to Thursday from 9 AM to 5 PM and Friday until 6 PM. While members can visit us at our branch address, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. Explore what Mccoy Federal Credit Union can do for you by visiting our website at mccoyfcu.org. We look forward to helping you navigate your financial journey with confidence!

Branch History & Mission

At Mccoy Federal Credit Union, our story began in 1954, a time when community spirit and cooperation were at the heart of everything we did. Located at 502 S Chickasaw Trl in Orlando, Florida, we have grown to serve over 80,000 members with total assets reaching an impressive $992,447,288. Our roots are deeply embedded in the local community, where we strive to provide not just financial services but also a sense of belonging. Our mission is clear: to empower our members by offering exceptional financial products and outstanding service while actively supporting the communities we serve. We believe that everyone deserves access to affordable financial solutions, and we are dedicated to making banking simple and accessible for all. From personal banking options like checking and savings accounts to auto loans and business financing, our range of services is designed with our members' needs in mind. Over the years, Mccoy has embraced change and innovation while staying true to our core values. We recognize the importance of technology in today's world and have made significant strides in digital banking. Our members enjoy convenient online and mobile banking options that allow them to manage their finances easily. Additionally, we ensure that our facilities are ADA compliant so that everyone can access our services without barriers. While members can visit us at 502 S Chickasaw Trl Orlando Fl 32825, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806 if needed. We also offer ATM availability and drive-thru banking for added convenience during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Community outreach has always been a priority for us. We partner with local organizations to support initiatives that uplift our neighborhoods. Whether it's through sponsoring events or providing financial education workshops, Mccoy Federal Credit Union is committed to making a positive impact. We invite you to join us on this journey. Experience the benefits of being part of a credit union that puts its members first. With Mccoy, you're not just a number; you're part of a family that cares about your financial well-being. Call us today at (407) 855-5452 or visit our website at Mccoy FCU to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to Mccoy Federal Credit Union, your friendly financial partner located at 502 S Chickasaw Trl in sunny Orlando, Florida! Our branch sits conveniently in Orange County, making it easy for you to stop by and take care of your banking needs. If you're looking for us, we're just a short drive from popular local landmarks, so you can plan your visit while you're out enjoying the area. At Mccoy, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. There's ample parking available right outside, so you won't have to worry about finding a spot when you arrive. Plus, if you're in a hurry or prefer to bank from the comfort of your vehicle, we offer convenient drive-thru banking for quick deposits and withdrawals. We understand that life can get busy! That's why we keep our doors open with flexible operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Whether you need assistance with personal accounts, auto loans, or other services, our friendly staff is here to help during these hours. If you ever need to reach us outside of those times, don't hesitate to call us at 407-855-5452. For those who prefer cash transactions, you'll be pleased to know that we have an ATM available for your convenience. With basic ATM access for withdrawals and balance checks, managing your finances on the go has never been easier! While members can visit us at 502 S Chickasaw Trl Orlando Fl 32825, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We're excited to welcome you to Mccoy Federal Credit Union! Come by today and let us help you with all your banking needs.

Member Eligibility

At Mccoy, we're excited to welcome you into our community where you can enjoy the benefits of being a member. Joining us is simple! If you live, work, worship, or attend school in certain areas or have family members who are already part of our credit union, you're likely eligible for membership. Our goal is to support your financial journey with personalized service and competitive rates. For detailed eligibility information, feel free to check out this resource: . Once you're ready to take the next step, opening an account with us is straightforward and designed for your convenience. You can easily begin the process online by visiting https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out at (407) 855-5452. We're here to help you every step of the way as you join the Mccoy family at 502 S Chickasaw Trl Orlando Fl 32825!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to streamline your payment processing. Our merchant services make it easy for you to accept payments, whether in-store or online. This means you can focus more on serving your customers and less on managing transactions. With tools designed for efficiency, you'll find that handling finances becomes less of a hassle. Visit us at 502 S Chickasaw Trl Orlando Fl 32825, Orlando, FL or give us a call at (407) 855-5452 to learn how our business banking services can elevate your company's success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs allow for easy cash withdrawals and balance checks without hassle. Plus, with drive-thru banking available for basic transactions like deposits and withdrawals, accessing your money has never been easier. At Mccoy, we're dedicated to serving our members with warmth and understanding. If you're ready to take the next step in managing your finances or have questions about any of our services, don't hesitate to reach out! Call us at (407) 855-5452 or visit us at Mccoy Federal Credit Union today. Let us help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms to fit your budget. Imagine driving off in your new vehicle, knowing you got a great deal through Mccoy.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that help you grow and manage your company effectively. We know how vital it is for businesses to have reliable financial support.

