McCoy Credit Union Orlando FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Mccoy Federal Credit Union, where your financial well-being is our top priority! Located at 5620 L B Mcleod Rd, Orlando, FL 32811, we have proudly served our community since 1954. With over 80,000 members and assets totaling an impressive $992,447,288, we are committed to providing personalized financial services that help you achieve your goals. At Mccoy, we understand that each member's needs are unique. That's why we offer a range of products from checking and savings accounts to auto loans and mortgages. Our dedicated team, led by CEO Alvin Cowans and Board President Samuel Davis, Jr, works diligently to ensure you have access to the tools you need for financial success. Whether you're looking to finance a new car or save for a home, we're here for you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. With a robust net worth of $97,457,076 and total deposits amounting to $73,267,406, Mccoy is not just a credit union; we are your partner in financial growth. We also take pride in maintaining healthy loan balances with a total of 34,709 loans and leases, ensuring that funds are available for members' dreams. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For any inquiries or assistance, feel free to call us at (407) 855-5452 or send a fax to (407) 472-2792. Join us today at Mccoy Federal Credit Union! Visit our website at www.mccoyfcu.org or stop by the branch your future starts here!

Branch History & Mission

Join Us

As we continue this journey together in Orlando's vibrant landscape, we invite you to become part of the Mccoy family. Experience firsthand the benefits of membership with us. Visit our website or call us at 407-855-5452 for more information on how you can join or take advantage of our services today!

Our Journey

Mccoy started as a small credit union focused on providing essential services to its members. Over the years, we have expanded our offerings and improved our facilities to meet the evolving needs of our community. Our branch is conveniently located at 5620 L B McLeod Rd, Orlando, FL 32811 an area easily accessible for our members. As we grew, so did our commitment to enhancing financial literacy and providing personalized service that goes beyond traditional banking. Our total assets now stand at an impressive $992,447,288, reflecting our stability and dedication to serving the local community. We have embraced technology while ensuring that we remain approachable and supportive. Whether it's through our online banking platform or mobile payment options, we strive to make banking easier for you.

Our Mission

At Mccoy Federal Credit Union, our mission is clear: we aim to provide exceptional financial services while fostering a spirit of community support. We believe in empowering our members by offering not just banking products like checking accounts, auto loans, and mortgages but also valuable resources and guidance that help them achieve their financial goals. We are proud of our community outreach efforts that include partnerships with local organizations and events designed to give back to the neighborhoods we serve. Through these initiatives, we aim to create meaningful connections and improve the lives of those around us. For your convenience, we offer drive-thru banking and ATM services so you can access your funds when you need them most. While members can visit us at 5620 L B McLeod Rd for all their banking needs, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806.

Branch Location & Accessibility

Get in Touch!

Ready to experience exceptional service? We invite you to visit us at Mccoy Federal Credit Union today! If you have any questions or want more information before your visit, feel free to give us a call at 407-855-5452. We look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

You'll find us nestled near popular spots that locals love. Just a short drive from the bustling shopping centers and parks in the area, our location makes it simple for you to pop in before or after running errands. Parking is ample and easy to navigate, ensuring you can get in and out without any hassle. We are also committed to accessibility; our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays until 6:00 pm. If you're unable to visit during these times, don't worry! We also provide convenient drive-thru services for basic transactions like deposits and withdrawals. Plus, with an ATM available on-site, accessing your cash has never been easier. At Mccoy Federal Credit Union, we pride ourselves on offering a range of services tailored to our members' needs. From checking and savings accounts to personal loans and credit cards with rewards, we have something for everyone. Our friendly staff is always eager to assist you with any questions or concerns you may have.

