Mccoy Credit Union Orlando FL | Low Mortgage Rates & Personal Loans

Introduction

At Mccoy Federal Credit Union, we believe in empowering our members with the financial tools and resources they need to thrive. Located at 5757 Curry Ford Rd, Orlando, FL 32822, our branch has been a trusted partner in the community since 1954. With a dedicated team of 203 employees led by our CEO, Alvin Cowans, and Board President, Samuel Davis, Jr., we are committed to providing personalized service that meets the unique needs of our over 80,184 members. As a member-focused institution, we take pride in our solid financial foundation. Currently, our total assets stand at an impressive $992,447,288, with total deposits reaching $73,267,406. Our commitment to responsible lending is reflected in our total loans and leases amounting to 34,709, ensuring that we can support you in achieving your financial goals whether it's purchasing a new car or financing your dream home. While members can visit us at our branch for a variety of services including personal banking, auto loans, and business banking official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We invite you to explore our offerings further at our website. At Mccoy Federal Credit Union, we understand the importance of community engagement. Our mission goes beyond providing financial services; we're here to make a positive impact on the lives of those we serve. With every transaction and interaction, we strive to build lasting relationships based on trust and reliability. If you're looking for a financial partner that truly cares about your success and well-being, look no further than Mccoy Federal Credit Union. Call us today at 407-855-5452 or stop by our branch during operating hours (Mon-Thur 9:00 am - 5:00 pm; Fri 9:00 am - 6:00 pm) to see how we can assist you!

Branch History & Mission

At Mccoy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1954, Mccoy has grown from its humble beginnings into a trusted financial partner for over 80,000 members in Orlando, FL. Our branch, located at 5757 Curry Ford Rd, Orlando, FL 32822, has become a cornerstone of the neighborhood, supporting residents with a wide range of financial services. Over the decades, we have expanded our offerings while maintaining our core mission: to empower individuals and families by providing affordable financial solutions. Today, we proudly manage total assets of nearly $1 billion, specifically $992447288, reflecting our dedication to responsible growth and member satisfaction. Each milestone we achieve is rooted in our passion for helping others. Our mission statement emphasizes not only financial services but also community support. We believe that when our members succeed, the entire community thrives. Mccoy Federal Credit Union focuses on personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. In addition to traditional banking services, we also embrace digital advancements like online banking and mobile payments to enhance your banking experience. While members can visit us at 5757 Curry Ford Rd Orlando Fl 32822, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We are dedicated to ensuring that every member feels valued and supported when they walk through our doors or connect with us online. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For added convenience, we offer ATM access and drive-thru banking services for quick transactions. Mccoy Federal Credit Union actively participates in community outreach programs that strengthen our ties with local organizations and support various initiatives aimed at improving the lives of residents in Orlando. Our partnerships reflect our commitment to fostering a sense of belonging and making a positive impact where it matters most. We invite you to join us at Mccoy Federal Credit Union! Experience firsthand the benefits of membership and discover how we can help you achieve your financial goals. Whether you're looking for reliable banking solutions or ways to engage with your community, we're here for you every step of the way. Visit us today or call us at (407) 855-5452 for more information!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated close to several well-known landmarks, ensuring that you can find us easily. Just a short drive from the bustling shopping areas and local parks, our location offers ample parking for your convenience. If you prefer public transport, you'll find bus stops nearby that make getting here a breeze. For those who may need assistance, our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. We also offer a drive-thru banking option for quick transactions without leaving your vehicle.

Get In Touch!

Feel free to call us at 407-855-5452 if you have any questions or need assistance before your visit. We invite you to stop by Mccoy Federal Credit Union today our friendly staff is eager to welcome you and help meet your financial needs!

Operating Hours and Services Offered

Mccoy Federal Credit Union is open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. This schedule provides flexibility for both early risers and those who prefer later visits. At our branch, you can take advantage of various services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our team is also ready to assist business members with merchant services and business loans. If you're in need of cash or want to check your account balance, we have an ATM available right at our location for your convenience.