Credit Cards with Rewards

For those who like to earn while they spend, our credit cards come with rewards that add value to every purchase. Picture yourself enjoying perks just by using your card for everyday expenses it's all possible with Mccoy.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans provide the support you need for this important investment, whether it's your first home or you're refinancing an existing mortgage. We guide you every step of the way, making the process straightforward and stress-free.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is essential. Our online and mobile banking services let you check balances, pay bills, transfer funds, and more from anywhere whether you're at home or on the go.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking services, including checking and savings accounts, are tailored to make your life easier. Whether you're saving for a vacation or looking to manage daily expenses, our accounts offer features that help you reach your goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. If you're looking to consolidate debt or cover an emergency expense, we offer solutions that can help you regain control over your finances.

Digital & Online Banking

Key Services Offered

Explore our robust online banking features at https://www.mccoyfcu.org/. Our platform allows you to check your balances, pay bills, and transfer funds with ease. You can also take advantage of electronic signature authorization, making it simple to sign documents securely without needing to visit a branch. If you're always on the move, our mobile application brings the power of banking right to your fingertips. With this app, you can manage your accounts, make person-to-person transfers, and even set up mobile payments for added convenience. Plus, e-statements are available, ensuring you can review your transactions whenever you need without cluttering your mailbox.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your personal information while giving you 24/7 access to your accounts through online banking. This means you can monitor your finances in real-time, giving you peace of mind whether you're at home or out running errands. In summary, Mccoy offers a user-friendly digital banking experience that makes managing your money straightforward and secure. So why wait? Dive into the world of convenient online banking today!

Financial Strength

Member Trust

With a total of 143,006 share accounts, it's clear that our growing member base trusts us with their finances. Our net shares available for lending stand at $0, showcasing our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 502 S Chickasaw Trl Orlando Fl 32825 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to keep offering competitive loan rates and solid financial products for you. We also take pride in having 201 full-time employees and 2 part-time employees who are dedicated to serving you with a knowledgeable team.

Reinvestment for Growth

Our financial strength allows us to reinvest in our services. With $88,341,537 in undivided earnings, we are committed to enhancing innovative banking tools, stronger lending options, and improved security measures to serve our members better. Additionally, we support your financial goals with $8,588 in used auto loans and a total of $674,262,918 in loans and leases across various sectors.

Secure Savings Options

Your savings are secure with us. We proudly hold $223,323,352 in share certificates and $34,607,370 in money market shares. These options provide stable and rewarding growth opportunities for your finances. Unlike traditional banks, we focus on prioritizing our members' interests. With non-member deposits currently at $0, we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,457,076, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is further reflected in our net worth ratio of $982, demonstrating our solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to reduce your monthly payments or access cash when needed.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We understand the importance of having financial support for business ventures and are dedicated to assisting you every step of the way. For more information about our loan offerings or to see if you're eligible for any specific products, feel free to reach out at 407-855-5452 or visit us at 502 S Chickasaw Trl Orlando FL 32825. You can also explore more on our website at Mccoy Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Credit Lines

Our total credit lines amount to $228,789,921, providing you with access to funds when you need them most. Whether it's for emergencies or planned purchases, our credit lines are designed for your convenience and peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We are here to guide you through the process and ensure you find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. This option provides an easy way to handle unexpected expenses without the worry of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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