Member Eligibility

At Mccoy, we're excited to welcome you into our community! Becoming a member is simple and opens the door to a world of financial benefits tailored just for you. To be eligible, you should live, work, worship, or attend school in the areas we serve, or have a family member who is already a member. This means that if you have connections to our vibrant community, you're likely already on your way to joining us! For more details on the specific criteria and how to qualify, feel free to check out this page. Opening an account at Mccoy is just as easy as becoming a member. You can start the process online by visiting our account opening page, or simply give us a call at (407) 855-5452 if you have any questions. We're here to help you every step of the way as you take this exciting step towards better banking experiences right here at 5620 L B Mcleod Rd Orlando Fl 32811.

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for daily operations. Imagine seamlessly processing payments while managing cash flow effortlessly. Our services make it easier to accept various payment methods, ensuring you never miss a sale. This means more time focusing on what you do best running your business. For more information about how we can help your business thrive, visit us at Mccoy or call us at (407) 855-5452. Let's build a prosperous future together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing solutions to help make your dream car a reality. Our flexible terms can fit any budget, making it easier for you to drive away in the vehicle you've always wanted.

Business Banking Services

For entrepreneurs out there, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to support small businesses in growing and thriving within the community.

Convenient Banking Options

We understand that sometimes banking needs can be urgent. That's why we offer ATM services for cash withdrawals and balance checks, along with drive-thru banking for quick transactions without leaving your car. Whether it's a simple deposit or withdrawal, we've got you covered! In addition to these great offerings, our branch provides easy access through online platforms so that managing your finances can be done anytime and anywhere. To learn more about how Mccoy can assist you with all of these services and more, feel free to reach out by calling us at (407) 855-5452 or visit us today at Mccoy Federal Credit Union. Join us in taking control of your financial future!

Credit Cards with Rewards

Our credit cards don't just give you purchasing power; they come with rewards too! Use them for everyday purchases and watch as points add up towards exciting rewards. Enjoy the benefits of shopping while building your credit score at the same time!

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans are here to guide you through the process. We provide various options for both first-time buyers and those looking to refinance their existing mortgage. Our team will work closely with you to find the best loan structure that fits your financial situation.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Mccoy has options that fit your lifestyle. Our personal banking services include not just standard accounts, but also unique features like online banking and mobile payments. Imagine being able to manage your finances right from your smartphone! With our user-friendly mobile app, you can check balances, transfer funds, and even deposit checks without stepping foot in the branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, which is why we offer personal loans that allow you to tackle those costs head-on. Additionally, if you're dealing with multiple debts, our debt consolidation options can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.mccoyfcu.org/, you can check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time; everything you need is right at your fingertips. Our user-friendly interface makes navigating through your financial information a breeze.

Go Mobile with Ease

On top of that, our mobile application allows for real-time account management right from your smartphone. You can even make mobile payments effortlessly, so you can shop or split bills without any hassle. With person-to-person transfers also available, sending money to friends or family is quick and straightforward. In short, Mccoy provides all the tools you need for effective financial management in today's fast-paced world. We invite you to explore our digital banking options and experience the difference yourself!

Secure Transactions Made Simple

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. It's not just about convenience; it's also about protecting your personal information.

Financial Strength

At Mccoy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which allows us to serve you better and meet your needs. With a net worth of $97,457,076, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $8,588 in used auto loans and $674,262,918 in total loans and leases. This supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 5620 L B Mcleod Rd Orlando Fl 32811 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a reliable used car, we can guide you through the process seamlessly.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We understand that purchasing a home is a significant step, and our experienced team is ready to assist you every step of the way.

Refinancing Options

If you're looking at reducing your monthly payments or securing better rates on existing loans, we also provide refinancing options. Our team will work with you to assess eligibility and find ways to save you money over time. For more information about any of these loan products or to discuss your specific needs, feel free to reach out to us at (407) 855-5452. You can also visit us at our branch located at 5620 L B Mcleod Rd Orlando Fl 32811 in Orlando, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you turn your financial aspirations into reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. Our credit cards come with various features designed to suit your spending habits and help you build credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers presented are fair and transparent.

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