Member Eligibility

Becoming a member of Mccoy is like joining a welcoming family that truly cares about your financial well-being. To qualify for membership, you simply need to be an individual who lives, works, worships, or attends school in the areas we serve. This means if you're part of our vibrant community here at 5757 Curry Ford Rd Orlando Fl 32822, you're likely eligible! Joining us opens the door to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to innovative banking solutions tailored just for you. Getting started is easy! You can find detailed information about eligibility and the straightforward account opening process by visiting our website at https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out to us at (407) 855-5452. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're accepting credit card payments at your storefront or managing online transactions, our solutions ensure you can focus on what matters most serving your customers. Join us at Mccoy, located at 5757 Curry Ford Rd Orlando Fl 32822 in Orlando, FL, and see how we can support your business goals today! For more information, call us at (407) 855-5452.

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need quick access to cash or want to perform simple transactions without entering the branch, take advantage of our ATM and cash withdrawal services. Our drive-thru banking allows you to conduct basic transactions like deposits and withdrawals from the comfort of your car. --- At Mccoy, we believe in putting our members first by providing accessible financial solutions that fit their lifestyles. If you have any questions or would like more information about any of our services, please don't hesitate to reach out at (407) 855-5452. We're here for you! Visit us today at 5757 Curry Ford Rd Orlando Fl 32822 or explore more online at Mccoy Federal Credit Union. Your financial journey starts here!

Business Banking Services

If you're a business owner, we know how vital it is to have reliable banking solutions. Our business banking services, including merchant services and business loans, are designed to support your enterprise's growth. We partner with you to ensure your business has the financial tools it needs to thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn points on purchases that can be redeemed for travel, cash back, or other exciting rewards. It's an easy way to make the most out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature.

Personal Banking Solutions

Managing your day-to-day finances has never been easier. With our checking and savings accounts, you can keep your money secure while earning interest. If you're thinking about purchasing a new car, our auto loans and vehicle financing options provide competitive rates that make getting behind the wheel simple and affordable. For those dreaming of homeownership, our mortgage loans and refinancing services are designed to guide you through the process smoothly, ensuring you find the right fit for your budget. And if you're facing unexpected expenses, our personal loans and debt consolidation options can help ease the burden.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, available at https://www.mccoyfcu.org/, you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application allows you to take your banking with you wherever life takes you. No more waiting in line just quick access to your financial information.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfers make it simple and quick to share funds with just a few taps. And if you're into mobile payments, you'll love our mobile payments feature that allows for secure transactions directly from your smartphone.

Safe and Secure Transactions

We prioritize your security. Our electronic signature authorization feature lets you sign documents securely online, making processes smoother and faster without compromising safety. You can rest easy knowing your information is protected while enjoying the ease of e-statements, which are not only eco-friendly but also accessible anytime you need them.

Stay Connected

Whether you're using our website or our mobile app, managing your finances has never been easier. With everything designed for user-friendliness, you can focus more on what matters living your life while we handle the banking details. Visit us today at 5757 Curry Ford Rd Orlando Fl 32822 or explore all these features by visiting https://www.mccoyfcu.org/. Experience the future of banking with Mccoy!

Financial Strength

At Mccoy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to financial health and member service, we strive to create an environment where you can trust your money is safe and growing. With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our performance as well. With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $8,588 in used auto loans and $674,262,918 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The number of our Total Share Accounts stands at 143,006, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 5757 Curry Ford Rd Orlando Fl 32822 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, allowing you to choose the best fit for your budget. If you're considering refinancing your current auto loan, ask about our eligibility options to see how we can help you save even more.

Credit Lines and Commercial Loans

For those who need access to larger sums or want a safety net for unexpected expenses, our credit lines totaling $228,789,921 are an excellent choice. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $19,269,475 provide the capital needed to expand operations. At Mccoy located at 5757 Curry Ford Rd Orlando Fl 32822, we prioritize transparency and service excellence. If you have questions about any of our loan products or would like to start an application today, don't hesitate to reach out at (407) 855-5452. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your living situation, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. These cards come with features designed to provide convenience and control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using only verified sources ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, eliminating guesswork and providing clarity in a crowded marketplace.

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